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JSLA

Active
Private limited companyfounded 2022active for 3 yearsRue de la Vallée 11, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0793.300.840
Summary

JSLA has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,657 and a net result of €48,810. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 04-11-2022 Normal situation
Activity
“La société a pour objet I'exercice en son nom et pour son compte de…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
Establishment unit
2.337.776.016 1440 Braine-le-Château, since 04-11-2022
Financial year end
31 December
Peppol
Reachable since 28-11-2025

Board and ownership

Board

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€66,561
▼ 15.5%
Turnover
≈ €200,000
estimated
Profit
€48,810
▼ 18.5%
Equity
€12,657
▼ 62.6%
Total assets
€58,362
▲ 13.3%
Staff
≈ 0.1 FTE
estimated
Score breakdownraises riskFounded in 2022No main activity registeredlowers riskLiquidity: current ratio 1.24, cash €30,046Size: total assets €58,362Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 47-44
equity 21.7% of total assets
Liquidity 57-28
short-term debt 78.3% · cash 51.5%
Profitability 100=
return on assets 83.6%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.6% 01-2025: 2.5%▼ -0.1 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 3.0%▲ +0.5 percentage points vs 03-2025 05-2025: 3.6%▲ +0.6 percentage points vs 04-2025 06-2025: 4.0%▲ +0.4 percentage points vs 05-2025 07-2025: 4.0%● unchanged vs 06-2025highest value 08-2025: 1.8%▼ -2.2 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.4 percentage points vs 03-2026 05-2026: 2.6%▲ +0.4 percentage points vs 04-2026 06-2026: 2.3%▼ -0.3 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.3%● unchanged vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 1.3%▼ -1.0 percentage point vs 09-2026lowest value 11-2026: 1.3%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (2.79 in 2024), below the usual 1.5. Short-term debt is 78.3% and cash 51.5% of total assets. 78.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 29% of them on solvency, 54% on liquidity, 90% on profitability and 8% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No main activity registered
KBO
lowers risk · Liquidity: current ratio 1.24, cash €30,046
NBB · annual accounts
lowers risk · Size: total assets €58,362
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-05-2026, 69 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
69 days early
2024
27 days early
2023
70 days early
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 4 accounts on average 34 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 23-05-2026 PDF all 4 filings

Turnover
≈ €200,000
Estimated: probably between €130,000 and €350,000
Total assets
€58,362▲ 13.3%
2024 · €51,503
Net result
€48,810▼ 18.5%
2024 · €59,861
Working capital
€10,909▼ 65.4%
2024 · €31,573
Multi-year overview
2022 to 2025, 4 financial years
Operating result
€64,146
▼ 16.4% 2025
20222025
Net result
€48,810
▼ 18.5% 2025
20222025
Equity
€12,657
▼ 62.6% 2025
20222025
Total assets
€58,362
▲ 13.3% 2025
20222025
Debt
€45,705
▲ 159% 2025
20222025
Working capital
€10,909
▼ 65.4% 2025
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€1,111-€57,785▲ 52×€76,700▲ 32.7%€64,146▼ 16.4%
Net result€701-€45,286▲ 65×€59,861▲ 32.2%€48,810▼ 18.5%
Equity€3,701-€10,986▲ 197%€33,848▲ 208%€12,657▼ 62.6%
Total assets€5,397-€62,597▲ 12×€51,503▼ 17.7%€58,362▲ 13.3%
Debt€1,697-€51,611▲ 30×€17,655▼ 65.8%€45,705▲ 159%
Working capital€3,701-€10,986▲ 197%€31,573▲ 187%€10,909▼ 65.4%

The operating result for 2025 is 16% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,362
Fixed assets €1,749 ▼ 23.1%
Current assets €56,614 ▲ 15.0%
Equity and liabilities €58,362
Equity €12,657 ▼ 62.6%
Debt €45,705 ▲ 159%
Debt's share of the balance-sheet total rises from 34.3% to 78.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€64,672▼
2024 · €76,754
Cash flow
€49,336▼
2024 · €59,914
Current ratio
1.24▼
2024 · 2.79
Debt to equity
3.61▲
2024 · 0.52
ROE
385.6%▲
2024 · 176.9%
ROA
83.6%▼
2024 · 116.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€45,705▲
2024 · €17,655
Income taxes
€15,520▼
2024 · €17,039
Staff costs
€1,560▲
2024 · €1,520
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets--€1,578-
Financial fixed assets--€750-
Depreciation and write-downs of the year€1,150-€53€526

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€51,503€58,362▲
Fixed assets21/28€2,275€1,749▼
Tangible fixed assets22/27€1,525€999▼
Furniture and vehicles24€1,525€999▼
Financial fixed assets28€750€750=
Current assets29/58€49,228€56,614▲
Amounts receivable within one year40/41€14,093€26,568▲
Trade receivables40€14,093€16,568▲
Other amounts receivable41-€10,000
Cash at bank and in hand54/58€32,957€30,046▼
Deferred charges and accrued income490/1€2,178-
Equity and liabilities
Total equity and liabilities10/49€51,503€58,362▲
Equity10/15€33,848€12,657▼
Contributions10/11€3,000€3,000=
Reserves13€7,986€7,986=
Distributable reserves133€7,986€7,986=
Profit (loss) carried forward14€22,861€1,671▼
Amounts payable17/49€17,655€45,705▲
Amounts payable within one year42/48€17,655€45,705▲
Trade debts44€601€170▼
Suppliers440/4€601€170▼
Taxes, remuneration and social security45€17,039€20,020▲
Taxes450/3€17,039€20,020▲
Other amounts payable47/48€14€25,514▲
Income statement Code20242025
Remuneration, social security and pensions62€1,520€1,560▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53€526▲
Other operating charges640/8€511€329▼
Gross operating margin9900€78,784€66,561▼
Operating profit (loss)9901€76,700€64,146▼
Financial income75/76B€239€282▲
Recurring financial income75€239€282▲
Financial charges65/66B€39€98▲
Recurring financial charges65€39€98▲
Profit (loss) for the period before taxes9903€76,901€64,330▼
Income taxes67/77€17,039€15,520▼
Profit (loss) for the period9904€59,861€48,810▼
Profit (loss) for the period to be appropriated9905€59,861€48,810▼
Appropriation of the result
Profit (loss) to be appropriated9906€59,861€71,671▲
Profit (loss) brought forward from the previous period14P-€22,861
Profit to be distributed694/7€37,000€70,000▲
Return on contributions (dividend)694€37,000€70,000▲

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 23-05-2026.

Line2022202320242025Change
Remuneration, social security and pensions62€138€1,520€1,520€1,560▲ 2.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,150-€53€526▲ 889%
Other operating charges640/8-€271€511€329▼ 35.6%
Gross operating margin9900€2,399€59,576€78,784€66,561▼ 15.5%
Operating profit (loss)9901€1,111€57,785€76,700€64,146▼ 16.4%
Financial income75/76B-€95€239€282▲ 17.7%
Recurring financial income75-€95€239€282▲ 17.7%
Financial charges65/66B€5€52€39€98▲ 150%
Recurring financial charges65€5€52€39€98▲ 150%
Profit (loss) for the period before taxes9903€1,106€57,827€76,901€64,330▼ 16.3%
Income taxes67/77€405€12,542€17,039€15,520▼ 8.9%
Profit (loss) for the period9904€701€45,286€59,861€48,810▼ 18.5%
Profit (loss) for the period to be appropriated9905€701€45,286€59,861€48,810▼ 18.5%
Line2022202320242025Change
Assets
Total assets20/58€5,397€62,597€51,503€58,362▲ 13.3%
Fixed assets21/28--€2,275€1,749▼ 23.1%
Tangible fixed assets22/27--€1,525€999▼ 34.5%
Furniture and vehicles24--€1,525€999▼ 34.5%
Financial fixed assets28--€750€750=
Current assets29/58€5,397€62,597€49,228€56,614▲ 15.0%
Amounts receivable within one year40/41-€12,606€14,093€26,568▲ 88.5%
Trade receivables40-€12,606€14,093€16,568▲ 17.6%
Other amounts receivable41---€10,000-
Cash at bank and in hand54/58€5,397€49,490€32,957€30,046▼ 8.8%
Deferred charges and accrued income490/1-€501€2,178--
Equity and liabilities
Total equity and liabilities10/49€5,397€62,597€51,503€58,362▲ 13.3%
Equity10/15€3,701€10,986€33,848€12,657▼ 62.6%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13-€7,986€7,986€7,986=
Distributable reserves133-€7,986€7,986€7,986=
Profit (loss) carried forward14€701-€22,861€1,671▼ 92.7%
Amounts payable17/49€1,697€51,611€17,655€45,705▲ 159%
Amounts payable within one year42/48€1,697€51,611€17,655€45,705▲ 159%
Trade debts44€1,292€189€601€170▼ 71.7%
Suppliers440/4€1,292€189€601€170▼ 71.7%
Taxes, remuneration and social security45€405€23,942€17,039€20,020▲ 17.5%
Taxes450/3€405€23,942€17,039€20,020▲ 17.5%
Other amounts payable47/48-€27,480€14€25,514▲ 1,772×
Line2022202320242025Change
Profit (loss) for the period9904€701€45,286€59,861€48,810▼ 18.5%
+ Depreciation and write-downs630€1,150-€53€526▲ 889%
Operating cash flow (approximation)€1,851€45,286€59,914€49,336▼ 17.7%
Investment in fixed assets (approximation)---€0-
Change in cash-€44,092-€16,533-€2,911▲ 82.4%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 7,976 companies had the same profile as JSLA has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
94.3% was still going
1.8% stopped otherwise
3.6% went bankrupt

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JSLA itself: 1.3% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for JSLA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 23-05-2026 2026-00119162 PDF
31-12-2024 micro format 04-07-2025 2025-00232483 PDF
31-12-2023 micro format 22-05-2024 2024-00093900 PDF
31-12-2022 micro format 31-08-2023 2023-00420350 PDF

Board & ownership

Directors

Directors
1 director, no change since 2022
HALTOUT Jabir
Director (not named in the articles) · since 04-11-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 23-05-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration Lorsque la société est administrée par plusieurs administrateurs, chaque administrateur…”
deed of 08-11-2022

Owners and capital

Shareholders

At incorporation act of 08-11-2022 ↗

Capital transactions

Capital over time
  1. 08-11-2022 Incorporation · €3,000 · 100 shares

Articles of association

Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Désigner liquidateur(s) déterminer pouvoirs et émoluments, problématiques portée médicale: gestion dossiers médicaux, secret médical, actes…”

Articles of association, deed of 08-11-2022 (in French)

Network & group

JSLA shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of JSLA. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
23-05
NBB filing Annual accounts 2025 filedPDF
micro format · 69 days before the deadline
2025
04-07
NBB filing Annual accounts 2024 filedPDF
micro format · 27 days before the deadline
2024
31-12
Financial Highest result from 2022 to 2025net €59,861 ▲32.2%
The operating result of €76,700 and the net result of €59,861 are both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 2.79
The current ratio rises from 1.21 to 2.79. Short-term debt falls from €51,611 to €17,655.
11-10
Gazette deed Registered office moved from Bruxelles to Braine-le-Château
Director in office3 points ▸
  • General meeting, 12-09-2024
  • Registered-office move, rue de la Vallée 11 à 1440 Braine-le-Château
  • Director in office, Jabir Haltout (director)

Open the act in the Belgian Official Gazette

22-05
NBB filing Annual accounts 2023 filedPDF
micro format · 70 days before the deadline
2023
31-08
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days late
2022
08-11
Gazette deed Incorporation
Starting capital €3,000 · Appointment: HALTOUT Jabir (director) · Founder10 points ▸
  • Founder, HALTOUT Jabir (comparant)
  • Incorporation, “JSLA” (deed in French)
  • Founding capital, €3,000
  • Bank account, 3000, EUR
  • Other provision, “fonds disponibles”, 3000 (deed in French)
  • Capital
  • Board rule, 1, “assemblée” (deed in French)
  • Director appointment, HALTOUT Jabir (director (not named in the articles))
  • Other provision, “début activités, acquisition personnalité juridique soit dépôt au greffe expédition acte constitutif conformément loi” (deed in French)
  • Other provision, “droit d’écriture Code des droits et taxes divers, pro fisco” (deed in French)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 4 November 2022, JSLA was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 In 2024 the registered office moved to Braine-le-Château.3 HALTOUT Jabir has served as director since 2022.4 Total assets went from €5,397 in 2022 to €58,362 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-11-2022
  3. 3Belgian Official Gazette, 11-10-2024
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name JSLA in French
Enterprise number 0793.300.840
Legal form Private limited company
Status Active, normale toestand
Founded 04-11-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-11-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale, aux annexes au Moniteur belge par les soins de l’administration”
deed of 08-11-2022 (in French)

Registered office and establishments

Registered office Rue de la Vallée 11, 1440 Braine-le-Château, Belgium
1 former office
  • Avenue des Citronniers 23, 1020 Bruxelles until 12-09-2024 · act of 11-10-2024
Establishment unit JSLA, Rue de la Vallée 11, 1440 Braine-le-Château since 04-11-2022 · unit number 2.337.776.01686210 General medical practice

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“La société a pour objet I'exercice en son nom et pour son compte de la médecine spécialisée ou générale; La société pourra, pour autant que…”
3 activities
  1. La société a pour objet I'exercice en son nom et pour son compte de la médecine spécialisée ou générale.
  2. La société pourra, pour autant que cela ne porte pas atteinte à la vocation médicale de la société, ni ne conduise au développement d’une quelconque activité commerciale et de façon purement accessoire, accomplir des investissements mobiliers ou immobiliers, sans que cela n’ait nécessairement un rapport direct avec l’exercice de la médecine.
  3. Moyennant I'accord du Conseil compétent de I'Ordre des Médecins, elle peut s'intéresser par toutes voies de droit, dans toutes affaires, entreprises ou sociétés ayant un objet identique ou analogue, ou qui sont de nature à favoriser le fonctionnement de la société.
deed of 08-11-2022 (in French)

Invoicing and payment

VAT number BE 0793.300.840
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0793300840
Registered 28-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of May at 17:00
deed of 08-11-2022 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
1,845 m²
Building footprint
156 m²
Building volume
812 m³
Cadastral parcel Region Area Buildings Height / floors
25015E0227/00B000
ProtectedSite or landscapeSite médiéval au sud-ouest du lieu-dit "Les Monts"Source ↗
Wallonia 1,845 m² 1 · 156 m² 6.9 m · 2

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.