Turnover
≈ €440,000 estimated
The micro format states no turnover.
JSFconstruct
Overview
Lifetime
1 annual account with figurespeak €88,014 (2025)
€88,014
peak €57,969 (2025)
€57,969
peak €62,969 (2025)
€62,969
€61,455
Board2 names since 2024
2 directorsFICHERA Carmela Sylvana Franco and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
€57,969
Higher net result than 88% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
Checked score
90
Excellent
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.9%
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 2.4%▲ +0.5 percentage points vs 12-2025
02-2026: 2.7%▲ +0.3 percentage points vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 3.0%▲ +0.3 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026highest value
06-2026: 2.9%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%▼ -2.7 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.85, cash €80,279
Equity €62,969 (50.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 78% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JSFconstruct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JSFconstruct itself is lower: 0.3% within 12 months. It rests on far more data about JSFconstruct than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JSFconstruct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85, above the usual 1.5. Short-term debt is 42% and cash 64.5% of total assets. 49.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SAUVENIER Jeremy Michel Albert Constant Ghislain 75 sharesdeed of 09-09-2024
- FICHERA Carmela Sylvana Franco 25 sharesdeed of 09-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013206867
Incorporation
Founding capital of €5,000, 100 shares · Founders: SAUVENIER Jeremy Michel Albert Constant Ghislain and FICHERA Carmela Sylvana Franco · Appointments: SAUVENIER Jeremy Michel Albert Constant Ghislain (director) and FICHERA Carmela Sylvana Franco (director) · published on 09-09-2024 · Gazette deed
First establishment
Rue de Burdinne 15, Wasseiges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JSFconstruct Wasseiges | €124,424 | €88,014 | 50.6% | - |
| ALPI GROUP Mons | €144,700 | €86,074 | 40.5% | - |
| JD-BOUW Torhout | €118,343 | €84,924 | 41.3% | - |
| GERARD CONSTRUCT Bassenge | €105,382 | €111,043 | 19.8% | - |
| HOME CONCEPTS CONSTRUCTION Clavier | €95,178 | €81,162 | 61.1% | - |
| HD Bouw Retie | €120,366 | €94,730 | 99.1% | - |
| NI.CO Gavere | €165,861 | €100,807 | 46.7% | - |
These companies have the same main activity as JSFconstruct: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €95,200 and €166,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 05-09-2024Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 5 others
- Establishment unit
- 2.363.322.2524219 Wasseiges, since 05-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €88,014
- €57,969
- €62,969
- €124,424
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on JSFconstruct
JSFconstruct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,969 and a net result of €57,969.
Its solvency ranks better than 54% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€88,014
€73,765
€57,969
€44,393
50.6%
1.85
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €440,000. Estimated: probably between €340,000 and €790,000.
Balance sheet
balance sheet total €124,424 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
50.6%
Higher than 54% of 35,156 companies in 2025.
1.85
Higher than 51% of 34,529 companies in 2025.
46.6%
Higher than 94% of 34,730 companies in 2025.
JSFconstruct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
124,424 | |
21/28 |
27,826 | |
22/27 |
27,826 | |
23 |
1,701 | |
24 |
26,125 | |
29/58 |
96,599 | |
40/41 |
14,489 | |
40 |
13,247 | |
41 |
1,241 | |
54/58 |
80,279 | |
490/1 |
1,831 | |
| Balance sheet: equity and liabilities | ||
10/49 |
124,424 | |
10/15 |
62,969 | |
10/11 |
5,000 | |
14 |
57,969 | |
17/49 |
61,455 | |
17 |
9,249 | |
170/4 |
9,249 | |
42/48 |
52,206 | |
42 |
31,327 | |
44 |
4,053 | |
440/4 |
4,053 | |
45 |
16,827 | |
450/3 |
16,827 | |
| Income statement | ||
9900 |
88,014 | |
630 |
13,115 | |
640/8 |
1,135 | |
9901 |
73,765 | |
75/76B |
718 | |
75 |
718 | |
65/66B |
1,303 | |
65 |
1,303 | |
9903 |
73,180 | |
67/77 |
15,211 | |
9904 |
57,969 | |
9905 |
57,969 | |
| Appropriation of the result | ||
9906 |
57,969 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00176314 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 86,879 | ||
| 71,084 | ||
| 40,940 | ||
| 44,393 | ||
| 50.6% | ||
| 1.85 | ||
| 0.98 | ||
| 92.1% | ||
| 46.6% | ||
| 66.67 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €40,940 |
| €13,115 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on JSFconstruct
Debt's share of the balance-sheet total is 49.4%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 03-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
Director (not named in the articles)
since 03-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “• soit par deux administrateurs agissant conjointement ; • soit, mais dans les limites de la gestion journalière, par le ou les délégués à…”deed of 09-09-2024
Mandates through the years
2 names, the dashed line is todayFICHERA Carmela Sylvana Franco
Director (not named in the articles)
Director (not named in the articles)
SAUVENIER Jeremy Michel Albert Constant Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FICHERA Carmela Sylvana Franco
- Director (not named in the articles), from 03-09-2024 to date
- SAUVENIER Jeremy Michel Albert Constant Ghislain
- Director (not named in the articles), from 03-09-2024 to date
Control
This company
JSFconstruct
Equity €62,969
Profit €57,969 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €630 in 2025
- Source
- deed of 09-09-2024
Articles of association
deed of 09-09-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 09-09-2024 ↗
- SAUVENIER Jeremy Michel Albert Constant Ghislain 75 shares (75%) · €3,750 in cash
- FICHERA Carmela Sylvana Franco 25 shares (25%) · €1,250 in cash
Network & group
No group
JSFconstruct has no parent and no holdings in its annual accounts. JSFconstruct shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013206867
2024
IncorporationFounding capital of €5,000, 100 shares · Founders: SAUVENIER Jeremy Michel Albert Constant Ghislain and FICHERA Carmela Sylvana Franco · Appointments: SAUVENIER Jeremy Michel Albert Constant Ghislain (director) and FICHERA Carmela Sylvana Franco (director) · published on 09-09-202411 points ▸
- Founder, SAUVENIER Jeremy Michel Albert Constant Ghislain
- Founder, FICHERA Carmela Sylvana Franco
- Founding capital, €5,000, 100 shares
- SAUVENIER Jeremy Michel Albert Constant Ghislain holds 75 shares
- FICHERA Carmela Sylvana Franco holds 25 shares
- 100 shares
- General meeting, 03-09-2024
- Registered office clause, rue de Burdinne 15, 4219 Wasseiges (Acosse)
- Board rule, 2
- Director appointment, SAUVENIER Jeremy Michel Albert Constant Ghislain (director (not named in the articles))
- Director appointment, FICHERA Carmela Sylvana Franco (director (not named in the articles))
- The deed holds 9 more points.
First establishment Rue de Burdinne 15, Wasseiges
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1013.206.867
- VAT number
- BE 1013.206.867
- Peppol ID
- 0208:1013206867
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00deed of 09-09-2024 (in French)
- Peppol
- Reachable since 13-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JSFconstruct in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-09-2024 (in French)
Activities
NACEBEL 202543910
Bricklaying and masonry work main activity
43221
Plumbing work
43320
Joinery installation
43331
Floor and wall tiling
43410
Roofing work
Codes under NACEBEL 2008
43994
Specialised construction activities main activity
43211
Specialised construction activities
43221
Plumbing
43320
Joinery installation
43331
Floor and wall tiling
43910
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Aux activités du gros-oeuvre, notamment les travaux de maçonnerie, de béton et de démolition, c'est-à-dire la construction, la réparation ou…”deed of 09-09-2024 (in French)
26 activities
- Aux activités du gros-oeuvre, notamment les travaux de maçonnerie, de béton et de démolition, c'est-à-dire la construction, la réparation ou la démolition de l'ossature d'un bâtiment, notamment les travaux qui concernent la stabilité et la résistance du bâtiment.
- Aux activités de l'entreprise générale: construire, rénover, faire construire ou rénover un bâtiment, au nom et pour compte de tiers, en exécution d'un contrat d'entreprise de travaux, jusqu'à l'état d'achèvement lorsqu'on fait appel pour cela à plusieurs sous-traitants.
- Aux activités de plafonnage, du cimentage et de la pose de chapes : l'enduisage et le recouvrement de supports, de murs et de plafonds par du plâtre, des plaques de plâtre, de mortier ou du ciment, et la réparation de ceux-ci ou le recouvrement de sols par du mortier et la réparation de ceux-ci.
- Aux activités du carrelage, du marbre et de la pierre naturelle: le recouvrement et la réparation de sols et de murs par des carreaux en céramique, en béton, en pierre naturelle ou en marbre, des mosaïques ou des éléments en pierre naturelle ou en marbre.
- Aux activités de la toiture et de l'étanchéité ; la réalisation et la réparation : de la charpente; de la couverture, à l'exception des couvertures en matériaux végétaux, en verre ou en matériaux translucides ou transparents; de l'étanchéité de façades, de façades latérales, de toitures, de toitures terrasses et de sols; des ouvrages de réception et d'évacuation des eaux pluviales.
- Aux activités de la menuiserie et de la vitrerie : le placement et la réparation de châssis, de portes, de volets et contrevents, de portails, d'escaliers, de vérandas et de meubles de cuisine et de salle de bain et le placement et la réparation de vitrerie et de tout matériau durable transparent ;
- À toute autre activité de menuiserie non visée ci-avant, comme le placement et la réparation de recouvrements de murs et de sols par des matériaux solides.
- Aux activités de l'installation chauffage central, de climatisation, du gaz et du sanitaire ; le placement et la réparation, y compris toutes les conduites des : installations de chauffage central, c'est-à-dire, des installations composées d'une source de chaleur centrale, la chaleur étant diffusée par des conduites d'eau, d'air ou de vapeur d'air; appareils à gaz pour le chauffage; articles et appareils pour usage sanitaire; installations de climatisation dans lesquelles uniquement l'eau ou l'air sont utilisés comme réfrigérant.
- Aux activités de la finition intérieures ou extérieures, notamment des travaux de peinture, de tapisserie, revêtements muraux spéciaux et de placement au sol des couvertures souples : le recouvrement de surfaces par de la peinture, du vernis ou des transparents teintés, patines à l’ancienne, afin de les protéger et de les embellir; la pose de tapisserie, de toile à peindre et de revêtements souples collés sur toute la surface; le recouvrement des murs et des sols par des revêtements souples.
- À tous travaux d’ébénisterie.
- À la confection de tentures, rideaux, garnissage sièges et literies ;
- Aux activités de l'électrotechnique: la réparation des appareils électriques et le placement et la réparation de toutes les installations électriques pour l'approvisionnement en courant, pour l'éclairage, pour les enseignes lumineuses, pour le chauffage, pour la climatisation autre que celle prévue en 8°, pour la domotique, pour la communication, pour la signalisation, pour l'enregistrement et la reproduction d'images ou de sons, et pour la sécurisation contre la surtension, l'incendie ou le vol.
- À l’achat, l’échange, la vente, la location, sous-location, la gestion, la transformation, la rente viagère, la gestion de tout patrimoine immobilier, le lotissement en matière immobilière, d’une façon générale toutes transactions et promotions immobilières généralement quelconques ainsi que les activités de syndic d’immeuble, de conseil, d’étude, de consultance en matière immobilière ;
- À l’import-export, le négoce, le commerce en gros et en détail, l’achat, la vente, la location, souslocation, leasing, promotion, la recherche, la création, la fabrication, le montage-démontage, l’entretien, la réparation, la transformation, le traitement, l’entreposage, l’expédition et le transport de tous produits manufacturés.
- À toutes prestations de service telles que l’activité d’intermédiaire et de conseil dans les domaines précités, le conseil en management, le bureau d’étude, l’immobilier, la gestion du bâtiment et la gestion d’immeuble (acquisition, location, construction, etc.) ;
- À l’activité immobilière pour compte propre ou de tiers tel que de marchand de biens ;
- À l'activité de services, de consultance dans son sens le plus large, de conseils, de missions d’expertise, de formations, de coaching, d’assistance et de création relevant des domaines tels que ceux : de conseils et assistance aux entreprises et aux services publics en matière de planification, d'organisation, de recherche du rendement, de contrôle, d'information du gestionnaire, etc. ; de participation et d’organisation de trainings, séminaires, formations, ateliers, réunions, évènements, voyages, conférences, soirées, réceptions, symposiums et congrès, tant en ce qui précède, que sur le plan sportif, culturel, technologique, artistique et musical, le tout au sens le plus large.
- L’étude, le négoce, le commerce, l'importation et l'exportation en général, l’achat, la vente, l’expédition et transport, la location, sous-location, leasing, promotion, transformation, la diffusion, en gros et/ou au détail, la recherche, la fabrication, le montage-démontage, l’entretien, la réparation, la transformation, le traitement, l’entreposage, et autres services d’intermédiaires spécialisés du commerce de toutes marchandises, biens et produits quelconques, licences, services, brevets, oeuvres artistiques, tels que : toutes menuiseries et/ou fermetures de bâtiment en bois et/ou autres ; tous échafaudages, stands, machines, matériels, installations, véhicules (camionnettes) et remorques ; isolations, faux plafonds, meubles ou autres ; toutes peintures, vernis et matériaux de construction, y compris les appareils sanitaires, chaudières, appareils d’éclairage et d’équipements, quincaillerie ou autres ; objets de décoration, aux meubles, aux oeuvres d’art et aux plantes de tous genres ;
- À la constitution, la gestion, l’organisation, l’administration, le développement et/ou le contrôle, à titre privé ou de marchand de biens mais à l’exclusion de l’activité bancaire, d’un patrimoine comprenant : a) tous biens immobiliers, tant construits qu'à construire, tant en Belgique qu'à l'étranger, ainsi que tous droits immobiliers relatifs à de tels biens, y compris les droits d'emphytéose ou de superficie, la location et/ou l’achat en pleine propriété, en nue-propriété ou en usufruit d’habitations privées ; b) tous fonds de commerce, brevets, licences, marques de fabrique et de commerce; c) toutes opérations financières (investissements), tant dans des valeurs à rente fixe que dans des actions, émises par des sociétés belges ou étrangères, existantes ou à créer, ainsi que tous les placements, dépôts et crédits bancaires, prêts, avances, garanties ou avals; d) tous biens meubles; et notamment s'approprier, donner ou prendre en location, leasing, promouvoir, exploiter, transformer, viabiliser, lotir et/ou valoriser, ériger, aliéner ou échanger tous biens meubles ou immeubles, machines, matériels et installations.
- À l’organisation et la réalisation de toutes formations professionnelles ou autres, séminaires, colloques, conférences, traductions, publications, expositions, voyages ou réceptions dans les domaines précités et/ou à des fins culturelles, sociales ou économiques ;
- À la publication d’articles dans les matières susvisées ;
- À toutes activités de sponsoring et notamment la recherche de sponsors publics et privés ;
- À l’organisation de fêtes, spectacles, de concerts, d’activités culturelles et d’échanges, professionnelles ou non, touchant aux domaines précités d'une quelconque façon ;
- À la location de tous biens personnels et/ou domestiques ;
- À toutes opérations de tourisme, d’hôtellerie, de divertissement et de loisirs ;
- À l’a location, mise à disposition de chambres d’hôtes, gîtes ou autres ;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Burdinne 15 registered office 4219 Wasseiges | 05-09-2024 | 2.363.322.252 |
Buildings and parcels at the address
- Ground area
- 1,125 m²
- Buildings
- 88 m²
- Volume, LiDAR
- 536 m³
- Tallest building
- 7.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 64002A0099/00E000 | 1,125 m² | 1 · 87 m² | 7.6 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.206.867