ALPHA R & A PLAFONNAGE FINITION
ActiveThe computed 12-month bankruptcy probability of ALPHA R & A PLAFONNAGE FINITION is 2.2% (moderate). The 2025 annual accounts show equity of €43k and a net result of €16k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+14
Solvency66▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.7 in 2024; short-term debt: 58.6% and cash: 34.8% of total assets), but 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
46 d late
2023
40 d late
2022
32 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 17.2%
2024 · €52k
2021: €26k
2022: €25k
2023: €47k
2024: €52k
2021 → 2025
Total assets
€104k▼ 10.7%
2024 · €117k
2021: €38k
2022: €37k
2023: €87k
2024: €117k
2021 → 2025
Net result
€16k▲ 232%
2024 · €5k
2021: €23k
2022: €-379
2023: €22k
2024: €5k
2021 → 2025
Working capital
€32k▼ 29.0%
2024 · €46k
2021: €20k
2022: €22k
2023: €45k
2024: €46k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€25k▼ 1.5%€47k▲ 86.9%€52k▲ 10.2%€43k▼ 17.2%
Operating result€29k-€879▼ 96.9%€30k▲ 3,267%€9k▼ 68.7%€27k▲ 192%
Net result€23k-€-379€22k€5k▼ 78.1%€16k▲ 232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 192% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€11k▲ 63.2%
Current assets
€94k▼ 15.1%
Equity and liabilities €104k
Equity
€43k▼ 17.2%
Debt
€61k▼ 5.4%
The debt ratio rises from 55.4% to 58.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €11k
Cash flow
€18k▲
2024 · €7k
Solvency
41.4%▼
2024 · 44.6%
Current ratio
1.53▼
2024 · 1.70
Quick ratio
1.53▼
2024 · 1.70
Debt / equity
1.42▲
2024 · 1.24
ROE
37.0%▲
2024 · 9.2%
ROA
15.3%▲
2024 · 4.1%
Interest coverage
15.77▲
2024 · 7.56
Debt
€61k▼
2024 · €65k
Debt ≤ 1 year
€61k▼
2024 · €65k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€104k▼
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24-€4k
Financial fixed assets28€3k€3k=
Current assets29/58€110k€94k▼
Amounts receivable within one year40/41€64k€43k▼
Trade receivables40€61k€41k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€46k€36k▼
Deferred charges and accrued income490/1€262€14k▲
Equity and liabilities
Total equity and liabilities10/49€117k€104k▼
Equity10/15€52k€43k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€49k€40k▼
Amounts payable17/49€65k€61k▼
Amounts payable within one year42/48€65k€61k▼
Trade debts44€43k€3k▼
Suppliers440/4€43k€3k▼
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€10k€12k▲
Remuneration and social security454/9€9k€14k▲
Other amounts payable47/48€3k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€14k€35k▲
Operating profit (loss)9901€9k€27k▲
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€8k€25k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€5k€16k▲
Profit (loss) for the period to be appropriated9905€5k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€65k▲
Profit (loss) brought forward from the previous period14P€44k€49k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-379 ▼102%
Net result drops to €-379, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Salvador Allende 381480 TubizeGround area
536 m²
Building footprint
61 m²
Volume, LiDAR
412 m³
Parcel 25105A0345/00A000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALPHA R & A PLAFONNAGE FINITION
since 20202.309.224.857
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105A0345/00A000 | Wallonia | 536 m² | 1 · 61 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:alpha.ra@hotmail.com
E-mail:info@alpha-ra.be
Phone:0465158361