E.C.S.
ActiveE.C.S. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €383k and a net result of €43k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 89% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.44 against 6.53 in 2024), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
324 d late
2022
151 d late
2021
326 d late
2020
331 d late
2019
165 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€383k▲ 12.7%
2024 · €339k
2018: €190k
2019: €206k
2020: €252k
2021: €312k
2022: €346k
2023: €370k
2024: €339k
2018 → 2025
Total assets
€461k▲ 9.6%
2024 · €421k
2018: €242k
2019: €254k
2020: €305k
2021: €371k
2022: €401k
2023: €467k
2024: €421k
2018 → 2025
Net result
€43k
2024 · €-30k
2018: €20k
2019: €31k
2020: €56k
2021: €60k
2022: €34k
2023: €24k
2024: €-30k
2018 → 2025
Working capital
€325k▲ 12.3%
2024 · €289k
2018: €131k
2019: €154k
2020: €198k
2021: €248k
2022: €288k
2023: €314k
2024: €289k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€312k-€346k▲ 10.9%€370k▲ 7.0%€339k▼ 8.2%€383k▲ 12.7%
Operating result€87k-€45k▼ 48.5%€27k▼ 40.4%€-4k€53k
Net result€60k-€34k▼ 43.1%€24k▼ 29.0%€-30k€43k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €461k
Fixed assets
€76k▼ 3.6%
Current assets
€385k▲ 12.6%
Equity and liabilities €461k
Equity
€383k▲ 12.7%
Debt
€78k▼ 3.5%
The debt ratio falls from 19.3% to 17.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€68k▲
2024 · €17k
Cash flow
€59k▲
2024 · €-10k
Solvency
83.0%▲
2024 · 80.7%
Current ratio
6.44▼
2024 · 6.53
Quick ratio
6.44▼
2024 · 6.53
Debt / equity
0.20▼
2024 · 0.24
ROE
11.3%▲
2024 · -8.9%
ROA
9.4%▲
2024 · -7.2%
Interest coverage
13.54▲
2024 · 3.79
Debt
€78k▼
2024 · €81k
Debt ≤ 1 year
€60k▲
2024 · €52k
Debt > 1 year
€19k▼
2024 · €29k
Income taxes
€16k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€421k€461k▲
Fixed assets21/28€79k€76k▼
Tangible fixed assets22/27€79k€76k▼
Land and buildings22€7k€5k▼
Plant, machinery and equipment23€19k€13k▼
Furniture and vehicles24€49k€34k▼
Other tangible fixed assets26€4k€24k▲
Financial fixed assets28€50€50=
Current assets29/58€342k€385k▲
Amounts receivable after more than one year29€316k€364k▲
Other amounts receivable291€316k€364k▲
Amounts receivable within one year40/41€24k€19k▼
Trade receivables40€14k€10k▼
Other amounts receivable41€10k€8k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€421k€461k▲
Equity10/15€339k€383k▲
Contributions10/11€10k€10k=
Reserves13€330k€373k▲
Distributable reserves133€330k€373k▲
Amounts payable17/49€81k€78k▼
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€52k€60k▲
Current portion of amounts payable after more than one year42€12k€10k▼
Financial debts43€7k€989▼
Credit institutions430/8€7k€989▼
Trade debts44€33k€18k▼
Suppliers440/4€33k€18k▼
Taxes, remuneration and social security45€450€30k▲
Taxes450/3€450€30k▲
Income statement
Code20242025
Non-recurring operating income76A-€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€15k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€3k€15k▲
Gross operating margin9900€22k€87k▲
Operating profit (loss)9901€-4k€53k▲
Financial income75/76B€14k€11k▼
Recurring financial income75€14k€11k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€6k€59k▲
Income taxes67/77€36k€16k▼
Profit (loss) for the period9904€-30k€43k▲
Profit (loss) for the period to be appropriated9905€-30k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€43k▲
Transfer from equity791/2€30k-
Transfer to equity691/2-€43k
To other reserves6921-€43k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 324 days late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼226%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 326 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 331 days late
2021
31-12
Financial
Highest result since 2018net €60k ▲6.2%
Operating result €87k, net result €60k, both a record.
12-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 165 days late
2020
17-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 201 days late
2019
31-12
Financial
Equity above €200kEq €206k ▲8.6%
2 profitable years in a row build equity to €206k.
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 153 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bilzersteenweg 1133700 Tongeren-BorgloonGround area
345 m²
Building footprint
397 m²
Volume, LiDAR
2,049 m³
Parcel 73347A0440/00K003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bilzersteenweg 113, 3700 Tongeren-Borgloon
since 19992.092.488.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73347A0440/00K003 | Flanders | 345 m² | 1 · 397 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
View-Media.be
BE 0732.927.149
Dendermonde · Eq €384k
EURO - TWICE
BE 0455.009.083
Heusden-Zolder · Eq €380k
MEDIAZONE
BE 0695.489.208
Ittre · Eq €385k
ERIS CONNECT
BE 0827.924.692
Rotselaar · Eq €386k
CIEZKO
BE 0472.616.167
Genk · Eq €388k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-1999
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.