JS-DEL
ActiveThe computed 12-month bankruptcy probability of JS-DEL is 2.8% (moderate). For JS-DEL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €93k and a net result of €9k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 5388 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability72▲+3
Solvency55▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
30.4%
Return on assets
3%
Age of the figures
40 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-05-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-05-2024 close31-12-2024 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-05-2023 was due by 31-12-2023 and was filed on 29-01-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
29 d late
2022
31 d late
2021
59 d late
2020
57 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€93k▲ 10.9%
2022 · €84k
2020: €43k
2021: €64k
2022: €84k
2020 → 2023
Total assets
€305k▲ 11.9%
2022 · €273k
2020: €187k
2021: €194k
2022: €273k
2020 → 2023
Net result
€9k▼ 53.0%
2022 · €19k
2020: €25k
2021: €21k
2022: €19k
2020 → 2023
Working capital
€50k▲ 67.0%
2022 · €30k
2020: €25k
2021: €36k
2022: €30k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222023Trend
Equity€43k-€64k▲ 48.7%€84k▲ 30.3%€93k▲ 10.9%
Operating result€45k-€30k▼ 32.7%€41k▲ 34.8%€19k▼ 54.0%
Net result€25k-€21k▼ 14.4%€19k▼ 7.5%€9k▼ 53.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 54% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €305k
Fixed assets
€43k▼ 20.5%
Current assets
€263k▲ 19.8%
Equity and liabilities €305k
Equity
€93k▲ 10.9%
Debt
€212k▲ 12.3%
The debt ratio rises from 69.4% to 69.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2022 · €52k
Cash flow
€22k▼
2022 · €30k
Solvency
30.4%▼
2022 · 30.6%
Current ratio
1.24▲
2022 · 1.16
Quick ratio
1.24▲
2022 · 1.16
Debt / equity
2.29▲
2022 · 2.26
ROE
9.8%▼
2022 · 23.3%
ROA
3.0%▼
2022 · 7.1%
Interest coverage
7.64▲
2022 · 4.99
Debt
€212k▲
2022 · €189k
Debt ≤ 1 year
€212k▲
2022 · €189k
Income taxes
€5k▼
2022 · €11k
Staff costs
€46k▼
2022 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€273k€305k▲
Fixed assets21/28€54k€43k▼
Tangible fixed assets22/27€53k€39k▼
Furniture and vehicles24€33k€23k▼
Other tangible fixed assets26€19k€16k▼
Financial fixed assets28€615€4k▲
Current assets29/58€219k€263k▲
Amounts receivable within one year40/41€216k€263k▲
Trade receivables40€65k€40k▼
Other amounts receivable41€151k€222k▲
Cash at bank and in hand54/58€3k-
Deferred charges and accrued income490/1€331-
Equity and liabilities
Total equity and liabilities10/49€273k€305k▲
Equity10/15€84k€93k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€65k€74k▲
Amounts payable17/49€189k€212k▲
Amounts payable within one year42/48€189k€212k▲
Current portion of amounts payable after more than one year42€4k-
Financial debts43-€6k
Other loans439-€6k
Trade debts44€22k€17k▼
Suppliers440/4€22k€17k▼
Advances received on contracts in progress46€45k€64k▲
Taxes, remuneration and social security45€59k€33k▼
Taxes450/3€27k€22k▼
Remuneration and social security454/9€31k€11k▼
Other amounts payable47/48€60k€93k▲
Income statement
Code20222023
Remuneration, social security and pensions62€64k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€116k€79k▼
Operating profit (loss)9901€41k€19k▼
Financial income75/76B€1€7▲
Recurring financial income75€1€7▲
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€30k€14k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€19k€9k▼
Profit (loss) for the period to be appropriated9905€19k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€74k▲
Profit (loss) brought forward from the previous period14P€46k€65k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-05
Financial
Weakest financial yearnet €9k ▼53%
Net result drops to €9k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Maison du Bois(Mél.) 31370 JodoigneGround area
2,621 m²
Building footprint
438 m²
Volume, LiDAR
3,341 m³
3 parcels, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
JS-DEL
since 20182.276.784.691
JS-DEL
since 20182.295.025.740
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25064B0046/00D000 | Wallonia | 1,288 m² | 1 · 214 m² | 7.5 m · 2 fl. |
| 25078A0604/00D002 | Wallonia | 966 m² | 1 · 68 m² | 9.8 m · 3 fl. |
| 25078A0652/00G000 | Wallonia | 367 m² | 1 · 156 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,705 companies in sector 81230 we hold annual accounts for 473. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2018
Fiscal year end31-05
Activities, NACEBEL
81230Other cleaning activities
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.