JULERIE
ActiveSummary
JULERIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €8k. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency86▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 3.01 in 2024; short-term debt: 38.6% and cash: 89.4% of total assets), and 38.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
19.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
52 d early
2024
57 d early
2023
6 d early
2022
43 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 46.4%
2024 · €18k
Total assets
€43k▲ 54.8%
2024 · €28k
Net result
€8k▼ 2.3%
2024 · €9k
Working capital
€26k▲ 42.9%
2024 · €18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€-4k-€5k€11k▲ 110%€11k▼ 2.6%
Net result€-5k-€5k€9k▲ 82.2%€8k▼ 2.3%
Equity€5k-€10k▲ 98.7%€18k▲ 90.5%€27k▲ 46.4%
Total assets€15k-€24k▲ 57.7%€28k▲ 15.9%€43k▲ 54.8%
Debt€11k-€15k▲ 39.0%€10k▼ 32.7%€17k▲ 70.3%
Working capital€10k-€12k▲ 23.9%€18k▲ 49.5%€26k▲ 42.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€318 ▼ 34.2%
Current assets
€43k ▲ 56.4%
Equity and liabilities €43k
Equity
€27k ▲ 46.4%
Debt
€17k ▲ 70.3%
Debt's share of the balance-sheet total rises from 35.1% to 38.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €11k
Cash flow
€9k▼
2024 · €9k
Current ratio
2.57▼
2024 · 3.01
Quick ratio
2.31▼
2024 · 3.01
Debt to equity
0.63▲
2024 · 0.54
ROE
31.7%▼
2024 · 47.5%
ROA
19.5%▼
2024 · 30.8%
Interest coverage
40.13▲
2024 · 26.28
Debt ≤ 1 year
€17k▲
2024 · €9k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12 | €165 | €165 | €165 | = |
| Other operating charges640/8 | - | - | €141 | €144 | ▲ 2.6% |
| Gross operating margin9900 | €-4k | €5k | €11k | €11k | ▼ 2.5% |
| Operating profit (loss)9901 | €-4k | €5k | €11k | €11k | ▼ 2.6% |
| Financial income75/76B | €15 | - | - | €40 | - |
| Recurring financial income75 | €15 | - | - | €40 | - |
| Financial charges65/66B | €715 | €547 | €430 | €274 | ▼ 36.2% |
| Recurring financial charges65 | €715 | €547 | €430 | €274 | ▼ 36.2% |
| Profit (loss) for the period before taxes9903 | €-5k | €5k | €11k | €11k | ▼ 0.9% |
| Income taxes67/77 | - | - | €2k | €2k | ▲ 4.8% |
| Profit (loss) for the period9904 | €-5k | €5k | €9k | €8k | ▼ 2.3% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €5k | €9k | €8k | ▼ 2.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €15k | €24k | €28k | €43k | ▲ 54.8% |
| Fixed assets21/28 | €813 | €648 | €483 | €318 | ▼ 34.2% |
| Tangible fixed assets22/27 | €813 | €648 | €483 | €318 | ▼ 34.2% |
| Furniture and vehicles24 | €813 | €648 | €483 | €318 | ▼ 34.2% |
| Current assets29/58 | €15k | €24k | €28k | €43k | ▲ 56.4% |
| Stocks and contracts in progress3 | - | - | - | €4k | - |
| Stocks30/36 | - | - | - | €4k | - |
| Amounts receivable within one year40/41 | €1k | - | - | - | - |
| Trade receivables40 | €1k | - | - | - | - |
| Other amounts receivable41 | €20 | - | - | - | - |
| Cash at bank and in hand54/58 | €13k | €24k | €28k | €39k | ▲ 40.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €15k | €24k | €28k | €43k | ▲ 54.8% |
| Equity10/15 | €5k | €10k | €18k | €27k | ▲ 46.4% |
| Contributions10/11 | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €-5k | €-437 | €8k | €17k | ▲ 103% |
| Amounts payable17/49 | €11k | €15k | €10k | €17k | ▲ 70.3% |
| Amounts payable after more than one year17 | €6k | €3k | €707 | - | - |
| Financial debts170/4 | €6k | €3k | €707 | - | - |
| Amounts payable within one year42/48 | €5k | €11k | €9k | €17k | ▲ 83.4% |
| Current portion of amounts payable after more than one year42 | €2k | €3k | €3k | €707 | ▼ 73.9% |
| Trade debts44 | €2k | €8k | €3k | €12k | ▲ 237% |
| Suppliers440/4 | €2k | €8k | €3k | €12k | ▲ 237% |
| Taxes, remuneration and social security45 | - | €1k | €3k | €4k | ▲ 38.6% |
| Taxes450/3 | - | €1k | €3k | €4k | ▲ 38.6% |
| Other amounts payable47/48 | €149 | €149 | €349 | €758 | ▲ 117% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €5k | €9k | €8k | ▼ 2.3% |
| + Depreciation and write-downs630 | €12 | €165 | €165 | €165 | = |
| Operating cash flow (approximation) | €-5k | €5k | €9k | €9k | ▼ 2.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €10k | €4k | €11k | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €9k ▲82.2%
Operating result €11k, net result €9k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
69 m²
Building footprint
69 m²
Volume, LiDAR
862 m³
Parcel 44803C0216/00H000, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JULERIE
since 20222.329.530.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0216/00H000 | Flanders | 69 m² | 1 · 69 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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VALUE +
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Of 1,743 companies in sector 46150 we hold annual accounts for 758. 510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47120Other non-specialised retail sale
47690Retail sale of other cultural and recreation goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
95290Repair and maintenance of other personal and household goods
Scores and ratios are computed by Checked and are not a credit decision.