NELDE
ActiveNELDE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €-4k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 92% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 15.89 against 15.49 in 2024), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
31 d early
2023
27 d early
2022
13 d early
2021
22 d late
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▼ 3.0%
2024 · €147k
2018: €163k
2019: €164k
2020: €151k
2021: €148k
2022: €139k
2023: €151k
2024: €147k
2018 → 2025
Total assets
€155k▼ 1.5%
2024 · €158k
2018: €163k
2019: €166k
2020: €183k
2021: €156k
2022: €153k
2023: €161k
2024: €158k
2018 → 2025
Net result
€-4k▼ 2.5%
2024 · €-4k
2018: €303
2019: €1k
2020: €-12k
2021: €-4k
2022: €-9k
2023: €12k
2024: €-4k
2018 → 2025
Working capital
€146k▼ 1.3%
2024 · €147k
2018: €162k
2019: €165k
2020: €177k
2021: €148k
2022: €139k
2023: €152k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€139k▼ 5.8%€151k▲ 8.8%€147k▼ 2.9%€143k▼ 3.0%
Operating result€-4k-€-9k▼ 137%€12k€-4k€-4k▼ 2.5%
Net result€-4k-€-9k▼ 136%€12k€-4k€-4k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €155k
Equity
€143k▼ 3.0%
Debt
€13k▲ 19.7%
The debt ratio rises from 6.7% to 8.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
91.8%▼
2024 · 93.3%
Current ratio
15.89▲
2024 · 15.49
Quick ratio
11.81▲
2024 · 11.57
Debt / equity
0.09▲
2024 · 0.07
ROE
-3.1%▼
2024 · -2.9%
ROA
-2.9%▼
2024 · -2.7%
Debt
€13k▲
2024 · €11k
Debt ≤ 1 year
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€155k▼
Current assets29/58€158k€155k▼
Stocks and contracts in progress3€40k€40k=
Stocks30/36€40k€40k=
Amounts receivable within one year40/41€87k€89k▲
Trade receivables40€85k€87k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€31k€26k▼
Deferred charges and accrued income490/1€36€562▲
Equity and liabilities
Total equity and liabilities10/49€158k€155k▼
Equity10/15€147k€143k▼
Contributions10/11€300k€300k=
Profit (loss) carried forward14€-153k€-157k▼
Amounts payable17/49€11k€13k▲
Amounts payable within one year42/48€10k€10k▼
Trade debts44€757-
Suppliers440/4€757-
Other amounts payable47/48€9k€10k▲
Accrued charges and deferred income492/3€404€3k▲
Income statement
Code20242025
Other operating charges640/8€162€220▲
Gross operating margin9900€-4k€-4k▼
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€13€13▲
Recurring financial income75€13€13▲
Financial charges65/66B€29€29▲
Recurring financial charges65€29€29▲
Profit (loss) for the period before taxes9903€-4k€-4k▼
Profit (loss) for the period9904€-4k€-4k▼
Profit (loss) for the period to be appropriated9905€-4k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-153k€-157k▼
Profit (loss) brought forward from the previous period14P€-149k€-153k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €151k ▲8.8%
Equity rises from €139k to €151k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-12k ▼1265%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergenstraat 28691 AlveringemGround area
337 m²
Building footprint
337 m²
Volume, LiDAR
3,354 m³
Parcel 38004C0702/00B000, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bergenstraat 2, 8691 Alveringem
since 20002.063.517.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38004C0702/00B000 | Flanders | 337 m² | 1 · 337 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
domoXim
BE 0524.976.371
Boortmeerbeek · Eq €143k
STOLZIMMO
BE 0764.416.913
Sint-Pieters-Woluwe · Eq €143k
ENEXAGO
BE 0442.543.395
Dilbeek · Eq €142k
GAETAN ENGLEBERT
BE 0845.726.271
Waremme · Eq €142k
JSD IMMO
BE 0534.485.044
Zemst · Eq €143k
Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 5,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.