DE VERDELGER
ActiveThe computed 12-month bankruptcy probability of DE VERDELGER is 2.0% (moderate). The 2025 annual accounts show equity of €24k and a net result of €7k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 1193 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+46
Solvency34▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.51 against 0.65 in 2024; short-term debt: 41.2% and cash: 3.2% of total assets), and 91.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1193 sector peers (2025).
NBB · sector comparisonPosition among 1193 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-04-2026, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
71 d late
2024
on the day
2023
23 d early
2022
58 d late
2021
1 d late
2020
44 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€24k▲ 44.7%
2024 · €16k
2020: €39k
2021: €64k
2022: €78k
2023: €83k
2024: €16k
2020 → 2025
Total assets
€275k▼ 12.7%
2024 · €315k
2020: €227k
2021: €216k
2022: €328k
2023: €527k
2024: €315k
2020 → 2025
Net result
€7k
2024 · €-67k
2020: €36k
2021: €25k
2022: €14k
2023: €6k
2024: €-67k
2020 → 2025
Working capital
€-55k▼ 9.5%
2024 · €-51k
2020: €553
2021: €24k
2022: €4k
2023: €-49k
2024: €-51k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€78k▲ 21.7%€83k▲ 7.6%€16k▼ 80.5%€24k▲ 44.7%
Operating result€30k-€22k▼ 25.6%€15k▼ 32.2%€-46k€20k
Net result€25k-€14k▼ 44.7%€6k▼ 57.4%€-67k€7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €46k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€217k▼ 2.4%
Current assets
€58k▼ 37.4%
Equity and liabilities €275k
Equity
€24k▲ 44.7%
Debt
€252k▼ 15.8%
The debt ratio falls from 94.8% to 91.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €-19k
Cash flow
€25k▲
2024 · €-41k
Solvency
8.6%▲
2024 · 5.2%
Current ratio
0.51▼
2024 · 0.65
Quick ratio
0.50▼
2024 · 0.64
Debt / equity
10.69▼
2024 · 18.36
ROE
30.9%▲
2024 · -412.4%
ROA
2.6%▲
2024 · -21.3%
Interest coverage
2.89▲
2024 · -0.94
Debt
€252k▼
2024 · €299k
Debt ≤ 1 year
€113k▼
2024 · €143k
Debt > 1 year
€138k▼
2024 · €153k
Staff costs
€67k▼
2024 · €192k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€275k▼
Fixed assets21/28€223k€217k▼
Intangible fixed assets21€683€37▼
Tangible fixed assets22/27€222k€217k▼
Land and buildings22€190k€186k▼
Plant, machinery and equipment23€19k€26k▲
Furniture and vehicles24€11k€4k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€92k€58k▼
Stocks and contracts in progress3€2k€800▼
Stocks30/36€2k€800▼
Amounts receivable within one year40/41€69k€39k▼
Trade receivables40€68k€39k▼
Other amounts receivable41€465€63▼
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€315k€275k▼
Equity10/15€16k€24k▲
Contributions10/11€3k€3k=
Reserves13€13k€21k▲
Distributable reserves133€13k€21k▲
Amounts payable17/49€299k€252k▼
Amounts payable after more than one year17€153k€138k▼
Financial debts170/4€153k€138k▼
Amounts payable within one year42/48€143k€113k▼
Current portion of amounts payable after more than one year42€24k€15k▼
Trade debts44€21k€45k▲
Suppliers440/4€21k€45k▲
Advances received on contracts in progress46€496-
Taxes, remuneration and social security45€63k€39k▼
Taxes450/3€32k€20k▼
Remuneration and social security454/9€31k€18k▼
Other amounts payable47/48€34k€15k▼
Accrued charges and deferred income492/3€3k€499▼
Income statement
Code20242025
Non-recurring operating income76A€1k€991▼
Remuneration, social security and pensions62€192k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€17k▼
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A€26k€7k▼
Gross operating margin9900€207k€116k▼
Operating profit (loss)9901€-46k€20k▲
Financial income75/76B€272€8▼
Recurring financial income75€272€8▼
Financial charges65/66B€20k€13k▼
Recurring financial charges65€20k€13k▼
Profit (loss) for the period before taxes9903€-66k€7k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€-67k€7k▲
Profit (loss) for the period to be appropriated9905€-67k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€7k▲
Transfer from equity791/2€67k-
Transfer to equity691/2-€7k
To other reserves6921-€7k
Social balance
Average headcount (FTE)90873.71.5▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 71 days late
2025
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-67k ▼1240%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sijslostraat 618020 OostkampGround area
2,040 m²
Building footprint
120 m²
Volume, LiDAR
554 m³
Parcel 31025B0280/00Z000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Verdelger
since 20192.292.793.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025B0280/00Z000 | Flanders | 2,040 m² | 1 · 120 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 630 EUR awarded · 630 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 630 EUR | 630 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,707 companies in sector 81230 we hold annual accounts for 472. 315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end30-06
Activities, NACEBEL
81230Other cleaning activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.