Summary
JTML has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €895,749 and a net result of €128,921. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 8101 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
7 d late
2022
31 d late
2021
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€895,749▲ 16.8%
2023 · €766,828
Total assets
€3.4m▼ 0.5%
2023 · €3.4m
Net result
€128,921▼ 22.1%
2023 · €165,393
Working capital
€772,040▼ 7.9%
2023 · €838,039
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€128,900--€212,478€184,834€184,336▼ 0.3%
Net result€83,058within the sector's middle half--€231,622below the sector's middle half€165,393above the sector's middle half€128,921within the sector's middle half▼ 22.1%
Equity€833,058within the sector's middle half-€601,435within the sector's middle half▼ 27.8%€766,828within the sector's middle half▲ 27.5%€895,749within the sector's middle half▲ 16.8%
Total assets€3.2mabove the sector's middle half-€2.8mwithin the sector's middle half▼ 11.3%€3.4mabove the sector's middle half▲ 22.4%€3.4mabove the sector's middle half▼ 0.5%
Debt€2.3m-€2.2m▼ 5.4%€2.7m▲ 21.0%€2.5m▼ 5.5%
Working capital€162,361-€268,351▲ 65.3%€838,039▲ 212%€772,040▼ 7.9%
Solvency26.3%within the sector's middle half-21.4%below the sector's middle half▼ 4.9pp22.3%below the sector's middle half▲ 0.9pp26.2%below the sector's middle half▲ 3.9pp
Staff (FTE)1within the sector's middle half-1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.4m
Fixed assets
€2.0m =
Current assets
€1.4m ▼ 1.2%
Equity and liabilities €3.4m
Equity
€895,749 ▲ 16.8%
Debt
€2.5m ▼ 5.5%
Debt's share of the balance-sheet total falls from 77.7% to 73.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
14.4%▼
2023 · 21.6%
ROA
3.8%▼
2023 · 4.8%
Debt ≤ 1 year
€651,612▲
2023 · €602,837
Debt > 1 year
€1.5m▼
2023 · €1.9m
Income taxes
€27,769
Staff costs
€48,750▲
2023 · €38,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €141,599 | €46,405 | €38,836 | €48,750 | ▲ 25.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,133 | €9,543 | €7,952 | €0 | ▼ 100% |
| Other operating charges640/8 | €3,318 | €998 | €1,607 | €852 | ▼ 47.0% |
| Non-recurring operating charges66A | €900,000 | €450,000 | €0 | - | - |
| Gross operating margin9900 | €1.2m | €294,467 | €233,230 | €233,937 | ▲ 0.3% |
| Operating profit (loss)9901 | €128,900 | -€212,478 | €184,834 | €184,336 | ▼ 0.3% |
| Financial income75/76B | €300 | €0 | - | €12,300 | - |
| Recurring financial income75 | €300 | €0 | - | €12,300 | - |
| Financial charges65/66B | €17,372 | €19,144 | €19,442 | €39,946 | ▲ 105% |
| Recurring financial charges65 | €17,372 | €19,144 | €19,442 | €39,946 | ▲ 105% |
| Profit (loss) for the period before taxes9903 | €111,829 | -€231,622 | €165,393 | €156,691 | ▼ 5.3% |
| Income taxes67/77 | €28,771 | €0 | - | €27,769 | - |
| Profit (loss) for the period9904 | €83,058 | -€231,622 | €165,393 | €128,921 | ▼ 22.1% |
| Profit (loss) for the period to be appropriated9905 | €83,058 | -€231,622 | €165,393 | €128,921 | ▼ 22.1% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €3.2m | €2.8m | €3.4m | €3.4m | ▼ 0.5% |
| Fixed assets21/28 | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Tangible fixed assets22/27 | €17,495 | €7,952 | €0 | - | - |
| Furniture and vehicles24 | €17,495 | €7,952 | €0 | - | - |
| Financial fixed assets28 | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Current assets29/58 | €1.2m | €803,162 | €1.4m | €1.4m | ▼ 1.2% |
| Amounts receivable within one year40/41 | €915,000 | €733,513 | €1.3m | €1.4m | ▲ 5.5% |
| Trade receivables40 | €915,000 | €733,500 | €613,415 | €733,691 | ▲ 19.6% |
| Other amounts receivable41 | - | €13 | €676,796 | €627,403 | ▼ 7.3% |
| Cash at bank and in hand54/58 | €236,626 | €69,649 | €150,665 | €61,509 | ▼ 59.2% |
| Deferred charges and accrued income490/1 | - | - | - | €1,050 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €3.2m | €2.8m | €3.4m | €3.4m | ▼ 0.5% |
| Equity10/15 | €833,058 | €601,435 | €766,828 | €895,749 | ▲ 16.8% |
| Contributions10/11 | €750,000 | €750,000 | €750,000 | €750,000 | = |
| Reserves13 | €83,058 | €83,058 | €83,058 | €145,749 | ▲ 75.5% |
| Distributable reserves133 | €83,058 | €83,058 | €83,058 | €145,749 | ▲ 75.5% |
| Profit (loss) carried forward14 | - | -€231,622 | -€66,230 | €0 | ▲ 100% |
| Amounts payable17/49 | €2.3m | €2.2m | €2.7m | €2.5m | ▼ 5.5% |
| Amounts payable after more than one year17 | €1.3m | €1.6m | €1.9m | €1.5m | ▼ 19.6% |
| Financial debts170/4 | €1.3m | €1.6m | €1.9m | €1.5m | ▼ 19.6% |
| Amounts payable within one year42/48 | €989,265 | €534,811 | €602,837 | €651,612 | ▲ 8.1% |
| Current portion of amounts payable after more than one year42 | €394,492 | €398,854 | €403,263 | €407,722 | ▲ 1.1% |
| Trade debts44 | €284,445 | €91,820 | €190,469 | €176,665 | ▼ 7.2% |
| Suppliers440/4 | €284,445 | €91,820 | €190,469 | €176,665 | ▼ 7.2% |
| Taxes, remuneration and social security45 | €105,328 | €44,137 | €9,105 | €67,225 | ▲ 638% |
| Taxes450/3 | €86,610 | €32,586 | €0 | €54,966 | - |
| Remuneration and social security454/9 | €18,718 | €11,552 | €9,105 | €12,259 | ▲ 34.6% |
| Other amounts payable47/48 | €205,000 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €34,327 | €34,336 | €154,303 | €334,290 | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €83,058 | -€231,622 | €165,393 | €128,921 | ▼ 22.1% |
| + Depreciation and write-downs630 | €11,133 | €9,543 | €7,952 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €94,191 | -€222,080 | €173,345 | €128,921 | ▼ 25.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | -€166,977 | €81,017 | -€89,156 | ▼ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
21-03
KBO administration
Address struck
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
31-12
Financial
Back to profitnet €165,393
Net result €165,393 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€231,622
Net result drops to -€231,622, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Ground area
6,920 m²
Building footprint
4,363 m²
Volume, LiDAR
67,924 m³
2 parcels, Brussels, Flanders · tallest building 31.7 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JTML
since 20202.304.961.906
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012F0360/00X003 | Brussels | 5,750 m² | 1 · 4,114 m² | 31.7 m · 6 fl. |
| 44051C0147/00X000 | Flanders | 1,170 m² | 1 · 249 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 1 holdingOwners 2
- Sourceaccounts Monbeau 202430%
- 20%
Holdings 1
-
99.99%
According to the 2024 annual accounts of JTML and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 29,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0745917726
Also
9925:BE0745917726
Registered
17-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.