Summary
Amendo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.2m and a net result of €575,554. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 9868 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
90 d late
2022
6 d early
2021
31 d late
2020
89 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#10 company by equity in Mortsel, Finance and insurance sector
Equity
€1.2m▲ 52.2%
2023 · €791,776
Net result
€575,554▲ 225%
2023 · €176,901
Total assets
€1.5m▲ 35.7%
2023 · €1.1m
Solvency
81.6%▲ 8.9pp
2023 · 72.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€53,793▲ 16.3%€13,624▼ 74.7%€64,696▲ 375%€60,070▼ 7.1%€47,956▼ 20.2%
Net result€59,594within the sector's middle half▼ 22.1%€72,820above the sector's middle half▲ 22.2%€114,042above the sector's middle half▲ 56.6%€176,901above the sector's middle half▲ 55.1%€575,554above the sector's middle half▲ 225%
Equity€428,013above the sector's middle half▲ 16.2%€500,833above the sector's middle half▲ 17.0%€614,875above the sector's middle half▲ 22.8%€791,776above the sector's middle half▲ 28.8%€1.2mabove the sector's middle half▲ 52.2%
Total assets€829,434within the sector's middle half▲ 8.3%€888,613above the sector's middle half▲ 7.1%€895,670within the sector's middle half▲ 0.8%€1.1mabove the sector's middle half▲ 21.5%€1.5mabove the sector's middle half▲ 35.7%
Debt€376,021▲ 1.1%€362,380▼ 3.6%€268,096▼ 26.0%€296,903▲ 10.7%€271,924▼ 8.4%
Working capital€250,137above the sector's middle half▼ 10.5%€307,428above the sector's middle half▲ 22.9%€395,551above the sector's middle half▲ 28.7%€532,897above the sector's middle half▲ 34.7%€928,003above the sector's middle half▲ 74.1%
Solvency51.6%within the sector's middle half▲ 3.5pp56.4%within the sector's middle half▲ 4.8pp68.6%within the sector's middle half▲ 12.3pp72.7%within the sector's middle half▲ 4.1pp81.6%above the sector's middle half▲ 8.9pp
Current ratio2.47within the sector's middle half▼ 2.012.75within the sector's middle half▲ 0.285.11above the sector's middle half▲ 2.364.46above the sector's middle half▼ 0.657.26above the sector's middle half▲ 2.81
Return on assets (ROA)7.2%within the sector's middle half▼ 2.8pp8.2%within the sector's middle half▲ 1.0pp12.7%within the sector's middle half▲ 4.5pp16.2%within the sector's middle half▲ 3.5pp39.0%above the sector's middle half▲ 22.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.5m
Fixed assets
€400,795 ▼ 0.2%
Current assets
€1.1m ▲ 56.6%
Equity and liabilities €1.5m
Equity
€1.2m ▲ 52.2%
Debt
€271,924 ▼ 8.4%
Debt's share of the balance-sheet total falls from 27.3% to 18.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
47.8%▲
2023 · 22.3%
Debt ≤ 1 year
€148,147▼
2023 · €154,083
Debt > 1 year
€123,777▼
2023 · €142,820
Income taxes
€65,406▲
2023 · €23,543
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,314 | €3,514 | €2,013 | €2,200 | €903 | ▼ 58.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€12,700 | -€12,700 | €0 | ▲ 100% |
| Other operating charges640/8 | - | €272 | €1,385 | €1,743 | €2,063 | ▲ 18.4% |
| Non-recurring operating charges66A | - | €3,934 | €125 | €0 | - | - |
| Gross operating margin9900 | €57,013 | €21,343 | €55,519 | €51,313 | €50,923 | ▼ 0.8% |
| Operating profit (loss)9901 | €53,793 | €13,624 | €64,696 | €60,070 | €47,956 | ▼ 20.2% |
| Financial income75/76B | - | €82,445 | €82,762 | €185,588 | €620,770 | ▲ 234% |
| Recurring financial income75 | €46,709 | €82,445 | €82,762 | €185,588 | €620,770 | ▲ 234% |
| Financial charges65/66B | - | €13,734 | €10,137 | €45,214 | €27,766 | ▼ 38.6% |
| Recurring financial charges65 | €23,834 | €13,734 | €10,137 | €45,214 | €27,766 | ▼ 38.6% |
| Profit (loss) for the period before taxes9903 | €76,668 | €82,334 | €137,320 | €200,444 | €640,960 | ▲ 220% |
| Income taxes67/77 | €17,075 | €9,514 | €23,278 | €23,543 | €65,406 | ▲ 178% |
| Profit (loss) for the period9904 | €59,594 | €72,820 | €114,042 | €176,901 | €575,554 | ▲ 225% |
| Profit (loss) for the period to be appropriated9905 | €59,594 | €72,820 | €114,042 | €176,901 | €575,554 | ▲ 225% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €829,434 | €888,613 | €895,670 | €1.1m | €1.5m | ▲ 35.7% |
| Fixed assets21/28 | €409,425 | €405,911 | €403,899 | €401,699 | €400,795 | ▼ 0.2% |
| Tangible fixed assets22/27 | €9,525 | €6,011 | €3,999 | €1,799 | €895 | ▼ 50.2% |
| Plant, machinery and equipment23 | - | €1,781 | €1,296 | €0 | - | - |
| Furniture and vehicles24 | - | €4,230 | €2,702 | €1,799 | €895 | ▼ 50.2% |
| Financial fixed assets28 | €399,900 | €399,900 | €399,900 | €399,900 | €399,900 | = |
| Current assets29/58 | €420,009 | €482,702 | €491,772 | €686,980 | €1.1m | ▲ 56.6% |
| Amounts receivable within one year40/41 | €18,392 | €10,890 | €34,401 | €34,402 | €35,403 | ▲ 2.9% |
| Trade receivables40 | - | €10,890 | €34,401 | €34,402 | €34,986 | ▲ 1.7% |
| Other amounts receivable41 | - | - | - | - | €417 | - |
| Cash at bank and in hand54/58 | €398,525 | €453,713 | €457,370 | €652,578 | €1.0m | ▲ 59.1% |
| Deferred charges and accrued income490/1 | - | €18,099 | €0 | - | €2,315 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €829,434 | €888,613 | €895,670 | €1.1m | €1.5m | ▲ 35.7% |
| Equity10/15 | €428,013 | €500,833 | €614,875 | €791,776 | €1.2m | ▲ 52.2% |
| Contributions10/11 | - | €18,700 | €18,700 | €18,700 | €18,700 | = |
| Reserves13 | €409,313 | €482,133 | €596,175 | €773,076 | €1.2m | ▲ 53.5% |
| Non-distributable reserves130/1 | - | €1,870 | €1,870 | €1,870 | €1,870 | = |
| Reserves not available under the articles1311 | - | €1,870 | €1,870 | €1,870 | €1,870 | = |
| Distributable reserves133 | - | €480,263 | €594,305 | €771,206 | €1.2m | ▲ 53.6% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €25,400 | €25,400 | €12,700 | €0 | - | - |
| Provisions for liabilities and charges160/5 | - | €25,400 | €12,700 | €0 | - | - |
| Major repairs and maintenance162 | - | €25,400 | €12,700 | €0 | - | - |
| Amounts payable17/49 | €376,021 | €362,380 | €268,096 | €296,903 | €271,924 | ▼ 8.4% |
| Amounts payable after more than one year17 | €199,949 | €180,906 | €161,863 | €142,820 | €123,777 | ▼ 13.3% |
| Other amounts payable178/9 | - | €180,906 | €161,863 | €142,820 | €123,777 | ▼ 13.3% |
| Amounts payable within one year42/48 | €169,872 | €175,274 | €96,221 | €154,083 | €148,147 | ▼ 3.9% |
| Current portion of amounts payable after more than one year42 | - | €66,650 | €0 | - | - | - |
| Trade debts44 | €12,248 | €13,696 | €16,733 | €17,687 | €24,568 | ▲ 38.9% |
| Suppliers440/4 | - | €13,696 | €16,733 | €17,687 | €24,568 | ▲ 38.9% |
| Taxes, remuneration and social security45 | - | €22,135 | €2,906 | €18,309 | €58,949 | ▲ 222% |
| Taxes450/3 | - | €22,135 | €2,906 | €18,309 | €58,949 | ▲ 222% |
| Other amounts payable47/48 | - | €72,793 | €76,583 | €118,087 | €64,631 | ▼ 45.3% |
| Accrued charges and deferred income492/3 | - | €6,200 | €10,011 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,594 | €72,820 | €114,042 | €176,901 | €575,554 | ▲ 225% |
| + Depreciation and write-downs630 | €2,314 | €3,514 | €2,013 | €2,200 | €903 | ▼ 58.9% |
| Operating cash flow (approximation) | €61,908 | €76,334 | €116,054 | €179,101 | €576,457 | ▲ 222% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €55,188 | €3,657 | €195,207 | €385,856 | ▲ 97.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €575,554 ▲225%
Net result €575,554, the highest in the series.
31-12
Financial
Equity above €1mEq €1.2m ▲52.2%
7 profitable years in a row build equity to €1.2m.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €500,000Eq €500,833 ▲17%
4 profitable years in a row build equity to €500,833.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €59,594 ▼22.1%
Net result drops to €59,594, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 113 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2012
Ground area
309 m²
Building footprint
83 m²
Volume, LiDAR
789 m³
Parcel 11029A0135/00P007, Flanders · tallest building 11.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Amendo
since 20122.213.266.519
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0135/00P007 | Flanders | 309 m² | 1 · 83 m² | 11.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
20.69%
According to the 2024 annual accounts of Amendo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
254900YEMD0962D09810
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Company details
Identification
Legal formPrivate limited company
Founded29-06-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0847006077
Also
9925:BE0847006077
Registered
18-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.