JULIA BUSINESS
ActiveSummary
The computed 12-month bankruptcy probability of JULIA BUSINESS is 4.1% (elevated). The 2024 annual accounts show equity of €8k and a net result of €6k. Its solvency ranks better than 68% of 26043 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 4.33; short-term debt: 23.1% and cash: 0% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.7%
Return on assets
39.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-12-2025, 127 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
127 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€62k
EBIT margin
11.8%
Net result
€6k
Working capital
€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €14k
Equity
€8k
Debt
€7k
Debt finances 46.3% of the balance-sheet total.
Key figures and ratios
Current ratio
4.33
Debt to equity
0.86
ROE
73.9%
ROA
39.7%
Debt ≤ 1 year
€3k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet
Code2024
Assets
Total assets20/58€14k
Current assets29/58€14k
Amounts receivable within one year40/41€14k
Other amounts receivable41€14k
Cash at bank and in hand54/58€6
Equity and liabilities
Total equity and liabilities10/49€14k
Equity10/15€8k
Contributions10/11€2k
Reserves13€6k
Distributable reserves133€6k
Amounts payable17/49€7k
Amounts payable within one year42/48€3k
Trade debts44€135
Suppliers440/4€135
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Accrued charges and deferred income492/3€3k
Income statement
Code2024
Turnover70€62k
Goods, raw materials, services and sundry goods60/61€54k
Other operating charges640/8€681
Gross operating margin9900€8k
Operating profit (loss)9901€7k
Financial income75/76B€719
Recurring financial income75€719
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€2k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
Transfer to equity691/2€6k
To other reserves6921€6k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 127 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maagdenstraat 261000 BrusselGround area
108 m²
Building footprint
108 m²
Volume, LiDAR
1,395 m³
2 parcels, Brussels · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JULIA BUSINESS
since 20242.364.164.370
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0224/00G002 | Brussels | 63 m² | 1 · 63 m² | 15.3 m · 4 fl. |
| 21811M1957/00A000 | Brussels | 45 m² | 1 · 45 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.364.164.370
Similar companies · same sector, comparable size
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WaahCoop!
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ROCHAN 1
BE 0816.793.052
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LILLAS
BE 0801.510.208
La Louvière · Eq €7,610
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 3,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47621Retail sale of newspapers and periodicals
61200Telecommunications resale and intermediation services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.