Equity
€2.3m ▼ 0.1%
GUY SERU paid out €100,000 in dividends. That is 103% of the 2025 profit.
GUY SERU
Lifetime
6 annual accounts with figures on one time axispeak €455,000 (2021)
-not published
lowest -€43,683 (2020)
€97,382▼ 10.0%
peak €2.3m (2024)
€2.3m▼ 0.1%
€619,195▲ 29.1%
Board2 names since 2019
1 directorSeru Guy
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Dividend €100,000Debts from €479,483 to €619,195Cash from €57,942 to €231,019
Key points
from the 2025 annual accountsTurnover
≈ €310,000 estimated
The accounts state no turnover.
Liquidity
6.03 was 64.98 in 2024
Short-term debts rose from €12,427 to €157,073.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 15 to 153 days before the end of the period.
Starting capital
€1.5m 1,000 shares
Position in the sector
€2.3m
More equity than 95% of companies in head offices and management consultancy. Sector median €78,216 · 39,396 companies.
Checked score
95
Excellent
Financially stronger than 61% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.2 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2019
lowers risk
Size: total assets €2.9m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 16-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 85% of them on solvency, 80% on liquidity, 49% on profitability and 30% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,639 companies had the same profile as GUY SERU has now. Each dot stands for 5 companies, two years later.
95.5%
were still trading
3.7%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GUY SERU itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,639 companies, not a prediction for GUY SERU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.03 (64.98 in 2024), above the usual 1.5. Short-term debt is 5.4% and cash 8% of total assets. 21.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 days early
2024
121 days early
2023
153 days early
2022
60 days early
2021
46 days early
2020
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 72 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 accounts filed within 61 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738675883
Demerger proposal: SEGRO splits off to GUY SERU
Permanent representative: Guy Seru · Gazette deed
Incorporation
Founding capital of €1,500,000, 1,000 shares · Founder: SERU, Guy Jan Georges Cornelius · Appointment: SERU, Guy Jan Georges Cornelius (director) · published on 12-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GUY SERU Veurne | €2.9m | €181,361 | 78.5% | - |
| Menue Consulting Knokke-Heist | €2.6m | €181,400 | 6.3% | - |
| GALNA Tielt | €3.2m | €213,958 | 14.7% | - |
| JTML Ghent | €2.8m | €174,696 | 26.7% | - |
| Jebus Lede | €2.8m | €161,644 | 58.4% | - |
| MGPM Manage | €2.9m | €207,462 | 18.9% | - |
| BLQ Management Rumst | €2.6m | €189,397 | 62.1% | 1 |
These companies have the same main activity as GUY SERU: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2.6m and €3.2m, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 03-12-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.297.015.7258630 Veurne, since 03-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 22-01-2026
Annual accounts 2025
- €2.9m▲ 5.0%
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on GUY SERU
GUY SERU has existed since 2019. Turnover fell from €455,000 in 2021 to €180,000 in 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GUY SERU
- What is the company number of GUY SERU?
- The company number of GUY SERU is 0738.675.883. The VAT number is the same number with BE in front: BE 0738.675.883.
- Where is GUY SERU based?
- The registered office is at Bedrijvenlaan 10, 8630 Veurne.Company details
- What does GUY SERU do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of GUY SERU?
- GUY SERU is a private limited company (BV).
- When was GUY SERU founded?
- GUY SERU was founded on 03-12-2019.
- Is GUY SERU still active?
- Yes, GUY SERU is an active enterprise in the KBO register.
- What is the turnover of GUY SERU?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €181,361 and 109 comparable companies (NACE 70200). It probably lies between €260,000 and €370,000. In financial year 2023 turnover was €415,000.Financials
- Is GUY SERU profitable?
- In financial year 2025, GUY SERU made a profit of €97,382.
- Where can I find the annual accounts of GUY SERU?
- GUY SERU filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GUY SERU due?
- GUY SERU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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