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JSB

Active
Public limited companyfounded 200520 yrs activeIndustrieweg 1301, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0876.817.642
Summary

JSB has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €221,491. Equity is growing by ~4.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability74▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 6.9 against 3.35 in 2024; short-term debt: 5.7% and cash: 6.4% of total assets), and 5.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.3%
Return on assets
14.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
34 d early
2023
33 d early
2022
32 d early
2021
32 d early
2020
1 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JSB was incorporated on 20 October 2005.1 Total assets rose from EUR 978,330 in 2018 to EUR 1.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.4m▲ 13.4%
2024 · €1.3m
Total assets
€1.5m▲ 7.8%
2024 · €1.4m
Net result
€221,491▼ 19.3%
2024 · €274,513
Working capital
€513,384▲ 49.5%
2024 · €343,368
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,043-€1,892▲ 7.4%-€4,770▼ 152%-€2,548▲ 46.6%-€2,730▼ 7.2%
Net result€112,362▲ 177%€206,993▲ 84.2%€194,404▼ 6.1%€274,513▲ 41.2%€221,491▼ 19.3%
Equity€930,106▼ 8.4%€1.0m▲ 11.3%€1.1m▲ 4.7%€1.3m▲ 17.1%€1.4m▲ 13.4%
Total assets€1.1m▲ 4.3%€1.2m▲ 8.1%€1.2m▲ 7.0%€1.4m▲ 13.3%€1.5m▲ 7.8%
Debt€149,715▲ 664%€132,529▼ 11.5%€165,249▲ 24.7%€146,216▼ 11.5%€87,072▼ 40.4%
Working capital€5,106▼ 94.4%€109,957▲ 2,054%€158,554▲ 44.2%€343,368▲ 117%€513,384▲ 49.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: -€2,043-€2,043Net result 2021: €112,362€112,362Operating result 2022: -€1,892-€1,892Net result 2022: €206,993€206,993Operating result 2023: -€4,770-€4,770Net result 2023: €194,404€194,404Operating result 2024: -€2,548-€2,548Net result 2024: €274,513€274,513Operating result 2025: -€2,730-€2,730Net result 2025: €221,491€221,49120212022202320242025-€100,000€0€100,000€200,000€300,000Operating result 2023: -€4,770-€4,770Net result 2023: €194,404€194,000Operating result 2024: -€2,548-€2,550Net result 2024: €274,513€275,000Operating result 2025: -€2,730-€2,730Net result 2025: €221,491€221,000202320242025
The operating result stays negative: a loss of €2,730 in 2025 against €2,548 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €925,000 =
Current assets €600,456 ▲ 22.6%
Equity and liabilities €1.5m
Equity €1.4m ▲ 13.4%
Debt €87,072 ▼ 40.4%
Debt's share of the balance-sheet total falls from 10.3% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
6.90▲
2024 · 3.35
Debt to equity
0.06▼
2024 · 0.12
ROE
15.4%▼
2024 · 21.6%
ROA
14.5%▼
2024 · 19.4%
Debt ≤ 1 year
€87,072▼
2024 · €146,216
Income taxes
€22,149▼
2024 · €27,451
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.5m▲
Fixed assets21/28€925,000€925,000=
Financial fixed assets28€925,000€925,000=
Current assets29/58€489,584€600,456▲
Amounts receivable within one year40/41€345,822€502,822▲
Other amounts receivable41€345,822€502,822▲
Cash at bank and in hand54/58€143,761€97,634▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.5m▲
Equity10/15€1.3m€1.4m▲
Contributions10/11€100,002€100,002=
Capital10€100,002€100,002=
Issued capital100€100,002€100,002=
Reserves13€1.2m€1.3m▲
Non-distributable reserves130/1€10,000€10,000=
Legal reserve130€10,000€10,000=
Distributable reserves133€1.2m€1.3m▲
Profit (loss) carried forward14-€0
Amounts payable17/49€146,216€87,072▼
Amounts payable within one year42/48€146,216€87,072▼
Trade debts44-€247
Suppliers440/4-€247
Taxes, remuneration and social security45€46,892€49,600▲
Taxes450/3€46,892€49,600▲
Other amounts payable47/48€99,324€37,225▼
Income statement Code20242025
Other operating charges640/8€1,030€1,060▲
Gross operating margin9900-€1,519-€1,670▼
Operating profit (loss)9901-€2,548-€2,730▼
Financial income75/76B€305,000€247,000▼
Recurring financial income75€305,000€247,000▼
Financial charges65/66B€488€630▲
Recurring financial charges65€488€630▲
Profit (loss) for the period before taxes9903€301,964€243,640▼
Income taxes67/77€27,451€22,149▼
Profit (loss) for the period9904€274,513€221,491▼
Profit (loss) for the period to be appropriated9905€274,513€221,491▼
Appropriation of the result
Profit (loss) to be appropriated9906€274,513€221,491▼
Transfer from equity791/2€89,699€51,474▼
Transfer to equity691/2€274,513€221,491▼
To other reserves6921€274,513€221,491▼
Profit to be distributed694/7€89,699€51,474▼
Return on contributions (dividend)694€89,699€51,474▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€930€930€1,022€1,030€1,060▲ 3.0%
Gross operating margin9900-€1,113-€962-€3,747-€1,519-€1,670▼ 10.0%
Operating profit (loss)9901-€2,043-€1,892-€4,770-€2,548-€2,730▼ 7.2%
Financial income75/76B€126,000€230,000€219,000€305,000€247,000▼ 19.0%
Recurring financial income75€126,000€230,000€219,000€305,000€247,000▼ 19.0%
Financial charges65/66B€359€416€386€488€630▲ 29.2%
Recurring financial charges65€359€416€386€488€630▲ 29.2%
Profit (loss) for the period before taxes9903€123,598€227,692€213,844€301,964€243,640▼ 19.3%
Income taxes67/77€11,236€20,699€19,440€27,451€22,149▼ 19.3%
Profit (loss) for the period9904€112,362€206,993€194,404€274,513€221,491▼ 19.3%
Profit (loss) for the period to be appropriated9905€112,362€206,993€194,404€274,513€221,491▼ 19.3%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.2m€1.2m€1.4m€1.5m▲ 7.8%
Fixed assets21/28€925,000€925,000€925,000€925,000€925,000=
Financial fixed assets28€925,000€925,000€925,000€925,000€925,000=
Current assets29/58€154,820€242,486€323,803€489,584€600,456▲ 22.6%
Amounts receivable within one year40/41€96,822€226,822€290,822€345,822€502,822▲ 45.4%
Trade receivables40€3,500-----
Other amounts receivable41€93,322€226,822€290,822€345,822€502,822▲ 45.4%
Cash at bank and in hand54/58€57,998€15,664€32,981€143,761€97,634▼ 32.1%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.2m€1.2m€1.4m€1.5m▲ 7.8%
Equity10/15€930,106€1.0m€1.1m€1.3m€1.4m▲ 13.4%
Contributions10/11€100,002€100,002€100,002€100,002€100,002=
Capital10€100,002€100,002€100,002€100,002€100,002=
Issued capital100€100,002€100,002€100,002€100,002€100,002=
Reserves13€830,104€934,955€983,552€1.2m€1.3m▲ 14.6%
Non-distributable reserves130/1€10,000€10,000€10,000€10,000€10,000=
Legal reserve130€10,000€10,000€10,000€10,000€10,000=
Distributable reserves133€820,103€924,955€973,552€1.2m€1.3m▲ 14.7%
Profit (loss) carried forward14----€0-
Amounts payable17/49€149,715€132,529€165,249€146,216€87,072▼ 40.4%
Amounts payable within one year42/48€149,715€132,529€165,249€146,216€87,072▼ 40.4%
Trade debts44----€247-
Suppliers440/4----€247-
Taxes, remuneration and social security45€16,978€31,935€40,140€46,892€49,600▲ 5.8%
Taxes450/3€16,978€31,935€40,140€46,892€49,600▲ 5.8%
Other amounts payable47/48€132,736€100,594€125,110€99,324€37,225▼ 62.5%
Line20212022202320242025Change
Profit (loss) for the period9904€112,362€206,993€194,404€274,513€221,491▼ 19.3%
Operating cash flow (approximation)€112,362€206,993€194,404€274,513€221,491▼ 19.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€42,335€17,318€110,780-€46,127▼ 142%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 6.90
Current ratio from 3.35 to 6.90; short-term debt falls from €146,216 to €87,072.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €274,513 ▲41.2%
Net result €274,513, the highest in the series.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €1mEq €1.0m ▲11.3%
5 profitable years in a row build equity to €1.0m.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €40,628 ▼21.1%
Net result drops to €40,628, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €1mEq €1.0m ▲5.3%
2 profitable years in a row build equity to €1.0m.
Show earlier events
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
2,323 m²
Building footprint
1,109 m²
Volume, LiDAR
3,290 m³
Parcel 71024A0229/00E000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
JSB
Industrieweg 1301, 3540 Herk-de-StadNACE 7415101
since 20052.149.929.180
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71024A0229/00E000 Flanders 2,323 m² 1 · 1,109 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of JSB and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded20-10-2005
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0876817642
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.