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FNIL

Active
Private limited companyfounded 1997active for 29 yearsKlokjeslaan 69, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0460.532.046

From the official registers: KBO 29 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FNIL has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,104) and a net result of -€15,075. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 8% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 23-04-1997 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.143.579.244 1170 Watermaal-Bosvoorde, since 19-05-2004
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€46,608
▲ 23.0%
Loss
€15,075
▲ 58×
Equity
-€17,104
Total assets
€364,223
▲ 112%
Filed on 03-07-2026, 28 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€17,104Loss of €15,075, the second in a row (financial year 2025)lowers riskSize: turnover €46,608, total assets €364,223Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies in head offices and management consultancy (NACE 70)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 20-5
equity -4.7% of total assets
Liquidity 21-9
short-term debt 74.5% · cash 9.3%
Profitability 60-14
return on assets -4.1%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.14 (0.18 in 2024), below 1. Short-term debt is 74.5% and cash 9.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 8% of them on solvency, 9% on liquidity, 27% on profitability and 40% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €46,608, total assets €364,223
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€17,104
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Loss of €15,075, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€17,104
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
36 days early
2023
6 days early
2022
19 days early
2021
11 days early
2020
37 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€17,104 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€15,075 View
  • Caution: Lower solvency than 92% of companies in head offices and management consultancysector median 53.3% · 3,861 companies -4.7% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • New directorlatest change 01-07-2026 · 2 in office 1 joined View

Comparable companies

These companies have the same main activity as FNIL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €345,000 and €403,000, founded between 1996 and 1998.

CompanyTotal assetsGross margin
FNIL Watermaal-Bosvoorde€364,223€16,968
THYNNUS CONSULTING Elsene€397,968€18,027
YMAGE Ukkel€345,127€19,600
ARJ FINANCE Ukkel€403,289€20,677
JUCEMA Gesves€370,097€18,122
DDR CONSULT Schilde€357,205€18,793
RISTORNO CONSULTANCY Kalmthout€347,042€18,646
Full comparison

Documents

Annual accounts at the NBB

All 29 annual accounts

Articles and registers

Key facts about FNIL

What is the company number of FNIL?
The company number of FNIL is 0460.532.046. The VAT number is the same number with BE in front: BE 0460.532.046.
Where is FNIL based?
The registered office is at Klokjeslaan 69, 1170 Watermaal-Bosvoorde.Company details
What does FNIL do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FNIL?
The legal form of FNIL is Private limited company (BV).
When was FNIL founded?
FNIL was founded on 23-04-1997.
Is FNIL still active?
Yes, FNIL is an active enterprise in the KBO register.
What is the turnover of FNIL?
The turnover of FNIL was €46,608 in financial year 2025, according to the filed annual accounts.Financials
Is FNIL profitable?
In financial year 2025, FNIL made a loss of €15,075.
Where can I find the annual accounts of FNIL?
FNIL filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FNIL due?
FNIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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