Skip to content

JUCEMA

Active
Public limited companyfounded 199729 yrs activeRue du Calvaire 1A, 5340 Gesves, BelgiumKBO/BCE: BE 0461.376.540
Summary

JUCEMA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €303,644 and a net result of €114. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 79% of 4610 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability69=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 3.29 against 4.66 in 2023; short-term debt: 14.3% and cash: 0% of total assets), and 18.4% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
12 d late
2023
14 d early
2022
34 d early
2021
16 d late
2020
82 d early
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 September 1997, JUCEMA was incorporated.1 Total assets went from EUR 327,223 in 2018 to EUR 371,932 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€114▼ 93.1%
2023 · €1,665
Working capital
€122,018▲ 2.3%
2023 · €119,322
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€11,289▼ 1.7%€2,094▼ 81.4%€5,384▲ 157%€1,428▼ 73.5%€1,526▲ 6.9%
Net result€7,746▼ 25.1%-€769€3,029€1,665▼ 45.0%€114▼ 93.1%
Equity€299,604▲ 2.7%€298,835▼ 0.3%€301,864▲ 1.0%€303,530▲ 0.6%€303,644=
Total assets€350,579▲ 4.4%€392,821▲ 12.0%€353,209▼ 10.1%€361,345▲ 2.3%€371,932▲ 2.9%
Debt€50,975▲ 16.1%€93,986▲ 84.4%€51,344▼ 45.4%€57,815▲ 12.6%€68,288▲ 18.1%
Working capital€130,812▲ 6.7%€111,398▼ 14.8%€115,221▲ 3.4%€119,322▲ 3.6%€122,018▲ 2.3%
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2020: €11,289€11,289Net result 2020: €7,746€7,746Operating result 2021: €2,094€2,094Net result 2021: -€769-€769Operating result 2022: €5,384€5,384Net result 2022: €3,029€3,029Operating result 2023: €1,428€1,428Net result 2023: €1,665€1,665Operating result 2024: €1,526€1,526Net result 2024: €114€11420202021202220232024€0€2,000€4,000€6,000Operating result 2022: €5,384€5,380Net result 2022: €3,029€3,030Operating result 2023: €1,428€1,430Net result 2023: €1,665€1,670Operating result 2024: €1,526€1,530Net result 2024: €114€114202220232024
The operating result recovers in 2024; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €371,932
Fixed assets €196,587 ▼ 6.1%
Current assets €175,346 ▲ 15.4%
Equity and liabilities €371,932
Equity €303,644 =
Debt €68,288 ▲ 18.1%
Debt's share of the balance-sheet total rises from 16.0% to 18.4%. Debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€14,344▲
2023 · €14,246
Cash flow
€12,932▼
2023 · €14,483
Current ratio
3.29▼
2023 · 4.66
Debt to equity
0.22▲
2023 · 0.19
ROE
0.0%▼
2023 · 0.5%
ROA
0.0%▼
2023 · 0.5%
Interest coverage
30.39▲
2023 · 20.28
Debt ≤ 1 year
€53,328▲
2023 · €32,619
Debt > 1 year
€6,893▼
2023 · €17,100
Income taxes
€990▼
2023 · €1,388
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€361,345€371,932▲
Fixed assets21/28€209,404€196,587▼
Tangible fixed assets22/27€40,539€27,722▼
Furniture and vehicles24€40,539€27,722▼
Financial fixed assets28€168,865€168,865=
Current assets29/58€151,941€175,346▲
Amounts receivable within one year40/41€145,751€165,125▲
Trade receivables40€29,346€38,601▲
Other amounts receivable41€116,405€126,524▲
Cash at bank and in hand54/58€282€127▼
Deferred charges and accrued income490/1€5,907€10,094▲
Equity and liabilities
Total equity and liabilities10/49€361,345€371,932▲
Equity10/15€303,530€303,644=
Contributions10/11€107,500€107,500=
Capital10€107,500€107,500=
Issued capital100€107,500€107,500=
Revaluation surpluses12€50,000€50,000=
Reserves13€10,750€10,750=
Non-distributable reserves130/1€10,750€10,750=
Legal reserve130€10,750€10,750=
Profit (loss) carried forward14€135,280€135,394▲
Amounts payable17/49€57,815€68,288▲
Amounts payable after more than one year17€17,100€6,893▼
Financial debts170/4€17,100€6,893▼
Amounts payable within one year42/48€32,619€53,328▲
Current portion of amounts payable after more than one year42€10,049€10,207▲
Trade debts44€491€795▲
Suppliers440/4€491€795▲
Taxes, remuneration and social security45€3,923€17,614▲
Taxes450/3€3,923€17,614▲
Other amounts payable47/48€18,156€24,712▲
Accrued charges and deferred income492/3€8,096€8,067▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,818€12,818=
Other operating charges640/8€1,630€2,248▲
Gross operating margin9900€15,876€16,592▲
Operating profit (loss)9901€1,428€1,526▲
Financial income75/76B€2,328€50▼
Recurring financial income75€2,328€50▼
Financial charges65/66B€702€472▼
Recurring financial charges65€702€472▼
Profit (loss) for the period before taxes9903€3,054€1,104▼
Income taxes67/77€1,388€990▼
Profit (loss) for the period9904€1,665€114▼
Profit (loss) for the period to be appropriated9905€1,665€114▼
Appropriation of the result
Profit (loss) to be appropriated9906€135,280€135,394▲
Profit (loss) brought forward from the previous period14P€133,614€135,280▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€562€5,123€12,212€12,818€12,818=
Other operating charges640/8-€6,169€963€1,630€2,248▲ 37.9%
Gross operating margin9900€12,636€13,386€18,559€15,876€16,592▲ 4.5%
Operating profit (loss)9901€11,289€2,094€5,384€1,428€1,526▲ 6.9%
Financial income75/76B---€2,328€50▼ 97.9%
Recurring financial income75---€2,328€50▼ 97.9%
Financial charges65/66B-€331€786€702€472▼ 32.8%
Recurring financial charges65€68€331€786€702€472▼ 32.8%
Profit (loss) for the period before taxes9903€11,220€1,764€4,598€3,054€1,104▼ 63.8%
Income taxes67/77€3,474€2,532€1,569€1,388€990▼ 28.7%
Profit (loss) for the period9904€7,746-€769€3,029€1,665€114▼ 93.1%
Profit (loss) for the period to be appropriated9905€7,746-€769€3,029€1,665€114▼ 93.1%
Line20202021202220232024Change
Assets
Total assets20/58€350,579€392,821€353,209€361,345€371,932▲ 2.9%
Fixed assets21/28€176,349€232,040€222,222€209,404€196,587▼ 6.1%
Tangible fixed assets22/27€7,484€63,174€53,357€40,539€27,722▼ 31.6%
Furniture and vehicles24-€63,174€53,357€40,539€27,722▼ 31.6%
Financial fixed assets28€168,865€168,865€168,865€168,865€168,865=
Current assets29/58€174,230€160,782€130,987€151,941€175,346▲ 15.4%
Amounts receivable within one year40/41€170,150€154,877€126,198€145,751€165,125▲ 13.3%
Trade receivables40-€4,615€17,930€29,346€38,601▲ 31.5%
Other amounts receivable41-€150,262€108,268€116,405€126,524▲ 8.7%
Cash at bank and in hand54/58€80€487€11€282€127▼ 55.0%
Deferred charges and accrued income490/1-€5,417€4,779€5,907€10,094▲ 70.9%
Equity and liabilities
Total equity and liabilities10/49€350,579€392,821€353,209€361,345€371,932▲ 2.9%
Equity10/15€299,604€298,835€301,864€303,530€303,644=
Contributions10/11€107,500€107,500€107,500€107,500€107,500=
Capital10-€107,500€107,500€107,500€107,500=
Issued capital100-€107,500€107,500€107,500€107,500=
Revaluation surpluses12-€50,000€50,000€50,000€50,000=
Reserves13€10,750€10,750€10,750€10,750€10,750=
Non-distributable reserves130/1-€10,750€10,750€10,750€10,750=
Legal reserve130-€10,750€10,750€10,750€10,750=
Profit (loss) carried forward14€131,354€130,585€133,614€135,280€135,394▲ 0.1%
Amounts payable17/49€50,975€93,986€51,344€57,815€68,288▲ 18.1%
Amounts payable after more than one year17-€37,044€27,149€17,100€6,893▼ 59.7%
Financial debts170/4-€37,044€27,149€17,100€6,893▼ 59.7%
Amounts payable within one year42/48€43,418€49,384€15,767€32,619€53,328▲ 63.5%
Current portion of amounts payable after more than one year42-€9,743€9,895€10,049€10,207▲ 1.6%
Trade debts44€372€72€409€491€795▲ 61.8%
Suppliers440/4-€72€409€491€795▲ 61.8%
Taxes, remuneration and social security45-€5,941€5,391€3,923€17,614▲ 349%
Taxes450/3-€5,941€5,391€3,923€17,614▲ 349%
Other amounts payable47/48-€33,629€71€18,156€24,712▲ 36.1%
Accrued charges and deferred income492/3-€7,558€8,429€8,096€8,067▼ 0.4%
Line20202021202220232024Change
Profit (loss) for the period9904€7,746-€769€3,029€1,665€114▼ 93.1%
+ Depreciation and write-downs630€562€5,123€12,212€12,818€12,818=
Operating cash flow (approximation)€8,308€4,355€15,241€14,483€12,932▼ 10.7%
Investment in fixed assets (approximation)--€60,814-€2,394€0€0-
Change in cash-€407-€476€272-€155▼ 157%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
17-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €3,029
Net result €3,029 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 8.31
Current ratio from 3.26 to 8.31; short-term debt falls from €49,384 to €15,767.
16-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 16 days late
2021
31-12
Financial Weakest financial yearnet -€769
Net result drops to -€769, the lowest in the series; recovery starts the following year.
10-05
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
21-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
13-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
17-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves
exact location from the address register On OpenStreetMap
Ground area
1,224 m²
Building footprint
74 m²
Parcel 92092A0100/00F000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92092A0100/00F000 Wallonia 1,224 m² 1 · 74 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of JUCEMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 38,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded05-09-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.