JULIA
ActiveJULIA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-9k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 1187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency25▼-19
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.14 against 1.32 in 2024), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.9%
Return on assets
-9.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1187 sector peers (2025).
NBB · sector comparisonPosition among 1187 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
1 d early
2023
26 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▼ 36.3%
2024 · €25k
2018: €9k
2019: €6k
2020: €14k
2021: €36k
2022: €35k
2023: €30k
2024: €25k
2018 → 2025
Total assets
€99k=
2024 · €99k
2018: €50k
2019: €59k
2020: €76k
2021: €93k
2022: €92k
2023: €100k
2024: €99k
2018 → 2025
Net result
€-9k▼ 74.4%
2024 · €-5k
2018: €-5k
2019: €-3k
2020: €7k
2021: €23k
2022: €-2k
2023: €-5k
2024: €-5k
2018 → 2025
Working capital
€12k▼ 49.1%
2024 · €24k
2018: €7k
2019: €5k
2020: €8k
2021: €31k
2022: €32k
2023: €30k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€35k▼ 5.1%€30k▼ 13.5%€25k▼ 17.2%€16k▼ 36.3%
Operating result€24k-€-2k€-7k▼ 208%€-5k▲ 24.2%€-9k▼ 62.2%
Net result€23k-€-2k€-5k▼ 154%€-5k▼ 10.1%€-9k▼ 74.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€4k▲ 225%
Current assets
€95k▼ 2.6%
Equity and liabilities €99k
Equity
€16k▼ 36.3%
Debt
€83k▲ 12.1%
The debt ratio rises from 75.1% to 84.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-8k▼
2024 · €-5k
Cash flow
€-8k▼
2024 · €-5k
Solvency
15.9%▼
2024 · 24.9%
Current ratio
1.14▼
2024 · 1.32
Quick ratio
0.66▼
2024 · 0.90
Debt / equity
5.30▲
2024 · 3.01
ROE
-57.1%▼
2024 · -20.8%
ROA
-9.1%▼
2024 · -5.2%
Interest coverage
-6.63▲
2024 · -6.81
Debt
€83k▲
2024 · €74k
Debt ≤ 1 year
€83k▲
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€99k=
Fixed assets21/28€1k€4k▲
Tangible fixed assets22/27€962€4k▲
Plant, machinery and equipment23€962€761▼
Furniture and vehicles24-€3k
Financial fixed assets28€188€188=
Current assets29/58€98k€95k▼
Stocks and contracts in progress3€31k€41k▲
Stocks30/36€29k€29k▲
Contracts in progress37€2k€12k▲
Amounts receivable within one year40/41€66k€53k▼
Trade receivables40€25k€8k▼
Other amounts receivable41€41k€44k▲
Cash at bank and in hand54/58€694€2k▲
Deferred charges and accrued income490/1€242€63▼
Equity and liabilities
Total equity and liabilities10/49€99k€99k=
Equity10/15€25k€16k▼
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Profit (loss) carried forward14€-50k€-59k▼
Amounts payable17/49€74k€83k▲
Amounts payable within one year42/48€74k€83k▲
Trade debts44€30k€29k▼
Suppliers440/4€30k€29k▼
Other amounts payable47/48€44k€54k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€160€557▲
Other operating charges640/8€505€520▲
Gross operating margin9900€-5k€-8k▼
Operating profit (loss)9901€-5k€-9k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€778€1k▲
Recurring financial charges65€778€1k▲
Profit (loss) for the period before taxes9903€-5k€-9k▼
Profit (loss) for the period9904€-5k€-9k▼
Profit (loss) for the period to be appropriated9905€-5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-59k▼
Profit (loss) brought forward from the previous period14P€-45k€-50k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲218%
Operating result €24k, net result €23k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
VAN DYCK Koen
CurrentManaging director · since 31-01-2024
VERMEULEN, Maria-Josée
CurrentManaging director · since 31-01-2024
31-12-2024
VAN DYCK Koen: Resigned as Director
31-01-2024
VAN DYCK Koen: Appointed as Managing director
31-01-2024
VERMEULEN, Maria-Josée: Appointed as Managing director
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasterleesteenweg 12460 KasterleeGround area
3,952 m²
Building footprint
999 m²
Volume, LiDAR
6,652 m³
2 parcels, Flanders · tallest building 14.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JULIA
since 19992.131.823.240
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017H0926/00F004 | Flanders | 3,347 m² | 1 · 895 m² | 14.2 m · 2 fl. |
| 13018B0519/00D000 | Flanders | 606 m² | 1 · 104 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUINDESIGN BRACKE
BE 0566.936.987
Lubbeek · Eq €16k
ERIK CLAES
BE 0831.702.744
Bocholt · Eq €16k
ENTREPRISES WARZEE
BE 0436.746.656
Perwez · Eq €16k
RUELLE ELAGAGE
BE 1003.412.540
Gesves · Eq €16k
SOPIDEX
BE 0800.057.384
Fexhe-le-Haut-Clocher · Eq €16k
Of 21,155 companies in sector 81300 we hold annual accounts for 4,344. 2,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-08-1999
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
42220Construction of utility projects for electricity and telecommunications
45215
70200Business and other management consultancy
70220Business consulting
71310
74142
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.