Sadzo Liandra
ActiveSummary
Sadzo Liandra has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-85
Solvency77▼-23
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 10.21 in 2024; short-term debt: 48.2% and cash: 57.5% of total assets), and 48.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
35 d early
2023
20 d late
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▼ 84.2%
2024 · €216k
2022: €83k
2023: €127k
2024: €216k
2022 → 2025
Total assets
€66k▼ 72.6%
2024 · €239k
2022: €116k
2023: €156k
2024: €239k
2022 → 2025
Net result
€-2k
2024 · €88k
2022: €81k
2023: €44k
2024: €88k
2022 → 2025
Working capital
€31k▼ 85.4%
2024 · €214k
2022: €82k
2023: €127k
2024: €214k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€83k-€127k▲ 53.4%€216k▲ 69.4%€34k▼ 84.2%
Operating result€102k-€56k▼ 44.7%€112k▲ 99.7%€-839
Net result€81k-€44k▼ 45.0%€88k▲ 99.6%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €839 after €112k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€3k ▲ 80.4%
Current assets
€63k ▼ 73.5%
Equity and liabilities €66k
Equity
€34k ▼ 84.2%
Debt
€32k ▲ 35.8%
Debt's share of the balance-sheet total rises from 9.7% to 48.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-206▼
2024 · €113k
Cash flow
€-1k▼
2024 · €89k
Current ratio
1.99▼
2024 · 10.21
Debt to equity
0.93▲
2024 · 0.11
ROE
-5.6%▼
2024 · 41.0%
ROA
-2.9%▼
2024 · 37.0%
Interest coverage
-0.26▼
2024 · 391.25
Debt ≤ 1 year
€32k▲
2024 · €23k
Income taxes
€270▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€239k€66k▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€3k▲
Current assets29/58€238k€63k▼
Amounts receivable within one year40/41€98k€25k▼
Trade receivables40€98k€25k▼
Cash at bank and in hand54/58€139k€38k▼
Equity and liabilities
Total equity and liabilities10/49€239k€66k▼
Equity10/15€216k€34k▼
Contributions10/11€3k€3k=
Reserves13€213k€32k▼
Distributable reserves133€213k€32k▼
Amounts payable17/49€23k€32k▲
Amounts payable within one year42/48€23k€32k▲
Trade debts44€330€5k▲
Suppliers440/4€330€5k▲
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€23k€18k▼
Other amounts payable47/48€418€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€421€633▲
Other operating charges640/8€478€328▼
Gross operating margin9900€113k€121▼
Operating profit (loss)9901€112k€-839▼
Financial income75/76B€358€0▼
Recurring financial income75€358€0▼
Financial charges65/66B€288€780▲
Recurring financial charges65€288€780▲
Profit (loss) for the period before taxes9903€112k€-2k▼
Income taxes67/77€24k€270▼
Profit (loss) for the period9904€88k€-2k▼
Profit (loss) for the period to be appropriated9905€88k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€-2k▼
Transfer from equity791/2-€182k
Transfer to equity691/2€88k-
To other reserves6921€88k-
Profit to be distributed694/7-€180k
Return on contributions (dividend)694-€180k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼102%
Net result drops to €-2k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €88k ▲99.6%
Operating result €112k, net result €88k, both a record.
31-12
Financial
Equity above €200kEq €216k ▲69.4%
3 profitable years in a row build equity to €216k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Equity above €100kEq €127k ▲53.4%
2 profitable years in a row build equity to €127k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willy Staeslei 542180 AntwerpenGround area
185 m²
Building footprint
60 m²
Parcel 11364F0158/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Sadzo Liandra
since 20212.325.619.639
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0158/00R000 | Flanders | 185 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PINOTAGE
BE 0795.501.255
Schoten · Eq €34,013
VOCCIA SOFTWARE CONSULTING
BE 1007.372.021
Faimes · Eq €34,086
GOMATIC
BE 0471.611.525
Herk-de-Stad · Eq €34,118
FABERGAST
BE 0778.976.217
Oudergem · Eq €33,922
Specto.be
BE 0699.747.607
Londerzeel · Eq €34,121
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
18130Pre-press and pre-media services
47120Other non-specialised retail sale
63920Other information service activities
74120Graphic design and visual communication
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.