ARCHITECT LUK SCHEVERNELS
ActiveARCHITECT LUK SCHEVERNELS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €17k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency79▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.2 in 2024; short-term debt: 44.5% and cash: 30.8% of total assets), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
37 d early
2023
37 d early
2022
18 d late
2021
30 d late
2020
60 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 103%
2024 · €16k
2019: €8k
2020: €11k
2021: €18k
2022: €18k
2023: €13k
2024: €16k
2019 → 2025
Total assets
€60k▲ 53.0%
2024 · €40k
2019: €37k
2020: €36k
2021: €47k
2022: €50k
2023: €49k
2024: €40k
2019 → 2025
Net result
€17k▲ 510%
2024 · €3k
2019: €-5k
2020: €3k
2021: €7k
2022: €-267
2023: €-4k
2024: €3k
2019 → 2025
Working capital
€19k▲ 329%
2024 · €4k
2019: €3k
2020: €7k
2021: €15k
2022: €7k
2023: €2k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€18k▼ 1.5%€13k▼ 24.4%€16k▲ 20.3%€33k▲ 103%
Operating result€11k-€1k▼ 86.8%€-2k€6k€24k▲ 312%
Net result€7k-€-267€-4k▼ 1,516%€3k€17k▲ 510%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 312% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€14k▲ 16.2%
Current assets
€46k▲ 69.6%
Equity and liabilities €60k
Equity
€33k▲ 103%
Debt
€28k▲ 18.7%
The debt ratio falls from 59.3% to 46.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €8k
Cash flow
€19k▲
2024 · €5k
Solvency
54.0%▲
2024 · 40.7%
Current ratio
1.72▲
2024 · 1.20
Quick ratio
1.72▲
2024 · 1.20
Debt / equity
0.85▼
2024 · 1.46
ROE
50.7%▲
2024 · 16.9%
ROA
27.4%▲
2024 · 6.9%
Interest coverage
19.04▲
2024 · 6.45
Debt
€28k▲
2024 · €23k
Debt ≤ 1 year
€27k▲
2024 · €23k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€60k▲
Fixed assets21/28€12k€14k▲
Tangible fixed assets22/27€12k€14k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€10k€12k▲
Current assets29/58€27k€46k▲
Amounts receivable within one year40/41€410€28k▲
Trade receivables40€0€28k▲
Other amounts receivable41€410€0▼
Cash at bank and in hand54/58€27k€19k▼
Deferred charges and accrued income490/1€352€0▼
Equity and liabilities
Total equity and liabilities10/49€40k€60k▲
Equity10/15€16k€33k▲
Contributions10/11€12k€12k=
Reserves13€6k€20k▲
Distributable reserves133€6k€20k▲
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€23k€28k▲
Amounts payable within one year42/48€23k€27k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€709€2k▲
Suppliers440/4€709€2k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€12k€15k▲
Accrued charges and deferred income492/3€659€893▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€12k€28k▲
Operating profit (loss)9901€6k€24k▲
Financial income75/76B€272€0▼
Recurring financial income75€272€0▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€5k€22k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€3k€17k▲
Profit (loss) for the period to be appropriated9905€3k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€15k▲
Profit (loss) brought forward from the previous period14P€-5k€-2k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €17k ▲510%
Operating result €24k, net result €17k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 90A3512 HasseltGround area
740 m²
Building footprint
174 m²
Volume, LiDAR
600 m³
Parcel 71055A0676/00W000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lindestraat 90A, 3512 Hasselt
since 20182.281.990.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0676/00W000 | Flanders | 740 m² | 1 · 174 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KADERSTUDIO architectural strategies
BE 0671.849.516
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SOON ARCHITECTES
BE 0762.817.502
Mons · Eq €33k
Agora Architecture
BE 0627.845.564
Vorst · Eq €33k
PIET CNOPS ARCHITECT
BE 0476.494.583
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GOYENS ARCHITECTURE
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.