JTR · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JTR is 0.3% (very low). The 2025 annual accounts show negative equity (€-16k) and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 221 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	09-07-2026	22 d early	2026-00270961
31-12-2024	31-07-2025	04-07-2025	27 d early	2025-00241744
31-12-2023	31-07-2024	05-07-2024	26 d early	2024-00213161
31-12-2022	31-07-2023	13-07-2023	18 d early	2023-00232469
31-12-2021	31-07-2022	20-06-2022	41 d early	2022-20072856
31-12-2020	31-07-2021	21-06-2021	40 d early	2021-22400067
31-12-2019	31-07-2020	02-07-2020	29 d early	2020-25600193
31-12-2018	31-07-2019	28-06-2019	33 d early	2019-23900423
31-12-2017	31-07-2018	27-06-2018	34 d early	2018-23700412
31-12-2016	31-07-2017	17-07-2017	14 d early	2017-31400171

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-18k-112.2%

Working capital€-4k+63.0%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 09-07-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~58% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 01, Agriculture · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-41.2%	23.3%	better than 7% of 221 sector peers
Net result	€-18k	€9k	better than 15% of 221 sector peers
Equity	€-16k	€66k	better than 9% of 221 sector peers
Gross operating margin	€-1k	€47k	better than 10% of 221 sector peers
Total assets	€39k	€279k	better than 9% of 221 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P7

Weakening position over 2020-2025 · n=179-817

Net result P15

Weakening position over 2020-2025 · n=179-816

Equity P9

Weakening position over 2020-2025 · n=179-817

Gross operating margin P10

Weakening position over 2020-2025 · n=179-817

Describes the position versus peers, not a forecast.

EBITDA

€-7k

- 18-25

Net profit

€-18k

-112.2% 18-25

Cash flow

€-7k

- 18-25

Total assets

€39k

-2.2% 18-25

Equity

€-16k

- 18-25

Working capital

€-4k

+63.0% 18-25

Income taxes

€0

-100.0% 18-25

Debt

€54k

+51.8% 18-25

Show 9 other metrics

Debt ≤ 1y

€5k

-64.0% 18-25

Debt > 1y

€50k

+115.5% 18-25

Current ratio

0.19

-11.1% 18-25

Quick ratio

0.05

-60.8% 18-25

Solvency

-41.2%

- 18-25

Debt / equity

-3.38

- 18-25

ROE

109.8%

- 18-25

ROA

-45.2%

-116.8% 18-25

Interest coverage

-7.86

- 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-7k
Net profit	€-18k
Cash flow	€-7k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€39k
Equity	€-16k
Debt	€54k
of which ≤ 1y	€5k
of which > 1y	€50k
Working capital	€-4k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.19
Quick ratio	0.05
Working capital ratio	-9.5%
Solvency	-41.2%
Debt / equity	-3.38
Long-term debt ratio	-3.09
Interest coverage	-7.86
Gross margin	-
Net margin	-
ROA	-45.2%
ROE	109.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €38k · 97.8% Current assets €858 · 2.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€39k
Fixed assets	21/28	€38k
Tangible fixed assets	22/27	€38k
Current assets	29/58	€858
Stocks & contracts in progress	3	€613
Amounts receivable within one year	40/41	€245
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€39k
Equity	10/15	€-16k
Contributions / capital	10/11	€6k
Reserves	13	€8k
Accumulated profits (losses)	14	€-30k
Provisions & deferred taxes	16	€753
Amounts payable	17/49	€54k
Amounts payable after one year	17	€50k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€-1k
Operating result	9901	€-19k
Financial income	75	€9
Financial charges	65	€935
Result before taxes	9903	€-19k
Net result for the period	9904	€-18k
Result to be appropriated	9905	€-17k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

7 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director

3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Raaij Storm te
Niet statutaire bestuurder
State Gazette act 26100906 (05-08-2026)

Current
01-07-2026 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Fokken en houden van andere dieren(01480)
Legal form	Private limited company(610)
Incorporation	26-04-2011
Status	Active
Postal code	3930

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

JTR / Lost Legend

Dielishoek 25, 3930 Hamont-AchelFokken van huisdieren (met uitzondering van vissen)

since 20112.198.358.906

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,945 m²

Buildings1

Building footprint143 m²

Volume (LiDAR)553 m³

Tallest building7.5 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72012A0339/00W000	Flanders	1,945 m²	1 · 142 m²	7.5 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 of 4 acts read

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026

05-08-2026 Resignations & appointments

3 facts

General meeting , 01/07/2026
Director appointment, Raaij Storm te (niet-statutaire bestuurder)
Mandate compensation, Raaij Storm te

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7

Profitability 100

Solvency 33

Growth 32

Stability 100

Credit advice

verdict per customer and amount

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We hold annual accounts for 48 of the 1,702 companies in this sector. 18 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Fokken en houden van andere dieren01480Fokken van andere dieren01490Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Groothandel in voedsel voor huisdieren46382Detailhandel in huisdieren, voer voor huisdieren en benodigdheden daarvoor47762

Primary activity highlighted.

Names & trade names

Legal nameNL

JTR

Registered office

Dielishoek 25

3930 Hamont-Achel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.