RESOURCE MANAGEMENT CONSULTANCY
ActiveRESOURCE MANAGEMENT CONSULTANCY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €-21k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 13.55 against 2.27 in 2024; short-term debt: 4.9% and cash: 0.8% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€105k▼ 16.6%
2024 · €125k
2018: €101k
2019: €112k
2020: €116k
2021: €127k
2022: €140k
2023: €130k
2024: €125k
2018 → 2025
Total assets
€110k▼ 32.6%
2024 · €163k
2018: €120k
2019: €148k
2020: €154k
2021: €150k
2022: €159k
2023: €151k
2024: €163k
2018 → 2025
Net result
€-21k▼ 334%
2024 · €-5k
2018: €10k
2019: €11k
2020: €4k
2021: €11k
2022: €13k
2023: €-10k
2024: €-5k
2018 → 2025
Working capital
€67k▲ 40.4%
2024 · €48k
2018: €97k
2019: €110k
2020: €116k
2021: €116k
2022: €115k
2023: €92k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€140k▲ 10.6%€130k▼ 6.9%€125k▼ 3.7%€105k▼ 16.6%
Operating result€21k-€19k▼ 7.6%€-8k€-4k▲ 56.5%€-21k▼ 467%
Net result€11k-€13k▲ 26.5%€-10k€-5k▲ 50.5%€-21k▼ 334%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€37k▼ 51.9%
Current assets
€73k▼ 15.1%
Equity and liabilities €110k
Equity
€105k▼ 16.6%
Debt
€5k▼ 85.8%
The debt ratio falls from 23.1% to 4.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €-3k
Cash flow
€-19k▼
2024 · €-4k
Solvency
95.1%▲
2024 · 76.9%
Current ratio
13.55▲
2024 · 2.27
Quick ratio
11.50▲
2024 · 1.98
Debt / equity
0.05▼
2024 · 0.30
ROE
-20.0%▼
2024 · -3.8%
ROA
-19.0%▼
2024 · -2.9%
Interest coverage
-19.49▼
2024 · -3.31
Debt
€5k▼
2024 · €38k
Debt ≤ 1 year
€5k▼
2024 · €38k
Income taxes
€315▼
2024 · €441
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€110k▼
Fixed assets21/28€77k€37k▼
Tangible fixed assets22/27€77k€37k▼
Plant, machinery and equipment23€36k€36k▼
Furniture and vehicles24€41k€1k▼
Current assets29/58€86k€73k▼
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€66k€61k▼
Trade receivables40€61k€298▼
Other amounts receivable41€6k€61k▲
Cash at bank and in hand54/58€8k€840▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€163k€110k▼
Equity10/15€125k€105k▼
Contributions10/11€19k€19k=
Reserves13€109k€109k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€107k€107k=
Profit (loss) carried forward14€-2k€-23k▼
Amounts payable17/49€38k€5k▼
Amounts payable within one year42/48€38k€5k▼
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€20k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€895€1k▲
Gross operating margin9900€-2k€-18k▼
Operating profit (loss)9901€-4k€-21k▼
Financial income75/76B€12€941▲
Recurring financial income75€12€941▲
Financial charges65/66B€760€974▲
Recurring financial charges65€760€974▲
Profit (loss) for the period before taxes9903€-4k€-21k▼
Income taxes67/77€441€315▼
Profit (loss) for the period9904€-5k€-21k▼
Profit (loss) for the period to be appropriated9905€-5k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-23k▼
Profit (loss) brought forward from the previous period14P€3k€-2k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 13.55
Current ratio from 2.27 to 13.55; short-term debt falls from €38k to €5k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €13k ▲26.5%
Net result €13k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westmallebaan 412960 BrechtGround area
3.6 ha
Building footprint
957 m²
Volume, LiDAR
7,233 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
RESOURCE MANAGEMENT CONSULTANCY
since 20092.181.114.086
ReSource
since 20152.237.491.971
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11332K0311/00W000 | Flanders | 3.3 ha | 1 · 556 m² | 10.5 m · 2 fl. |
| 11041C0316/00M002 | Flanders | 3,851 m² | 1 · 401 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
875500A7M0LN2BIG4580
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BEEFOUNDERS
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2009
Fiscal year end31-12
Abbreviation NL
ReSource
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.