JSD IMMO
ActiveJSD IMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 85% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-36
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.55 against 10.71 in 2024), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
36 d early
2023
34 d early
2022
35 d early
2021
33 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▼ 29.0%
2024 · €201k
2018: €133k
2019: €165k
2020: €195k
2021: €213k
2022: €215k
2023: €179k
2024: €201k
2018 → 2025
Total assets
€180k▼ 18.4%
2024 · €220k
2018: €161k
2019: €271k
2020: €257k
2021: €253k
2022: €235k
2023: €182k
2024: €220k
2018 → 2025
Net result
€5k▼ 75.9%
2024 · €22k
2018: €30k
2019: €32k
2020: €30k
2021: €19k
2022: €41k
2023: €479
2024: €22k
2018 → 2025
Working capital
€131k▼ 29.3%
2024 · €185k
2018: €121k
2019: €149k
2020: €178k
2021: €189k
2022: €186k
2023: €155k
2024: €185k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€215k▲ 1.0%€179k▼ 16.9%€201k▲ 12.3%€143k▼ 29.0%
Operating result€29k-€61k▲ 114%€3k▼ 95.5%€34k▲ 1,118%€8k▼ 76.5%
Net result€19k-€41k▲ 118%€479▼ 98.8%€22k▲ 4,519%€5k▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€12k▼ 26.2%
Current assets
€167k▼ 17.8%
Equity and liabilities €180k
Equity
€143k▼ 29.0%
Debt
€37k▲ 93.8%
The debt ratio rises from 8.6% to 20.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€18k▼
2024 · €43k
Cash flow
€15k▼
2024 · €31k
Solvency
79.5%▼
2024 · 91.4%
Current ratio
4.55▼
2024 · 10.71
Quick ratio
4.55▼
2024 · 10.71
Debt / equity
0.26▲
2024 · 0.09
ROE
3.7%▼
2024 · 11.0%
ROA
3.0%▼
2024 · 10.0%
Debt
€37k▲
2024 · €19k
Debt ≤ 1 year
€37k▲
2024 · €19k
Income taxes
€3k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€180k▼
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€16k€11k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€57-
Financial fixed assets28€900€900=
Current assets29/58€204k€167k▼
Amounts receivable within one year40/41€41k€24k▼
Trade receivables40€41k€9k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€161k€142k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€220k€180k▼
Equity10/15€201k€143k▼
Contributions10/11€25k€25k=
Reserves13€176k€118k▼
Distributable reserves133€176k€118k▼
Amounts payable17/49€19k€37k▲
Amounts payable within one year42/48€19k€37k▲
Trade debts44€1k€37k▲
Suppliers440/4€1k€37k▲
Taxes, remuneration and social security45€18k-
Taxes450/3€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€481€465▼
Gross operating margin9900€44k€18k▼
Operating profit (loss)9901€34k€8k▼
Financial income75/76B€46€42▼
Recurring financial income75€46€42▼
Financial charges65/66B€10-
Recurring financial charges65€10-
Profit (loss) for the period before taxes9903€34k€8k▼
Income taxes67/77€12k€3k▼
Profit (loss) for the period9904€22k€5k▼
Profit (loss) for the period to be appropriated9905€22k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€5k▼
Transfer from equity791/2-€64k
Transfer to equity691/2€22k€5k▼
To other reserves6921€22k€5k▼
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €201k ▲12.3%
7 profitable years in a row build equity to €201k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €479 ▼98.8%
Net result drops to €479, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 49.96
Current ratio from 12.20 to 49.96; short-term debt falls from €17k to €3k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €41k ▲118%
Operating result €61k, net result €41k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €213k ▲9.6%
4 profitable years in a row build equity to €213k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.75
Current ratio from 3.73 to 7.75; short-term debt falls from €55k to €26k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €165k ▲23.8%
2 profitable years in a row build equity to €165k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuursesteenweg 2571981 ZemstGround area
328 m²
Building footprint
266 m²
Volume, LiDAR
1,880 m³
Parcel 23034A0263/00S007, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JSD IMMO
since 20132.224.493.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034A0263/00S007 | Flanders | 328 m² | 1 · 266 m² | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900LCMJHOR9HGI927
Similar companies · same sector, comparable size
STOLZIMMO
BE 0764.416.913
Sint-Pieters-Woluwe · Eq €143k
IMPROMOVE
BE 0777.348.793
Affligem · Eq €143k
NELDE
BE 0450.508.085
Alveringem · Eq €143k
domoXim
BE 0524.976.371
Boortmeerbeek · Eq €143k
KUSTSTADBOUWBEDRIJF
BE 0429.191.544
Kortrijk · Eq €143k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 5,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2013
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.