JSL ASSURANCES
The computed 12-month bankruptcy probability of JSL ASSURANCES is 3.5% (moderate). The 2024 annual accounts show equity of €7k and a net result of €4k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €7k |
| Net result | €4k |
| Active | 4 yrs |
| Locations | 1 |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €4k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €271k |
| Equity | €7k |
| Debt | €264k |
| of which ≤ 1y | €46k |
| of which > 1y | €218k |
| Working capital | €-25k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.45 |
| Quick ratio | 0.45 |
| Working capital ratio | -9.3% |
| Solvency | 2.7% |
| Debt / equity | 36.46 |
| Long-term debt ratio | 30.12 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 1.6% |
| ROE | 61.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €271k |
| Fixed assets | 21/28 | €250k |
| Financial fixed assets | 28 | €250k |
| Current assets | 29/58 | €21k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €271k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €5k |
| Amounts payable | 17/49 | €264k |
| Amounts payable after one year | 17 | €218k |
| Amounts payable within one year | 42/48 | €46k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €194 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 01-06-2022 |
| Status | Active |
| Postal code | 4130 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032A0387/00Y000 | Wallonia | 1,258 m² | 1 · 124 m² | 7.0 m · 2 fl. |
| 62104D0337/00Z047 | Wallonia | 1,062 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
20-11-2025 Registered office moved from Chaudfontaine to Esneux
- Chemin du Carmel 10, 4053 Chaudfontaine → Chemin des Thiers 14, 4130 Esneux
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Esneux",
"region": null,
"street": "Chemin des Thiers",
"country": "BE",
"postcode": "4130",
"box_number": null,
"street_number": "14"
},
"old_address": {
"city": "Chaudfontaine",
"region": null,
"street": "Chemin du Carmel",
"country": "BE",
"postcode": "4053",
"box_number": "4053",
"street_number": "10"
},
"effective_date": "2025-06-20",
"evidence_quote": "A l\u0027unanimit\u00E9, l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 avec effet imm\u00E9diat \u00E0 l\u0027adresse suivante: Chemin des Thiers 14 \u00E0 4130 Esneux"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0786.709.986",
"name_full": "JSL ASSURANCES",
"legal_form": "SRL"
}
}03-06-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "4053 Embourg, Chemin du Carmel 10",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1981-12-05",
"name": "LAUWAERT Jean-S\u00E9bastien Guillaume Claude",
"niss": null,
"address": "4053 Chaudfontaine (Embourg), Chemin du Carmel 10"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000.0,
"holder_person_name": "LAUWAERT Jean-S\u00E9bastien Guillaume Claude",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2000.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2000.0,
"subject_company": {
"kbo": "0786.709.986",
"name_full": "JSL ASSURANCES",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-05-31",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | JSL ASSURANCES |