JPMF
ActiveSummary
The computed 12-month bankruptcy probability of JPMF is 1.7% (moderate). The 2024 annual accounts show equity of €167,373 and a net result of €1,878. Equity remains stable across the filed fiscal years (±1.1% per year). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 54 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, unclassified schema
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Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €8,059 | €8,059 | €8,059 | €8,059 | = |
| Other operating income74 | - | €8,059 | €8,059 | €8,059 | €8,059 | = |
| Operating charges60/66A | - | €3,854 | €5,309 | €6,796 | €5,532 | ▼ 18.6% |
| Services and other goods61 | - | €3,507 | €4,961 | €6,411 | €5,144 | ▼ 19.8% |
| Other operating charges640/8 | - | €348 | €348 | €384 | €387 | ▲ 0.8% |
| Operating profit (loss)9901 | €2,653 | €4,204 | €2,750 | €1,263 | €2,527 | ▲ 100% |
| Financial income75/76B | - | - | €2 | - | - | - |
| Recurring financial income75 | - | - | €2 | - | - | - |
| Other financial income752/9 | - | - | €2 | - | - | - |
| Financial charges65/66B | - | €199 | €351 | €209 | €204 | ▼ 2.6% |
| Recurring financial charges65 | €199 | €199 | €351 | €209 | €204 | ▼ 2.6% |
| Debt charges650 | - | €199 | - | - | - | - |
| Other financial charges652/9 | - | - | €351 | €209 | €204 | ▼ 2.6% |
| Profit (loss) for the period before taxes9903 | €2,453 | €4,005 | €2,402 | €1,054 | €2,323 | ▲ 120% |
| Income taxes67/77 | - | €995 | €600 | €263 | €445 | ▲ 68.9% |
| Taxes670/3 | - | €995 | €600 | €263 | €445 | ▲ 68.9% |
| Profit (loss) for the period9904 | €2,453 | €3,010 | €1,801 | €790 | €1,878 | ▲ 138% |
| Profit (loss) for the period to be appropriated9905 | €2,453 | €3,010 | €1,801 | €790 | €1,878 | ▲ 138% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €162,735 | €165,769 | €166,426 | €167,282 | €171,710 | ▲ 2.6% |
| Fixed assets21/28 | €125,002 | €125,002 | €125,002 | €125,002 | €125,002 | = |
| Tangible fixed assets22/27 | €125,002 | €125,002 | €125,002 | €125,002 | €125,002 | = |
| Land and buildings22 | - | €125,002 | €125,002 | €125,002 | €125,002 | = |
| Current assets29/58 | €37,733 | €40,767 | €41,424 | €42,280 | €46,708 | ▲ 10.5% |
| Amounts receivable within one year40/41 | €1,000 | €457 | €400 | €636 | - | - |
| Trade receivables40 | - | €457 | - | - | - | - |
| Other amounts receivable41 | - | - | €400 | €636 | - | - |
| Cash at bank and in hand54/58 | €36,733 | €40,311 | €41,025 | €41,644 | €46,708 | ▲ 12.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €162,735 | €165,769 | €166,426 | €167,282 | €171,710 | ▲ 2.6% |
| Equity10/15 | €159,894 | €162,904 | €164,705 | €165,495 | €167,373 | ▲ 1.1% |
| Contributions10/11 | - | €135,000 | €135,000 | €135,000 | €135,000 | = |
| Reserves13 | €3,800 | €3,800 | €3,800 | €3,800 | €3,800 | = |
| Non-distributable reserves130/1 | - | €3,800 | €3,800 | - | - | - |
| Reserves not available under the articles1311 | - | €3,800 | €3,800 | - | - | - |
| Distributable reserves133 | - | - | - | €3,800 | €3,800 | = |
| Profit (loss) carried forward14 | €21,094 | €24,104 | €25,905 | €26,695 | €28,573 | ▲ 7.0% |
| Amounts payable17/49 | €2,842 | €2,866 | €1,722 | €1,787 | €4,337 | ▲ 143% |
| Amounts payable within one year42/48 | €2,842 | €2,714 | €1,722 | €1,787 | €4,337 | ▲ 143% |
| Trade debts44 | €2,842 | €1,719 | €1,722 | €1,787 | €3,885 | ▲ 117% |
| Suppliers440/4 | - | €1,719 | €1,722 | €1,787 | €3,885 | ▲ 117% |
| Taxes, remuneration and social security45 | - | €995 | - | - | €452 | - |
| Taxes450/3 | - | €995 | - | - | €452 | - |
| Accrued charges and deferred income492/3 | - | €151 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,453 | €3,010 | €1,801 | €790 | €1,878 | ▲ 138% |
| Operating cash flow (approximation) | €2,453 | €3,010 | €1,801 | €790 | €1,878 | ▲ 138% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,577 | €714 | €619 | €5,065 | ▲ 719% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
16-09
State Gazette act
Permanent representative: Diane GOVAERTS2 facts ▸
- Board meeting, 12-08-2026
- Permanent representative, Diane GOVAERTS (permanent representative)
22-05
State Gazette act
Appointment: ERNST & YOUNG Réviseurs d'Entreprises (commissaire réviseur)2 facts ▸
- General meeting, 16/05/2025
- Auditor appointment, ERNST & YOUNG Réviseurs d'Entreprises (commissaire réviseur)
08-05
State Gazette act
Resignation: VICTORIA COMPANY (manager)Appointment: VICTORIA COMPANY (non-statutory director) · Permanent representative: Cédric OLBRECHTS · Statutes amendment8 facts ▸
- General meeting, date not explicitly stated in text, implied same day as deed
- Statutes amendment
- Reserve release, Suppression du compte de capitaux propres statutairement indisponible et mise à disposition pour distribution
- Capital
- Director resignation, VICTORIA COMPANY (manager)
- Director appointment, VICTORIA COMPANY (non-statutory director)
- Permanent representative, Cédric OLBRECHTS
- Power of attorney, VICTORIA COMPANY
24-03
State Gazette act
Appointment: ERNST & YOUNG Réviseurs d'Entrepirses SRL (commissaire réviseur)Permanent representative: Leen DEFOER3 facts ▸
- General meeting, 04/03/2022
- Auditor appointment, ERNST & YOUNG Réviseurs d'Entrepirses SRL (commissaire réviseur)
- Permanent representative, Leen DEFOER
Show earlier events
17-01
State Gazette act
Appointment: ERNST & YOUNG REVISEURS D'ENTREPRISES SC SCRL (commissaire réviseur)2 facts ▸
- General meeting, 18/05/2018
- Auditor appointment, ERNST & YOUNG REVISEURS D'ENTREPRISES SC SCRL (commissaire réviseur)
28-04
State Gazette act
Annee ComptableStatutes amendment2 facts ▸
- General meeting, 14/04/2016
- Statutes amendment
07-09
State Gazette act
Appointment: ERNST & YOUNG Assurance Services SCRL (commissaire réviseur)Permanent representative: Leen DEFOER3 facts ▸
- General meeting, 23/07/2015
- Auditor appointment, ERNST & YOUNG Assurance Services SCRL (commissaire réviseur)
- Permanent representative, Leen DEFOER
23-10
State Gazette act
Resignation: Françoise KAISIN (manager)Appointment: VICTORIA COMPANY (manager) · Permanent representative: Cédric OLBRECHTS4 facts ▸
- General meeting, 07/10/2014
- Director resignation, Françoise KAISIN (manager)
- Director appointment, VICTORIA COMPANY (manager)
- Permanent representative, Cédric OLBRECHTS
09-04
State Gazette act
Resignation: Chantal BOILEAU (manager)Appointment: Françoise KAISIN (manager)3 facts ▸
- General meeting, 31/12/2013
- Director resignation, Chantal BOILEAU (manager)
- Director appointment, Françoise KAISIN (manager)
08-12
State Gazette act
Registered officeRegistered-office move2 facts ▸
- Board meeting, 17/10/2011
- Registered-office move, 1180 Bruxelles, au numéro 93 de la rue de Verrewinkel
28-04
State Gazette act
Appointment: CDP De Wulf & Co SCPRL (réviseur d'entreprises)Capital increase · Capital3 facts ▸
- Capital increase, €130.600
- Capital, €135.000
- Auditor appointment, CDP De Wulf & Co SCPRL (réviseur d'entreprises)
Directors · office · real estate
Board 1
Permanent representatives 1
Statutory auditor 1
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0059/00K002 | Brussels | 1,177 m² | 1 · 714 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| VICTORIA COMPANY |
|
| Ernst et Young Reviseurs d'Entreprises |
|
| ERNST & YOUNG ASSURANCE SERVICES |
|
| CDP De Wulf & Co SCPRL |
|
| Françoise KAISIN |
|
| Chantal BOILEAU |
|
Articles of association
Full purpose
Toutes opérations immobilières au sens le plus large du terme et notamment assurer la gestion de tous biens immobiliers, intervenir en matière de conseil en réalisation immobilière, assurer ou coordonner la réalisation de projets immobiliers, acheter et vendre tout immeuble, droit, obligation et titre immobilier, ériger des immeubles, les aménager, les décorer, les prendre ou les donner en location, prendre ou donner des droits d’emphytéose ou de superficie, faire tous travaux en vue de rendre les immeubles rentables, lotir des terrains, créer la voirie nécessaire, conclure tous contrats de leasing, etc. La société peut réaliser son objet directement ou indirectement en tous lieux, de toutes manières et suivant les modalités qui lui paraîtront les mieux appropriées. Elle peut faire en Belgique et à l’étranger, d’une façon générale, toutes opérations commerciales, industrielles, financières et civiles, mobilières et immobilières se rapportant directement ou indirectement à son objet ou pouvant en faciliter la réalisation, entièrement ou partiellement. Elle peut s’intéresser par voie d’association, d’intervention financier ou autrement dans toutes sociétés ou entreprises existantes ou à créer, don l’objet serait analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise, qui seraient susceptibles de constituer pour elle une source d’approvisionnement ou une possibilité de débouchés.
Structure & network
Owners and holdings
1 ownerChain of control
Highest known parent: VENDIS CAPITAL. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of JPMF and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
Capital and shareholders
- 08-05-2023 Capital stated in the act · 1,492 shares
- 28-04-2011 Capital increase of 130,600 EUR
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.