Julie et Antonio
ActiveSummary
Julie et Antonio has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €-7k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 11.84 in 2024; short-term debt: 12.1% and cash: 51.4% of total assets), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
13 d early
2021
on the day
2020
on the day
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2k
EBIT margin
-39.9%
Net result
€-7k▲ 56.9%
2024 · €-17k
2018: €-663
2019: €2k
2020: €6k
2021: €40k
2022: €18k
2023: €43k
2024: €-17k
2018 → 2025
Working capital
€36k▲ 20.1%
2024 · €30k
2018: €16k
2019: €18k
2020: €24k
2021: €58k
2022: €22k
2023: €53k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€55k▼ 15.8%€97k▲ 77.7%€75k▼ 22.9%€68k▼ 9.7%
Operating result€49k-€24k▼ 50.9%€55k▲ 130%€-14k€-7k▲ 47.2%
Net result€40k-€18k▼ 55.4%€43k▲ 140%€-17k€-7k▲ 56.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€32k ▼ 29.8%
Current assets
€46k ▲ 38.3%
Equity and liabilities €77k
Equity
€68k ▼ 9.7%
Debt
€9k ▲ 235%
Debt's share of the balance-sheet total rises from 3.6% to 12.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €3k
Cash flow
€3k▲
2024 · €-718
Current ratio
4.88▼
2024 · 11.84
Quick ratio
4.57▼
2024 · 9.36
Debt to equity
0.14▲
2024 · 0.04
ROE
-10.8%▲
2024 · -22.6%
ROA
-9.5%▲
2024 · -21.7%
Interest coverage
23.66▼
2024 · 26.05
Debt ≤ 1 year
€9k▲
2024 · €3k
Staff costs
€57k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€77k▼
Fixed assets21/28€45k€32k▼
Tangible fixed assets22/27€30k€17k▼
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€23k€10k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€15k€15k=
Current assets29/58€33k€46k▲
Stocks and contracts in progress3€7k€3k▼
Stocks30/36€7k€3k▼
Amounts receivable within one year40/41€33€3k▲
Other amounts receivable41€33€3k▲
Current investments50/53€26k-
Cash at bank and in hand54/58-€40k
Equity and liabilities
Total equity and liabilities10/49€78k€77k▼
Equity10/15€75k€68k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€55k€47k▼
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€9k▲
Financial debts43€4€207▲
Credit institutions430/8€4€207▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€37k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€123€45▼
Gross operating margin9900€39k€62k▲
Operating profit (loss)9901€-14k€-7k▲
Financial income75/76B€109€61▼
Recurring financial income75€109€61▼
Financial charges65/66B€97€133▲
Recurring financial charges65€97€133▲
Profit (loss) for the period before taxes9903€-14k€-7k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€-17k€-7k▲
Profit (loss) for the period to be appropriated9905€-17k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€47k▼
Profit (loss) brought forward from the previous period14P€72k€55k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k ▼140%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 11.84
Current ratio from 3.78 to 11.84; short-term debt falls from €19k to €3k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43k ▲140%
Operating result €55k, net result €43k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.78
Current ratio from 1.50 to 3.78; short-term debt falls from €44k to €19k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2018
Ground area
2,332 m²
Building footprint
83 m²
Volume, LiDAR
498 m³
Parcel 61062B0646/00R000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Flýja
since 20182.281.889.960
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61062B0646/00R000 | Wallonia | 2,332 m² | 1 · 83 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
32400Other manufacturing
32990Other manufacturing not elsewhere classified
46220Wholesale trade
46497Wholesale trade
47120Other non-specialised retail sale
47640Retail sale of games and toys
47789Other retail sale of new goods
58210Publishing activities
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:julieetantonio@gmail.com
Phone:0479/467603