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Generated 19-07-2026
Active BE 0797.762.840Private limited company

JSM

Route d'Ath(J) 160 ·7050 Jurbise, Belgium· 3 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of JSM is 4.8% (elevated). The 2024 annual accounts show equity of €38k and a net result of €27k. Its solvency ranks better than 84% of 325 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €38k
Net result €27k
Staff (FTE) 0.3
Better than sector 84%
Snowflake analysis 5 axes · computed by Checked
Health86Profitability100Solvency92Growth50Stability79
81 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 92
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.8% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 48.6% 12.4%
better than 84% of 325 sector peers
Net result €27k €2k
better than 71% of 325 sector peers
Equity €38k €20k
better than 56% of 325 sector peers
Gross operating margin €48k €184k
better than 30% of 315 sector peers
Staff costs €12k €223k
higher than 7% of 270 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€35k
Net profit€27k
Cash flow€28k
Staff costs€12k
Income taxes€7k
Dividends-
Total assets€79k
Equity€38k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€37k
Employees (FTE)0.3
Ratios (computed)
2024
Current ratio1.91
Quick ratio1.84
Working capital ratio46.8%
Solvency48.6%
Debt / equity1.06
Long-term debt ratio-
Interest coverage73.14
Gross margin-
Net margin-
ROA33.9%
ROE69.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€79k
Fixed assets 21/28€733
Formation expenses 20€666
Tangible fixed assets 22/27€733
Current assets 29/58€77k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€79k
Equity 10/15€38k
Contributions / capital 10/11€3k
Reserves 13€35k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€29k
Income statement
Gross operating margin 9900€48k
Operating result 9901€34k
Financial income 75€0
Financial charges 65€476
Result before taxes 9903€33k
Income taxes 67/77€7k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation30-01-2023
StatusActive
Postal code7050
Establishment units 1 location
JSM
Route d'Ath(J) 160, 7050 JurbiseEetgelegenheden met beperkte bediening
since 20232.342.533.172
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53044B0746/00N002 Wallonia 571 m² 1 · 32 m² 4.4 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
09-03-2023
State Gazette act Director changes
01-03-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 years ago
2023
09-03-2023 Mastrogiovanni Battiste appointed as managing director Director changes
  • Mastrogiovanni Battiste, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Mastrogiovanni Battiste",
        "address": "Rue Quatri\u00E8me, 41 bte 109 \u00E0 7330 Saint Ghislain",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-02-01",
      "evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale prend acte de la nomination au poste d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de monsieur Mastrogiovanni Battiste, domicili\u00E9 Rue Quatri\u00E8me, 41 bte 109 \u00E0 7330 Saint Ghislain et ce \u00E0 dater du 01/02/2023.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-03-09",
    "filing_date": "2023-02-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0797.762.840",
    "name_full": "JSM",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "SAYED Youssef",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
01-03-2023 Mastrogiovanni Battiste appointed as director Director changes
  • Mastrogiovanni Battiste, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Mastrogiovanni Battiste",
        "address": "Rue Quatri\u00E8me, 41 bte 109 \u00E0 7330 Saint Ghislain",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-02-01",
      "evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale prend acte de la nomination au poste d\u0027administrateur de monsieur Mastrogiovanni Battiste, domicili\u00E9 Rue Quatri\u00E8me, 41 bte 109 \u00E0 7330 Saint Ghislain et ce \u00E0 dater du 01/02/2023.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-03-01",
    "filing_date": "2023-02-01",
    "act_kind_objet": "Assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01 f\u00E9vrtier 2023"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0797.762.840",
    "name_full": "JSM",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "SAYED Youssef",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR JSM
Registered office
Route d'Ath(J) 160
7050 Jurbise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative