JULAU
ActiveJULAU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €566k and a net result of €103k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency76▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.55 in 2024; short-term debt: 23.3% and cash: 22.8% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
28 d early
2023
30 d early
2022
16 d early
2021
19 d early
2020
31 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€566k▲ 2.5%
2024 · €552k
2018: €420k
2019: €482k
2020: €528k
2021: €541k
2022: €539k
2023: €553k
2024: €552k
2018 → 2025
Total assets
€1.12M▼ 1.0%
2024 · €1.13M
2018: €521k
2019: €564k
2020: €639k
2021: €732k
2022: €979k
2023: €1.08M
2024: €1.13M
2018 → 2025
Net result
€103k▲ 39.2%
2024 · €74k
2018: €114k
2019: €96k
2020: €110k
2021: €114k
2022: €60k
2023: €106k
2024: €74k
2018 → 2025
Working capital
€395k▲ 3.1%
2024 · €383k
2018: €338k
2019: €408k
2020: €457k
2021: €474k
2022: €411k
2023: €393k
2024: €383k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€541k-€539k▼ 0.4%€553k▲ 2.6%€552k▼ 0.2%€566k▲ 2.5%
Operating result€155k-€126k▼ 18.7%€167k▲ 32.4%€142k▼ 15.3%€160k▲ 12.9%
Net result€114k-€60k▼ 47.6%€106k▲ 78.2%€74k▼ 30.2%€103k▲ 39.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€461k▼ 7.3%
Current assets
€654k▲ 4.0%
Equity and liabilities €1.12M
Equity
€566k▲ 2.5%
Debt
€549k▼ 4.4%
The debt ratio falls from 51.0% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€196k▲
2024 · €177k
Cash flow
€139k▲
2024 · €110k
Solvency
50.8%▲
2024 · 49.0%
Current ratio
2.52▼
2024 · 2.55
Quick ratio
2.52▼
2024 · 2.55
Debt / equity
0.97▼
2024 · 1.04
ROE
18.3%▲
2024 · 13.5%
ROA
9.3%▲
2024 · 6.6%
Interest coverage
14.40▲
2024 · 10.35
Debt
€549k▼
2024 · €574k
Debt ≤ 1 year
€260k▲
2024 · €246k
Debt > 1 year
€287k▼
2024 · €326k
Income taxes
€46k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.12M▼
Formation expenses20€0€0=
Fixed assets21/28€497k€461k▼
Tangible fixed assets22/27€436k€399k▼
Land and buildings22€380k€360k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€54k€38k▼
Financial fixed assets28€61k€61k=
Current assets29/58€629k€654k▲
Current investments50/53€400k€399k▼
Cash at bank and in hand54/58€227k€254k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.12M▼
Equity10/15€552k€566k▲
Contributions10/11€19k€19k=
Reserves13€533k€547k▲
Tax-exempt reserves132€63k€63k=
Distributable reserves133€470k€484k▲
Amounts payable17/49€574k€549k▼
Amounts payable after more than one year17€326k€287k▼
Financial debts170/4€326k€287k▼
Amounts payable within one year42/48€246k€260k▲
Current portion of amounts payable after more than one year42€38k€38k▲
Financial debts43€6k€6k=
Other loans439€6k€6k=
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€37k€18k▼
Taxes450/3€15k€18k▲
Remuneration and social security454/9€22k-
Other amounts payable47/48€161k€195k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€182k€201k▲
Operating profit (loss)9901€142k€160k▲
Financial income75/76B€13k€24k▲
Recurring financial income75€13k€24k▲
Financial charges65/66B€17k€14k▼
Recurring financial charges65€17k€14k▼
Profit (loss) for the period before taxes9903€138k€171k▲
Transfer to deferred taxes680€21k€21k=
Income taxes67/77€43k€46k▲
Profit (loss) for the period9904€74k€103k▲
Transfer from tax-exempt reserves789€21k€21k=
Profit (loss) for the period to be appropriated9905€95k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€124k▲
Transfer from equity791/2-€110k
Transfer to equity691/2€95k€124k▲
To other reserves6921€95k€124k▲
Profit to be distributed694/7-€110k
Return on contributions (dividend)694-€110k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €60k ▼47.6%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €114k ▲3.1%
Net result €114k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €528k ▲9.7%
3 profitable years in a row build equity to €528k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langedreef(West) 20A8954 HeuvellandGround area
648 m²
Building footprint
154 m²
Volume, LiDAR
803 m³
Parcel 33030D0058/00E000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JULAU
since 20082.169.934.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33030D0058/00E000 | Flanders | 648 m² | 1 · 154 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500CYDA5DF59DE444
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2008
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.