JT Consult
ActiveSummary
The computed 12-month bankruptcy probability of JT Consult is 2.1% (moderate). The 2025 annual accounts show equity of €4,602 and a net result of €22,652. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 28374 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+1
Solvency30▼-70
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
22.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 28374 sector peers (2025).
NBB · sector comparisonPosition among 28374 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
87 d early
2024
38 d early
2023
41 d early
2022
54 d early
2021
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€4,602▼ 87.5%
2024 · €36,951
Total assets
€99,044▲ 100%
2024 · €49,404
Net result
€22,652▲ 110%
2024 · €10,791
Working capital
-€736
2024 · €33,373
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,321-€19,677▲ 90.7%€12,869▼ 34.6%€17,028▲ 32.3%€31,381▲ 84.3%
Net result€4,919within the sector's middle half-€14,158within the sector's middle half▲ 188%€8,082within the sector's middle half▼ 42.9%€10,791within the sector's middle half▲ 33.5%€22,652within the sector's middle half▲ 110%
Equity€7,919below the sector's middle half-€18,077below the sector's middle half▲ 128%€26,159within the sector's middle half▲ 44.7%€36,951within the sector's middle half▲ 41.3%€4,602below the sector's middle half▼ 87.5%
Total assets€57,632below the sector's middle half-€37,885below the sector's middle half▼ 34.3%€48,182below the sector's middle half▲ 27.2%€49,404below the sector's middle half▲ 2.5%€99,044within the sector's middle half▲ 100%
Debt€49,713-€19,807▼ 60.2%€22,022▲ 11.2%€12,453▼ 43.5%€94,441▲ 658%
Working capital-€25,937below the sector's middle half--€3,289below the sector's middle half▲ 87.3%€19,304within the sector's middle half€33,373within the sector's middle half▲ 72.9%-€736below the sector's middle half
Solvency13.7%below the sector's middle half-47.7%within the sector's middle half▲ 34.0pp54.3%within the sector's middle half▲ 6.6pp74.8%above the sector's middle half▲ 20.5pp4.6%below the sector's middle half▼ 70.1pp
Current ratio0.33below the sector's middle half-0.81below the sector's middle half▲ 0.471.88within the sector's middle half▲ 1.073.68above the sector's middle half▲ 1.800.99below the sector's middle half▼ 2.69
Return on assets (ROA)8.5%within the sector's middle half-37.4%above the sector's middle half▲ 28.8pp16.8%within the sector's middle half▼ 20.6pp21.8%above the sector's middle half▲ 5.1pp22.9%above the sector's middle half▲ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,044
Fixed assets
€43,501 ▲ 1,116%
Current assets
€55,542 ▲ 21.2%
Equity and liabilities €99,044
Equity
€4,602 ▼ 87.5%
Debt
€94,441 ▲ 658%
Debt's share of the balance-sheet total rises from 25.2% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34,112▲
2024 · €20,306
Cash flow
€25,383▲
2024 · €14,069
Debt to equity
20.52▲
2024 · 0.34
ROE
492.2%▲
2024 · 29.2%
Interest coverage
12.21▲
2024 · 8.67
Debt ≤ 1 year
€56,278▲
2024 · €12,453
Debt > 1 year
€38,163
Income taxes
€5,936▲
2024 · €3,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,290 | €20,426 | €19,593 | €3,278 | €2,731 | ▼ 16.7% |
| Other operating charges640/8 | €396 | €204 | €625 | €308 | €172 | ▼ 44.2% |
| Gross operating margin9900 | €34,007 | €40,307 | €33,087 | €20,614 | €34,284 | ▲ 66.3% |
| Operating profit (loss)9901 | €10,321 | €19,677 | €12,869 | €17,028 | €31,381 | ▲ 84.3% |
| Financial income75/76B | - | €2 | - | €52 | - | - |
| Recurring financial income75 | - | €2 | - | €52 | - | - |
| Financial charges65/66B | €1,439 | €475 | €2,244 | €2,341 | €2,793 | ▲ 19.3% |
| Recurring financial charges65 | €1,439 | €475 | €2,244 | €2,341 | €2,793 | ▲ 19.3% |
| Profit (loss) for the period before taxes9903 | €8,882 | €19,203 | €10,626 | €14,738 | €28,588 | ▲ 94.0% |
| Income taxes67/77 | €3,963 | €5,045 | €2,543 | €3,947 | €5,936 | ▲ 50.4% |
| Profit (loss) for the period9904 | €4,919 | €14,158 | €8,082 | €10,791 | €22,652 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €4,919 | €14,158 | €8,082 | €10,791 | €22,652 | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,632 | €37,885 | €48,182 | €49,404 | €99,044 | ▲ 100% |
| Fixed assets21/28 | €44,641 | €24,215 | €6,856 | €3,578 | €43,501 | ▲ 1,116% |
| Intangible fixed assets21 | €13,333 | €6,667 | - | - | - | - |
| Tangible fixed assets22/27 | €31,308 | €17,548 | €6,856 | €3,578 | €43,501 | ▲ 1,116% |
| Furniture and vehicles24 | €28,759 | €15,433 | €2,940 | €319 | - | - |
| Other tangible fixed assets26 | €2,549 | €2,116 | €3,916 | €3,259 | €43,501 | ▲ 1,235% |
| Current assets29/58 | €12,991 | €13,670 | €41,326 | €45,826 | €55,542 | ▲ 21.2% |
| Amounts receivable within one year40/41 | €11,556 | €10,760 | €1,846 | €5,144 | €493 | ▼ 90.4% |
| Trade receivables40 | €11,519 | €9,764 | €1,846 | - | €430 | - |
| Other amounts receivable41 | €37 | €997 | - | €5,144 | €64 | ▼ 98.8% |
| Cash at bank and in hand54/58 | €408 | €1,949 | €39,480 | €40,482 | €53,463 | ▲ 32.1% |
| Deferred charges and accrued income490/1 | €1,027 | €960 | - | €200 | €1,585 | ▲ 693% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,632 | €37,885 | €48,182 | €49,404 | €99,044 | ▲ 100% |
| Equity10/15 | €7,919 | €18,077 | €26,159 | €36,951 | €4,602 | ▼ 87.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €4,919 | €15,077 | €23,159 | €33,951 | €1,602 | ▼ 95.3% |
| Distributable reserves133 | €4,919 | €15,077 | €23,159 | €33,951 | €1,602 | ▼ 95.3% |
| Amounts payable17/49 | €49,713 | €19,807 | €22,022 | €12,453 | €94,441 | ▲ 658% |
| Amounts payable after more than one year17 | €9,592 | €2,849 | - | - | €38,163 | - |
| Financial debts170/4 | €9,592 | €2,849 | - | - | €38,163 | - |
| Amounts payable within one year42/48 | €38,928 | €16,958 | €22,022 | €12,453 | €56,278 | ▲ 352% |
| Current portion of amounts payable after more than one year42 | €6,611 | €6,743 | €2,849 | - | €9,850 | - |
| Financial debts43 | - | - | - | - | €424 | - |
| Credit institutions430/8 | - | - | - | - | €424 | - |
| Trade debts44 | €10,767 | €545 | €1,364 | €669 | €234 | ▼ 65.1% |
| Suppliers440/4 | €10,767 | €545 | €1,364 | €669 | €234 | ▼ 65.1% |
| Taxes, remuneration and social security45 | €5,009 | €9,671 | €15,028 | €11,785 | €10,699 | ▼ 9.2% |
| Taxes450/3 | €5,009 | €9,671 | €15,028 | €11,785 | €10,699 | ▼ 9.2% |
| Other amounts payable47/48 | €16,541 | - | €2,781 | - | €35,072 | - |
| Accrued charges and deferred income492/3 | €1,193 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,919 | €14,158 | €8,082 | €10,791 | €22,652 | ▲ 110% |
| + Depreciation and write-downs630 | €23,290 | €20,426 | €19,593 | €3,278 | €2,731 | ▼ 16.7% |
| Operating cash flow (approximation) | €28,209 | €34,584 | €27,675 | €14,069 | €25,383 | ▲ 80.4% |
| Investment in fixed assets (approximation) | - | €0 | -€2,233 | €0 | -€42,654 | - |
| Change in cash | - | €1,541 | €37,531 | €1,002 | €12,981 | ▲ 1,195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €22,652 ▲110%
Operating result €31,381, net result €22,652, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.88
Current ratio from 0.81 to 1.88.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
236 m²
Building footprint
76 m²
Volume, LiDAR
571 m³
Parcel 11346B0552/00M002, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JT Consult
since 20202.310.172.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0552/00M002 | Flanders | 236 m² | 1 · 76 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,185 EUR awarded · 1,185 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 458 EUR | 458 EUR |
| 2023 | 1 | 621 EUR | 621 EUR |
| 2022 | 1 | 106 EUR | 106 EUR |
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,429. 2,580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758931463
Also
9925:BE0758931463
Registered
18-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.