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JPG CONCEPT

Active
Private limited companyfounded 2022active for 4 yearsBergensesteenweg 421, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0788.614.552
Summary

The computed 12-month bankruptcy probability of JPG CONCEPT is 2.7% (moderate). The 2025 annual accounts show negative equity (-€11,559) and a net result of -€2,817. Equity has been shrinking by about 53% per year since 2022. Its solvency ranks better than 5% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-07-2022 Normal situation
Registered office
293 active companies are registered at this address 38 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.333.370.731 6250 Aiseau-Presles, since 14-07-2022
Financial year end
31 December
Peppol
Reachable since 25-03-2026

Board and ownership

Board
Shareholders
  • GILLIARD Jean-Pierre Joseph Germainact of 18-07-2022

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
-€2,268
▲ 47.4%
Loss
€2,817
▼ 45.5%
Equity
-€11,559
▼ 32.2%
Total assets
€1,198
▼ 43.4%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 31 days late; 2 of the last 3 accounts lateNegative equity -€11,559lowers riskLiquidity: current ratio 0.09, cash €1,055Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -965.0% of total assets
Liquidity 50=
short-term debt 1065.0% · cash 88.1%
Profitability 0=
return on assets -235.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 3.7% 01-2025: 3.6%▼ -0.1 percentage points vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.5%▼ -0.1 percentage points vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.5%● unchanged vs 05-2025 07-2025: 3.6%▲ +0.1 percentage points vs 06-2025 08-2025: 4.4%▲ +0.8 percentage points vs 07-2025 09-2025: 4.7%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 3.2%▼ -1.5 percentage points vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.2%● unchanged vs 12-2025 02-2026: 3.2%● unchanged vs 01-2026 03-2026: 2.7%▼ -0.5 percentage points vs 02-2026 04-2026: 2.6%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 2.7%▲ +0.1 percentage points vs 04-2026 06-2026: 2.8%▲ +0.1 percentage points vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 3.5%▲ +0.7 percentage points vs 07-2026 09-2026: 2.7%▼ -0.8 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 51% on liquidity, 5% on profitability and 15% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 0.09, cash €1,055
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€11,559
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€11,559
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
30 days late
2022
319 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 103 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€11,559 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€2,817 View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 43.0% · 9,399 companies -965.0% View

Recent changes

  1. · Gazette deed IncorporationFounding capital of €1,000, 100 shares · Founder: GILLIARD Jean-Pierre Joseph Germain (oprichter comparant) · Appointment: GILLIARD Jean-Pierre Joseph Germain (director)
All 6 events

Comparable companies

These companies have the same main activity as JPG CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1,090 and €1,320, founded between 2021 and 2023.

CompanyTotal assetsGross margin
JPG CONCEPT Sint-Pieters-Leeuw€1,198-€2,268
LAMA CREA CONSTRUCT Drogenbos€1,090-€5,904
AMZ SERVICE Vilvoorde€1,089€639
JIT GROUPE Dilbeek€1,323-€777
J-K RENOVATIE Antwerpen€1,233-€4,603
DR CONSULTING Knokke-Heist€1,155-€818
Rénovation Coppens Jette€1,200€528
Full comparison

Key facts about JPG CONCEPT

What is the company number of JPG CONCEPT?
The company number of JPG CONCEPT is 0788.614.552. The VAT number is the same number with BE in front: BE 0788.614.552.
Where is JPG CONCEPT based?
The registered office is at Bergensesteenweg 421, 1600 Sint-Pieters-Leeuw.Company details
What does JPG CONCEPT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of JPG CONCEPT?
The legal form of JPG CONCEPT is Private limited company (BV).
When was JPG CONCEPT founded?
JPG CONCEPT was founded on 14-07-2022.
Is JPG CONCEPT still active?
Yes, JPG CONCEPT is an active enterprise in the KBO register.
What is the turnover of JPG CONCEPT?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is JPG CONCEPT profitable?
In financial year 2025, JPG CONCEPT made a loss of €2,817.
Where can I find the annual accounts of JPG CONCEPT?
JPG CONCEPT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JPG CONCEPT due?
JPG CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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