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JUARNO

Active
Private limited company (pre-2019)founded 2011active for 15 yearsVoltastraat 3, 2627 Schelle, BelgiumKBO/BCE: BE 0839.269.833
Summary

JUARNO has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €117,964 and a net result of -€19,820. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 89% of 37,945 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€130,402total assets 2024
Equity
€117,964
Loss
-€19,820
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts 71 days overdue0 of 1 deed read
Why 65raises riskLiquidity: current ratio 10.13, cash €863, halvedFigures for financial year 2024 (filed 05-09-2025)Loss of €19,820 (financial year 2024)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 70, micro)
Financial strength · tick = 2023
Average
Solvency 100=
equity 90.5% of total assets
Liquidity 51-16
short-term debt 9.5% · cash 0.7%
Profitability 0-69
return on assets -15.2%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,319 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.5 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.2%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 10.13, compared with 17.97 in 2023; short-term debt: 9.5% and cash: 0.7% of total assets), and 9.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 37% on liquidity, 4% on profitability and 25% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 10.13, cash €863, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Figures for financial year 2024 (filed 05-09-2025)
NBB · annual accounts
raises risk · Loss of €19,820 (financial year 2024)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 days late
2023
29 days late
2022
30 days late
2021
30 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 40 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€19,820
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 8% on net resultsector median €25,911 · 37,965 companies -€19,820 View
  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Total assets 20246 financial years filed €130,402 View

By topic

Financials

Financial year
2024
Total assets
€130,402
Loss
-€19,820
Solvency
90.5%
Total assets▼ 10.4%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2013
  1. 30-08-2023Annual accounts filed
  2. 30-08-2022Annual accounts filed
  3. 31-08-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
08-09-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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