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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GIAN GROUP is 10.2% (high). The 2024 annual accounts show negative equity (€-1k) and a net result of €-3k. Its solvency ranks better than 5% of 6697 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone10.2%
High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 25-09-2025 | 56 d late | 2025-00503553 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k
Working capital€-1k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 25-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -613.9% | 20.4% | |
| Net result | €-3k | €4k | |
| Equity | €-1k | €16k | |
| Gross operating margin | €-2k | €24k | |
| Total assets | €164 | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €164 |
| Equity | €-1k |
| Debt | €1k |
| of which ≤ 1y | €1k |
| of which > 1y | - |
| Working capital | €-1k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.14 |
| Quick ratio | 0.14 |
| Working capital ratio | -613.9% |
| Solvency | -613.9% |
| Debt / equity | -1.16 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1835.4% |
| ROE | 299.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 60d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €164 |
| Current assets | 29/58 | €164 |
| Cash & bank | 54/58 | €164 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €164 |
| Equity | 10/15 | €-1k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €1k |
| Amounts payable within one year | 42/48 | €1k |
| Trade debts payable within one year | 44 | €339 |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €908 |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed20
/ 100
Critical
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsCurrent directors & mandates
-
Sukru KARACARDirectorState Gazette act 24107483 (17-07-2024)Current10-01-2024 → present
2 events
- 17-07-2024 Appointed· Director
- 10-01-2024 Appointed· Managing director
Former directors (2)
-
Gabriela BENAMU VILLAMIZARDirectorState Gazette act 24107483 (17-07-2024)Former- → 17-07-2024
-
Benamu VillamizarManaging directorState Gazette act 24022839 (06-02-2024)Former- → 10-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 31-08-2023 |
| Status | Active |
| Postal code | 1130 |
Structure & network
Locations & real estate
Registered office
on the map · from the address register
Brussel
exact location from the address register
Establishment units
1 locationRooseveltlaan (Franklin) 131, 1800 Vilvoorde
since 20242.367.510.672
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area388 m²
Buildings2
Building footprint216 m²
Volume (LiDAR)1,229 m³
Tallest building12.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821B0223/00X000 | Brussels | 309 m² | 1 · 136 m² | 12.0 m · 3 fl. |
| 23642D0872/00K002 | Flanders | 79 m² | 1 · 79 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 2 years ago
2024
17-07-2024 1 director appointed, 1 resigning
- Sukru KARACAR, Bestuurder
- Gabriela BENAMU VILLAMIZAR, Bestuurder
06-02-2024 1 director appointed, 1 resigning
- KARACAR Sukru, Gedelegeerd bestuurder
- Benamu Villamizar, Gedelegeerd bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes55
/ 100
Mixed profile: strong on profitability, weaker on health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
20
Profitability
100
Solvency
33
Growth
-
Stability
67
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Credit advice
verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameFR | GIAN GROUP |
Registered office
Haachtsesteenweg 1687
1130 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.