Financials
- Fiscal year
- 2024
- Total assets
- €5.5m
- Loss
- -€4,138
- Solvency
- -29.2%
Total assets=
Net result
20182024
JSJ Holding
ActiveSummary
The computed 12-month bankruptcy probability of JSJ Holding is 11.4% (high). The 2024 annual accounts show negative equity (-€1.6m) and a net result of -€4,138. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known
Size
€5.5mtotal assets 2024
- Equity
- -€1.6m
- Loss
- -€4,138
Structure
- Holdings
- 1
Accounts 64 d overdue0 of 4 deeds read
Why 29- Liquidity: current ratio 0.00, cash €293- 1 change of registered office in 24 months- Figures for FY 2024 (filed 10-10-2025)+ Size: total assets €5.5mShow the evidence
Checked score
Score 2024
29
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 21% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -29.2% of total assets
Liquidity
8-28
short-term debt 76.7% · cash 0.0%
Profitability
37=
return on assets -0.1%
Bankruptcy probability, 12 months
11.4%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 17.3%
12-2024: 19.0%▲ +10.0% vs 11-2024
01-2025: 11.8%▼ -37.7% vs 12-2024
02-2025: 12.0%▲ +1.1% vs 01-2025
03-2025: 11.6%▼ -3.4% vs 02-2025
04-2025: 11.2%▼ -2.9% vs 03-2025
05-2025: 11.2%▼ -0.3% vs 04-2025
06-2025: 11.4%▲ +1.3% vs 05-2025
07-2025: 11.1%▼ -2.1% vs 06-2025
08-2025: 12.8%▲ +15.0% vs 07-2025
09-2025: 15.0%▲ +17.0% vs 08-2025
10-2025: 19.4%▲ +29.8% vs 09-2025highest value
11-2025: 10.7%▼ -44.8% vs 10-2025
12-2025: 10.7%● 0.0% vs 11-2025
01-2026: 5.9%▼ -44.6% vs 12-2025
02-2026: 6.0%▲ +1.4% vs 01-2026
03-2026: 5.9%▼ -2.7% vs 02-2026
04-2026: 5.7%▼ -2.3% vs 03-2026lowest value
05-2026: 6.1%▲ +6.6% vs 04-2026
06-2026: 6.6%▲ +8.6% vs 05-2026
07-2026: 6.5%▼ -2.0% vs 06-2026
08-2026: 7.5%▲ +15.0% vs 07-2026
09-2026: 8.3%▲ +10.8% vs 08-2026
10-2026: 11.4%▲ +38.4% vs 09-2026
- Size: total assets €5.5m lowers the probability for this profile
- Liquidity: current ratio 0.00, cash €293 raises the probability
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2024 (filed 10-10-2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2023; short-term debt: 76.7% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 1%, liquidity 9%, profitability 35%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€1.6m
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
135 d late
2022
70 d late
2021
122 d late
2020
115 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 105 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Annual accounts filedfiscal year 2022 · full…
Key points
By topic
Network & group
- Subsidiaries
- 4
- Holdings
- 1
4 subsidiaries
Timeline
- Events
- 12
- Since
- 2016
- 08-10-2025Annual accounts filed
- 13-12-2024Annual accounts filed
- 09-10-2023Annual accounts filed
Company details
- Legal form
- Private limited company (pre-2019)
- Founded
- 02-12-2014
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.