JQ CONSULTING
ActiveThe annual accounts of JQ CONSULTING for fiscal year 2024 show a net loss of 175% of total assets and of 80% of the equity at the start of that year. The 2024 annual accounts show equity of €10k and a net result of €-41k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 46% of 878 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-91
Solvency70▼-23
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.47 against 2.12 in 2023; short-term debt: 54.9% and cash: 21.6% of total assets), and 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.1%
Return on assets
-175.3%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
27 d early
2022
25 d early
2021
27 d early
2020
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▼ 79.5%
2023 · €51k
2020: €32k
2021: €51k
2022: €51k
2023: €51k
2020 → 2024
Total assets
€23k▼ 69.3%
2023 · €75k
2020: €57k
2021: €91k
2022: €67k
2023: €75k
2020 → 2024
Net result
€-41k
2023 · €13k
2020: €29k
2021: €30k
2022: €66
2023: €13k
2020 → 2024
Working capital
€-7k
2023 · €27k
2020: €25k
2021: €36k
2022: €27k
2023: €27k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€51k▲ 58.8%€51k▼ 0.9%€51k=€10k▼ 79.5%
Operating result€41k-€41k=€474▼ 98.8%€17k▲ 3,580%€-40k
Net result€29k-€30k▲ 3.5%€66▼ 99.8%€13k▲ 20,240%€-41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €40k after €17k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €23k
Fixed assets
€17k▼ 27.2%
Current assets
€6k▼ 88.6%
Equity and liabilities €23k
Equity
€10k▼ 79.5%
Debt
€13k▼ 48.0%
The debt ratio rises from 32.4% to 54.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-32k▼
2023 · €25k
Cash flow
€-33k▼
2023 · €21k
Solvency
45.1%▼
2023 · 67.6%
Current ratio
0.47▼
2023 · 2.12
Quick ratio
0.47▼
2023 · 2.12
Debt / equity
1.22▲
2023 · 0.48
ROE
-388.6%▼
2023 · 26.3%
ROA
-175.3%▼
2023 · 17.8%
Interest coverage
-74.22▼
2023 · 63.32
Debt
€13k▼
2023 · €24k
Debt ≤ 1 year
€13k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€75k€23k▼
Fixed assets21/28€24k€17k▼
Intangible fixed assets21€13k€8k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Financial fixed assets28€200€200=
Current assets29/58€52k€6k▼
Amounts receivable within one year40/41€35k€748▼
Trade receivables40€33k-
Other amounts receivable41€2k€748▼
Cash at bank and in hand54/58€15k€5k▼
Deferred charges and accrued income490/1€1k€182▼
Equity and liabilities
Total equity and liabilities10/49€75k€23k▼
Equity10/15€51k€10k▼
Contributions10/11€3k€3k=
Reserves13€48k€48k=
Distributable reserves133€48k€48k=
Profit (loss) carried forward14-€-41k
Amounts payable17/49€24k€13k▼
Amounts payable within one year42/48€24k€13k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48€11k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€384€387▲
Gross operating margin9900€25k€-32k▼
Operating profit (loss)9901€17k€-40k▼
Financial income75/76B€45€23▼
Recurring financial income75€45€23▼
Financial charges65/66B€396€434▲
Recurring financial charges65€396€434▲
Profit (loss) for the period before taxes9903€17k€-41k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€13k€-41k▼
Profit (loss) for the period to be appropriated9905€13k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-41k▼
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-41k ▼403%
Net result drops to €-41k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €30k ▲3.5%
Operating result €41k, net result €30k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
JQ CONSULTING
since 20202.301.034.295
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,284 companies in sector 58290 we hold annual accounts for 593. 265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:john.quairia@gmail.com