JR Technics is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €288k and a net result of €27k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 7980 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
9 d late
2022
24 d late
2021
11 d late
2020
11 d early
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€288k▼ 7.4%
2024 · €311k
2018: €357k
2019: €330k
2020: €337k
2021: €340k
2022: €304k
2023: €305k
2024: €311k
2018 → 2025
Net result
€27k▲ 357%
2024 · €6k
2018: €-12k
2019: €-27k
2020: €7k
2021: €3k
2022: €-36k
2023: €1k
2024: €6k
2018 → 2025
Total assets
€1.35M▲ 7.0%
2024 · €1.26M
2018: €1.05M
2019: €1.15M
2020: €1.17M
2021: €1.22M
2022: €1.20M
2023: €1.24M
2024: €1.26M
2018 → 2025
Solvency
21.4%▼ 3.3pp
2024 · 24.7%
2018: 33.9%
2019: 28.7%
2020: 28.8%
2021: 27.8%
2022: 25.2%
2023: 24.6%
2024: 24.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€340k-€304k▼ 10.6%€305k▲ 0.4%€311k▲ 1.9%€288k▼ 7.4%
Operating result€22k-€-16k€22k€23k▲ 0.7%€52k▲ 128%
Net result€3k-€-36k€1k€6k▲ 400%€27k▲ 357%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 128% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.14M▼ 0.1%
Current assets
€202k▲ 79.2%
Equity and liabilities €1.35M
Equity
€288k▼ 7.4%
Debt
€1.06M▲ 11.7%
The debt ratio rises from 75.3% to 78.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
21.4%▼
2024 · 24.7%
ROE
9.3%▲
2024 · 1.9%
ROA
2.0%▲
2024 · 0.5%
Debt
€1.06M▲
2024 · €948k
Debt ≤ 1 year
€739k▲
2024 · €658k
Debt > 1 year
€318k▲
2024 · €290k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.35M▲
Fixed assets21/28€1.15M€1.14M▼
Tangible fixed assets22/27€2k€731▼
Furniture and vehicles24€2k€731▼
Financial fixed assets28€1.14M€1.14M=
Current assets29/58€113k€202k▲
Amounts receivable after more than one year29€55k€55k=
Other amounts receivable291€55k€55k=
Amounts receivable within one year40/41€34k€90k▲
Trade receivables40€5k-
Other amounts receivable41€29k€90k▲
Cash at bank and in hand54/58€24k€57k▲
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.35M▲
Equity10/15€311k€288k▼
Contributions10/11€151k€151k=
Reserves13€166k€137k▼
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€158k€129k▼
Profit (loss) carried forward14€-6k-
Amounts payable17/49€948k€1.06M▲
Amounts payable after more than one year17€290k€318k▲
Financial debts170/4€290k€318k▲
Amounts payable within one year42/48€658k€739k▲
Trade debts44€3k€108▼
Suppliers440/4€3k€108▼
Taxes, remuneration and social security45€14k€38k▲
Taxes450/3€14k€38k▲
Other amounts payable47/48€640k€700k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€54k▲
Operating profit (loss)9901€23k€52k▲
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€15k€15k▲
Recurring financial charges65€15k€15k▲
Profit (loss) for the period before taxes9903€9k€38k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€6k€27k▲
Profit (loss) for the period to be appropriated9905€6k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€21k▲
Profit (loss) brought forward from the previous period14P€-12k€-6k▲
Transfer from equity791/2-€50k
Transfer to equity691/2-€21k
To other reserves6921-€21k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €27k ▲357%
Operating result €52k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-36k ▼1427%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 108 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helzoldstraat 1123530 Houthalen-HelchterenGround area
1,537 m²
Building footprint
228 m²
Volume, LiDAR
1,831 m³
Parcel 72014D0491/00X000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JR Technics
since 20122.218.966.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0491/00X000 | Flanders | 1,537 m² | 1 · 228 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.