Equity
DNJ GROUP has made a profit in every financial year since 2017.
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 65% of them on solvency, 32% on liquidity, 88% on profitability and 85% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.59 (0.36 in 2024), below 1. Short-term debt is 48.5% and cash 10.5% of total assets. 48.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DNJ GROUP Sint-Pieters-Leeuw | €424,006 | €148,906 | 51.5% | - |
| Bouwteam-BWTM Asse | €379,810 | €120,017 | 58.9% | - |
| CONSTRUCTEM Leuven | €420,597 | €110,432 | 87.2% | - |
| Diste Dilbeek | €408,859 | €114,766 | 92.6% | - |
| HK SERVICES Asse | €394,587 | €92,443 | 26.9% | - |
| AD REAL ESTATE Lasne | €442,346 | €158,384 | 55.7% | - |
| K-PITAL INVEST Auderghem | €404,476 | €168,363 | 53.7% | - |
These companies have the same main activity as DNJ GROUP: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €380,000 and €442,000, founded between 2015 and 2016.
DNJ GROUP files the micro format. That format states no turnover. The gross margin rose from €63,515 in 2017 to €148,906 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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