Skip to content

JT Coaching

Active
General partnershipfounded 199927 yrs activeChaussée de Louvain 496, 1380 Lasne, BelgiumKBO/BCE: BE 0466.756.773
Summary

JT Coaching has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €89,841 and a net result of -€3,739. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 70% of 671 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
JT CoachingActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€110,916total assets 2026
Equity
€89,841
Loss
-€3,739
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 33 d early0 of 4 deeds read
Why 93- Loss of €3,739, the second in a row (FY 2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Legal form General partnership+ Size: total assets €110,916Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 100=
equity 81.0% of total assets
Liquidity 54+2
short-term debt 8.5% · cash 3.1%
Profitability 15-3
return on assets -3.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%▲ +4.4% vs 06-2025 08-2025: < 0.1%▼ -2.1% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▲ +47.8% vs 09-2025 11-2025: 0.1%▲ +25.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +1.2% vs 05-2026 07-2026: 0.1%▲ +4.7% vs 06-2026highest value 08-2026: 0.1%▼ -5.6% vs 07-2026 09-2026: 0.1%▲ +2.4% vs 08-2026 10-2026: < 0.1%▼ -42.5% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Legal form General partnership lowers the probability
  • Size: total assets €110,916 lowers the probability for this profile
  • Loss of €3,739, the second in a row (FY 2026) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 10.08 against 11.04 in 2025; short-term debt: 8.5% and cash: 3.1% of total assets), and 19% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 43%, profitability 12%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Legal form General partnership
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €110,916
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €3,739, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€3,739
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
33 d early
2025
17 d early
2024
2 d early
2023
on the day
2022
1 d early
2021
3 d early
2020
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 29 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Weakest financial yearnet -€3,739
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 15% on net resultsector median €29,174 · 676 companies -€3,739 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2026 -€3,739 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2026
Total assets
€110,916
Loss
-€3,739
Solvency
81.0%
Total assets▼ 7.5%
Net result
20192026
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-10-2027
  1. 28-09-2026Annual accounts filed
  2. 31-03-2026Weakest financial year
  3. 14-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
General partnership
Activity
Business and other management consultancyNACE 70200
Founded
26-08-1999
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure