JRD Catering
ActiveThe computed 12-month bankruptcy probability of JRD Catering is 2.9% (moderate). The 2025 annual accounts show equity of €255k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 88% of 13044 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
95
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-34
Solvency100▲+10
Growth72▼-3
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.58 in 2024), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
10.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €255k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
20 d early
2023
12 d late
2022
30 d late
2021
24 d late
2020
16 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€968k▼ 5.7%
2024 · €1.03M
2019: €610k
2020: €443k
2021: €399k
2022: €812k
2023: €975k
2024: €1.03M
2019 → 2025
EBIT margin
4.0%▼ 7.5pp
2024 · 11.6%
2019: -6.0%
2020: -5.6%
2021: 4.0%
2022: 4.4%
2023: 9.7%
2024: 11.6%
2019 → 2025
Net result
€34k▼ 69.1%
2024 · €110k
2018: €-137k
2019: €-41k
2020: €-27k
2021: €13k
2022: €33k
2023: €90k
2024: €110k
2018 → 2025
Working capital
€125k▲ 104%
2024 · €61k
2018: €36k
2019: €-7k
2020: €-11k
2021: €-22k
2022: €19k
2023: €43k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€399k-€812k▲ 104%€975k▲ 20.0%€1.03M▲ 5.4%€968k▼ 5.7%
Equity€-12k-€21k€111k▲ 434%€221k▲ 98.6%€255k▲ 15.4%
Operating result€16k-€36k▲ 127%€94k▲ 161%€119k▲ 26.4%€39k▼ 67.1%
Net result€13k-€33k▲ 150%€90k▲ 175%€110k▲ 21.3%€34k▼ 69.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets
€130k▼ 23.4%
Current assets
€206k▲ 23.9%
Equity and liabilities €336k
Equity
€255k▲ 15.4%
Debt
€81k▼ 29.6%
The debt ratio falls from 34.2% to 24.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€94k▼
2024 · €172k
Cash flow
€89k▼
2024 · €163k
Solvency
75.9%▲
2024 · 65.8%
Current ratio
2.54▲
2024 · 1.58
Quick ratio
2.36▲
2024 · 1.44
Debt / equity
0.32▼
2024 · 0.52
ROE
13.3%▼
2024 · 49.6%
ROA
10.1%▼
2024 · 32.7%
Interest coverage
17.49▲
2024 · 16.20
Debt
€81k▼
2024 · €115k
Debt ≤ 1 year
€81k▼
2024 · €105k
Income taxes
€358▼
2024 · €518
Staff costs
€288k▲
2024 · €287k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€336k€336k=
Fixed assets21/28€170k€130k▼
Intangible fixed assets21€10k€5k▼
Tangible fixed assets22/27€157k€123k▼
Land and buildings22€30k€23k▼
Plant, machinery and equipment23€127k€99k▼
Furniture and vehicles24€593€707▲
Financial fixed assets28€3k€3k=
Current assets29/58€166k€206k▲
Stocks and contracts in progress3€15k€15k▲
Stocks30/36€15k€15k▲
Amounts receivable within one year40/41€4k€22k▲
Trade receivables40€861€313▼
Other amounts receivable41€4k€22k▲
Cash at bank and in hand54/58€144k€165k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€336k€336k=
Equity10/15€221k€255k▲
Contributions10/11€94k€94k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€125k€159k▲
Amounts payable17/49€115k€81k▼
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€105k€81k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€29k€23k▼
Suppliers440/4€29k€23k▼
Advances received on contracts in progress46€27€27=
Taxes, remuneration and social security45€71k€58k▼
Taxes450/3€40k€29k▼
Remuneration and social security454/9€31k€28k▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Turnover70€1.03M€968k▼
Non-recurring operating income76A€2k€727▼
Goods, raw materials, services and sundry goods60/61€563k€611k▲
Remuneration, social security and pensions62€287k€288k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€55k▲
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A€83€10▼
Gross operating margin9900€465k€385k▼
Operating profit (loss)9901€119k€39k▼
Financial income75/76B€2k€506▼
Recurring financial income75€2k€506▼
Financial charges65/66B€11k€5k▼
Recurring financial charges65€11k€5k▼
Profit (loss) for the period before taxes9903€110k€34k▼
Income taxes67/77€518€358▼
Profit (loss) for the period9904€110k€34k▼
Profit (loss) for the period to be appropriated9905€110k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€125k€159k▲
Profit (loss) brought forward from the previous period14P€15k€125k▲
Transfer from equity791/2-€2k
Transfer to equity691/2-€2k
To the legal reserve6920-€0
To other reserves6921-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €110k ▲21.3%
Operating result €119k, net result €110k, both a record.
31-12
Financial
Equity above €200kEq €221k ▲98.6%
4 profitable years in a row build equity to €221k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €100kEq €111k ▲434%
3 profitable years in a row build equity to €111k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Julien Goldé
CurrentDirector · since 26-06-2024
26-06-2024
Resigned as Director
26-06-2024
Appointed as Director
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egide Van Ophemstraat 1401180 UkkelGround area
869 m²
Building footprint
382 m²
Volume, LiDAR
2,064 m³
2 parcels, Brussels, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
JRD Catering
since 20102.187.443.535
JRD CATERING
since 20182.273.691.777
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0062/00P000 | Flanders | 623 m² | 1 · 254 m² | 13.8 m · 2 fl. |
| 21616G0186/00R010 | Brussels | 247 m² | 1 · 127 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLinkebeek2.273.691.777
Similar companies · same sector, comparable size
LADIMA
BE 0827.601.525
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HOF TER EMSTRODE
BE 0885.939.008
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TIVERS
BE 0697.752.474
Jabbeke · Eq €255k
DIVINA
BE 0450.315.768
Waremme · Eq €254k
MARJUS
BE 0459.324.001
Ronse · Eq €254k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 7,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2010
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478332665