JT CONSULTING
ActiveJT CONSULTING has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €363k and a net result of €13k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.05 against 6.93 in 2023; short-term debt: 10.4% and cash: 32.2% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
27 d late
2022
24 d late
2021
10 d late
2020
19 d late
2019
50 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€363k▲ 3.6%
2023 · €350k
2018: €233k
2019: €272k
2020: €299k
2021: €325k
2022: €342k
2023: €350k
2018 → 2024
Total assets
€467k▲ 2.7%
2023 · €454k
2018: €261k
2019: €309k
2020: €329k
2021: €349k
2022: €452k
2023: €454k
2018 → 2024
Net result
€13k▲ 64.2%
2023 · €8k
2018: €24k
2019: €39k
2020: €27k
2021: €25k
2022: €18k
2023: €8k
2018 → 2024
Working capital
€197k▼ 9.7%
2023 · €218k
2018: €164k
2019: €203k
2020: €232k
2021: €257k
2022: €176k
2023: €218k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€299k-€325k▲ 8.4%€342k▲ 5.5%€350k▲ 2.3%€363k▲ 3.6%
Operating result€37k-€34k▼ 6.6%€25k▼ 25.9%€11k▼ 57.3%€19k▲ 71.2%
Net result€27k-€25k▼ 7.3%€18k▼ 29.5%€8k▼ 56.5%€13k▲ 64.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 71% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €467k
Fixed assets
€221k▲ 10.7%
Current assets
€246k▼ 3.6%
Equity and liabilities €467k
Equity
€363k▲ 3.6%
Debt
€104k▼ 0.5%
The debt ratio falls from 22.9% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2023 · €64k
Cash flow
€32k▼
2023 · €60k
Solvency
77.8%▲
2023 · 77.1%
Current ratio
5.05▼
2023 · 6.93
Quick ratio
5.05▼
2023 · 6.93
Debt / equity
0.29▼
2023 · 0.30
ROE
3.5%▲
2023 · 2.2%
ROA
2.7%▲
2023 · 1.7%
Interest coverage
46.85▼
2023 · 77.27
Debt
€104k▼
2023 · €104k
Debt ≤ 1 year
€49k▲
2023 · €37k
Debt > 1 year
€55k▼
2023 · €67k
Income taxes
€5k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€454k€467k▲
Fixed assets21/28€199k€221k▲
Tangible fixed assets22/27€199k€221k▲
Land and buildings22€198k€220k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€255k€246k▼
Amounts receivable within one year40/41€131k€95k▼
Other amounts receivable41€131k€95k▼
Cash at bank and in hand54/58€124k€150k▲
Deferred charges and accrued income490/1€665€522▼
Equity and liabilities
Total equity and liabilities10/49€454k€467k▲
Equity10/15€350k€363k▲
Contributions10/11€19k€19k=
Reserves13€84k€96k▲
Distributable reserves133€84k€96k▲
Profit (loss) carried forward14€248k€248k=
Amounts payable17/49€104k€104k▼
Amounts payable after more than one year17€67k€55k▼
Financial debts170/4€67k€55k▼
Amounts payable within one year42/48€37k€49k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€13k€1k▼
Suppliers440/4€13k€1k▼
Taxes, remuneration and social security45€644€5k▲
Taxes450/3€644€5k▲
Other amounts payable47/48€11k€30k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€19k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€65k€40k▼
Operating profit (loss)9901€11k€19k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€823€811▼
Recurring financial charges65€823€811▼
Profit (loss) for the period before taxes9903€10k€18k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€248k€261k▲
Profit (loss) brought forward from the previous period14P€240k€248k▲
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €8k ▼56.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
19-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 50 days late
2019
31-12
Financial
Highest result since 2018net €39k ▲63.7%
Operating result €57k, net result €39k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 24 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoekstraat 183770 RiemstGround area
974 m²
Building footprint
147 m²
Parcel 73051C0476/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Koekoekstraat 18, 3770 Riemst
since 19972.076.803.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73051C0476/00E000 | Flanders | 974 m² | 1 · 147 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELANET
BE 0473.421.861
Grimbergen · Eq €364k
THE COMPUTER STORE
BE 0448.227.991
Nazareth-De Pinte · Eq €364k
OPTELEC
BE 0467.277.110
Brugge · Eq €365k
MICROCITY
BE 0448.764.065
Schaarbeek · Eq €365k
COPPENS-COMPUTERCENTER
BE 0475.096.892
Maldegem · Eq €361k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1997
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.