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Generated 23-07-2026
Active BE 0772.896.196Private limited company

JU.ST

Kapoelstraat 23 ·3700 Tongeren-Borgloon, Belgium· 4 yrs active
Sector: Real estate activities (68310)
Conclusion Checked

The computed 12-month bankruptcy probability of JU.ST is 0.7% (low). The 2025 annual accounts show equity of €30k and a net result of €14k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 1325 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €30k
Net result €14k
Better than sector 45%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health56Profitability100Solvency20Growth78Stability94
70 / 100

Strong profile, led by profitability.

Health 56
Profitability 100
Solvency 20
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
56 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro
€-10k€0€10k€20k€30kOperating result 2021: €6k€6kNet result 2021: €4k€4kOperating result 2022: €12k€12kNet result 2022: €7k€7kOperating result 2023: €1k€1kNet result 2023: €-1k€-1kOperating result 2024: €9k€9kNet result 2024: €5k€5kOperating result 2025: €26k€26kNet result 2025: €14k€14k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~42.8%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k2026: €35k (€32k - €37k)2027: €49k (€47k - €52k)2028: €70k (€68k - €73k)2021: €6k2022: €13k2023: €12k2024: €16k2025: €30k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 17.3% 22.9%
better than 45% of 1325 sector peers
Net result €14k €10k
better than 56% of 1322 sector peers
Equity €30k €44k
better than 43% of 1326 sector peers
Gross operating margin €49k €40k
better than 56% of 1322 sector peers
Total assets €175k €290k
better than 37% of 1325 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€35k
+219.5% +173% vs sector
Net profit
€14k
+204.2% far above sector median
Cash flow
€23k
+238.4% +99% vs sector
Total assets
€175k
+558.8% -29% vs sector
Equity
€30k
+84.2% -65% vs sector
Working capital
€-4k
- far below sector median
Income taxes
€8k
+96.0% far above sector median
Debt
€144k
+1327.9% -17% vs sector
Debt ≤ 1y
€31k
+202.6% -24% vs sector
Debt > 1y
€114k
- +13% vs sector
Current ratio
0.87
-58.1% -62% vs sector
Quick ratio
0.87
-58.1% -62% vs sector
Solvency
17.3%
-72.0% -49% vs sector
Debt / equity
4.79
+675.3% +143% vs sector
ROE
45.7%
+65.2% far above sector median
ROA
7.9%
-53.8% far above sector median
Interest coverage
7.62
-64.5% -64% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€35k
Net profit€14k
Cash flow€23k
Staff costs-
Income taxes€8k
Dividends-
Total assets€175k
Equity€30k
Debt€144k
of which ≤ 1y€31k
of which > 1y€114k
Working capital€-4k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.87
Quick ratio0.87
Working capital ratio-2.3%
Solvency17.3%
Debt / equity4.79
Long-term debt ratio3.77
Interest coverage7.62
Gross margin-
Net margin-
ROA7.9%
ROE45.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€175k
Fixed assets 21/28€148k
Tangible fixed assets 22/27€148k
Current assets 29/58€27k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€175k
Equity 10/15€30k
Contributions / capital 10/11€2k
Reserves 13€29k
Amounts payable 17/49€144k
Amounts payable after one year 17€114k
Amounts payable within one year 42/48€31k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€49k
Operating result 9901€26k
Financial income 75€311
Financial charges 65€5k
Result before taxes 9903€21k
Income taxes 67/77€8k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68310)
Legal form Private limited company(610)
Incorporation26-08-2021
StatusActive
Postal code3700
Establishment units 1 location
JU.ST
Kapoelstraat 23, 3700 Tongeren-BorgloonHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20212.321.015.802
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73076C0298/00X000 Flanders 1,124 m² 1 · 204 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
17-03-2025
State Gazette act Registered-office change
2024
15-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
17-03-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
17-03-2025 Registered office moved within Tongeren Registered-office change
  • Koninksemstraat 63, 3700 Tongeren → Kapoelstraat 23, 3700 Tongeren
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Kapoelstraat 23, 3700 Tongeren",
        "city": "Tongeren",
        "region": "vlaams_gewest",
        "street": "Kapoelstraat",
        "country": "BE",
        "postcode": "3700",
        "box_number": null,
        "street_number": "23",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Koninksemstraat 63, 3700 Tongeren",
        "city": "Tongeren",
        "region": "vlaams_gewest",
        "street": "Koninksemstraat",
        "country": "BE",
        "postcode": "3700",
        "box_number": null,
        "street_number": "63",
        "locality_suffix": null
      },
      "effective_date": "2025-02-06",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-03-17",
    "filing_date": "2025-03-06",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2025-02-06",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0772.896.196",
    "name_full": "JU.ST",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julie Proesmans",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis68322Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameNL JU.ST
Registered office
Kapoelstraat 23
3700 Tongeren-Borgloon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative