JS INVEST
ActiveJS INVEST has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €17k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 8.16 against 2.63 in 2024; short-term debt: 11.4% and cash: 58.2% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
24.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
7 d early
2022
2 d early
2021
1 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 38.6%
2024 · €44k
2020: €43k
2021: €77k
2022: €92k
2023: €113k
2024: €44k
2020 → 2025
Total assets
€69k▼ 3.0%
2024 · €72k
2020: €121k
2021: €95k
2022: €103k
2023: €127k
2024: €72k
2020 → 2025
Net result
€17k▼ 20.3%
2024 · €21k
2020: €63k
2021: €34k
2022: €15k
2023: €21k
2024: €21k
2020 → 2025
Working capital
€57k▲ 28.3%
2024 · €44k
2020: €43k
2021: €75k
2022: €91k
2023: €113k
2024: €44k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€92k▲ 19.8%€113k▲ 23.2%€44k▼ 60.9%€61k▲ 38.6%
Operating result€43k-€18k▼ 58.6%€26k▲ 44.0%€25k▼ 3.3%€21k▼ 13.7%
Net result€34k-€15k▼ 54.8%€21k▲ 40.4%€21k▲ 0.9%€17k▼ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€5k
Current assets
€65k
Equity and liabilities €69k
Equity
€61k▲ 38.6%
Debt
€8k▼ 70.9%
The debt ratio falls from 38.1% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €25k
Cash flow
€19k▼
2024 · €22k
Solvency
88.6%▲
2024 · 61.9%
Current ratio
8.16▲
2024 · 2.63
Quick ratio
8.16▲
2024 · 2.63
Debt / equity
0.13▼
2024 · 0.61
ROE
27.9%▼
2024 · 48.5%
ROA
24.7%▼
2024 · 30.0%
Interest coverage
23.40▲
2024 · 16.20
Debt
€8k▼
2024 · €27k
Debt ≤ 1 year
€8k▼
2024 · €27k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€69k▼
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€72k€65k▼
Amounts receivable within one year40/41€41k€24k▼
Trade receivables40€13k€16k▲
Other amounts receivable41€28k€8k▼
Cash at bank and in hand54/58€30k€40k▲
Deferred charges and accrued income490/1€564€351▼
Equity and liabilities
Total equity and liabilities10/49€72k€69k▼
Equity10/15€44k€61k▲
Contributions10/11€5k€5k=
Reserves13€39k€56k▲
Distributable reserves133€39k€56k▲
Amounts payable17/49€27k€8k▼
Amounts payable within one year42/48€27k€8k▼
Trade debts44€686€1k▲
Suppliers440/4€686€1k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€198€2k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€26k€25k▼
Operating profit (loss)9901€25k€21k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€2k€988▼
Recurring financial charges65€2k€988▼
Profit (loss) for the period before taxes9903€28k€21k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€21k€17k▼
Profit (loss) for the period to be appropriated9905€21k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€17k▼
Profit (loss) brought forward from the previous period14P€126-
Transfer from equity791/2€69k-
Transfer to equity691/2€218€17k▲
To other reserves6921€218€17k▲
Profit to be distributed694/7€90k-
Return on contributions (dividend)694€90k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
19-03
State Gazette act
General meeting · Name change
Purpose change · Director resignation · Natacha Stoop
2025
30-09
Financial
Liquidity triplescurrent ratio 8.16
Current ratio from 2.63 to 8.16; short-term debt falls from €27k to €8k.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €113k ▲23.2%
4 profitable years in a row build equity to €113k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €15k ▼54.8%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 5.11
Current ratio from 1.55 to 5.11; short-term debt falls from €78k to €18k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelrijkstraat(M) 33630 MaasmechelenGround area
322 m²
Building footprint
173 m²
Volume, LiDAR
1,324 m³
Parcel 73048B0803/00K000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JS INVEST
since 20192.291.642.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048B0803/00K000 | Flanders | 322 m² | 1 · 173 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREAU D'ARCHITECTES FORMATIS ARCHITECTURE
BE 0886.071.442
Schaarbeek · Eq €61k
Prisme Architecture
BE 0766.276.145
Chastre · Eq €61k
ARCHITECT.jo van nieuwenhuyze
BE 0806.374.262
Zwevegem · Eq €62k
CYCL architecture
BE 1020.067.539
Hamme (Vl.) · Eq €62k
Bauclub Architectures
BE 0741.456.518
Vorst · Eq €62k
Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2019
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.