JP PROPERTY & CONSULTANCY
ActiveJP PROPERTY & CONSULTANCY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-34k. Equity is shrinking by ~26.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 63% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency96▲+3
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.25 in 2024; short-term debt: 28.5% and cash: 65.5% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
-47.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
2023
32 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 39.8%
2024 · €85k
2022: €75k
2023: €124k
2024: €85k
2022 → 2025
Total assets
€72k▼ 42.4%
2024 · €125k
2022: €132k
2023: €174k
2024: €125k
2022 → 2025
Net result
€-34k▲ 12.5%
2024 · €-39k
2022: €70k
2023: €49k
2024: €-39k
2022 → 2025
Working capital
€30k▼ 38.4%
2024 · €49k
2022: €12k
2023: €70k
2024: €49k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€75k-€124k▲ 65.0%€85k▼ 31.2%€51k▼ 39.8%
Operating result€97k-€68k▼ 30.0%€-38k€-33k▲ 12.8%
Net result€70k-€49k▼ 30.3%€-39k€-34k▲ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€21k▼ 41.6%
Current assets
€51k▼ 42.7%
Equity and liabilities €72k
Equity
€51k▼ 39.8%
Debt
€21k▼ 48.1%
The debt ratio falls from 31.6% to 28.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▲
2024 · €-20k
Cash flow
€-16k▲
2024 · €-21k
Solvency
71.5%▲
2024 · 68.4%
Current ratio
2.48▲
2024 · 2.25
Quick ratio
2.48▲
2024 · 2.25
Debt / equity
0.40▼
2024 · 0.46
ROE
-66.0%▼
2024 · -45.5%
ROA
-47.2%▼
2024 · -31.1%
Interest coverage
-55.94▲
2024 · -85.27
Debt
€21k▼
2024 · €39k
Debt ≤ 1 year
€21k▼
2024 · €39k
Income taxes
€225▼
2024 · €226
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€72k▼
Fixed assets21/28€36k€21k▼
Tangible fixed assets22/27€36k€21k▼
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€33k€18k▼
Current assets29/58€89k€51k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€2k€3k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€84k€47k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€125k€72k▼
Equity10/15€85k€51k▼
Contributions10/11€5k€5k=
Reserves13€119k€119k=
Distributable reserves133€119k€119k=
Profit (loss) carried forward14€-39k€-73k▼
Amounts payable17/49€39k€21k▼
Amounts payable within one year42/48€39k€21k▼
Trade debts44€818€2k▲
Suppliers440/4€818€2k▲
Taxes, remuneration and social security45€19k€1k▼
Taxes450/3€19k€1k▼
Other amounts payable47/48€19k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€650€987▲
Non-recurring operating charges66A-€405
Gross operating margin9900€-20k€-14k▲
Operating profit (loss)9901€-38k€-33k▲
Financial income75/76B€21€0▼
Recurring financial income75€21€0▼
Financial charges65/66B€240€283▲
Recurring financial charges65€240€283▲
Profit (loss) for the period before taxes9903€-39k€-34k▲
Income taxes67/77€226€225▼
Profit (loss) for the period9904€-39k€-34k▲
Profit (loss) for the period to be appropriated9905€-39k€-34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-73k▼
Profit (loss) brought forward from the previous period14P-€-39k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-39k ▼179%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.20 to 2.41; short-term debt falls from €57k to €50k.
31-12
Financial
Equity above €100kEq €124k ▲65%
2 profitable years in a row build equity to €124k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mezenlaan 233191 BoortmeerbeekGround area
233 m²
Building footprint
214 m²
Volume, LiDAR
1,254 m³
Parcel 24039B0416/00N002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP Property & Consulatncy
since 20222.327.024.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039B0416/00N002 | Flanders | 233 m² | 1 · 214 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 541 EUR awarded · 541 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 263 EUR | 263 EUR |
| 2024 | 1 | 278 EUR | 278 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,813 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.