Financials
- Fiscal year
- 2025
- Total assets
- €67,838
- Loss
- -€1,264
- Solvency
- 5.5%
Jules Claraval
ActiveSummary
Jules Claraval has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,736 and a net result of -€1,264. Its solvency ranks better than 27% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€67,838total assets 2025
- Equity
- €3,736
- Loss
- -€1,264
Turnover not published (abridged schema)
Structure
Accounts filed 12 d late0 of 1 deed read
Why 86- Founded in 2024- Equity €3,736 (5.5% of total assets)+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 1.03, cash €28,340Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
31
equity 5.5% of total assets
Liquidity
79
short-term debt 43.3% · cash 41.8%
Profitability
66
return on assets -1.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 0.7%
12-2025: 0.7%▲ +3.0% vs 11-2025
01-2026: 0.7%▲ +0.1% vs 12-2025
02-2026: 0.8%▲ +11.4% vs 01-2026
03-2026: 0.8%▲ +0.5% vs 02-2026
04-2026: 0.9%▲ +12.3% vs 03-2026
05-2026: 1.0%▲ +11.3% vs 04-2026
06-2026: 1.0%▲ +2.2% vs 05-2026highest value
07-2026: 1.0%▼ -3.7% vs 06-2026
08-2026: 1.0%▲ +0.3% vs 07-2026
09-2026: 0.3%▼ -69.9% vs 08-2026lowest value
10-2026: 0.3%▲ +5.7% vs 09-2026
- Sector Real estate activities (NACE 68) lowers the probability
- Liquidity: current ratio 1.03, cash €28,340 lowers the probability
- Founded in 2024 raises the probability for this profile
- Equity €3,736 (5.5% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 26%, liquidity 86%, profitability 53%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 12-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 09-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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