JP BI CONSULTING
ActiveJP BI CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €2k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 31% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+7
Solvency60▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.65 in 2024; short-term debt: 9.2% and cash: 12.1% of total assets), but 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
6 d early
2022
13 d early
2021
11 d early
2020
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 1.6%
2024 · €155k
2020: €15k
2021: €167k
2022: €158k
2023: €161k
2024: €155k
2020 → 2025
Total assets
€449k▼ 1.8%
2024 · €458k
2020: €463k
2021: €494k
2022: €481k
2023: €460k
2024: €458k
2020 → 2025
Net result
€2k
2024 · €-6k
2020: €9k
2021: €-3k
2022: €-9k
2023: €3k
2024: €-6k
2020 → 2025
Working capital
€65k▲ 129%
2024 · €29k
2020: €-159k
2021: €-13k
2022: €6k
2023: €12k
2024: €29k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€158k▼ 5.3%€161k▲ 2.0%€155k▼ 3.7%€158k▲ 1.6%
Operating result€15k-€9k▼ 41.9%€21k▲ 141%€11k▼ 48.7%€21k▲ 94.0%
Net result€-3k-€-9k▼ 201%€3k€-6k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets
€343k▼ 11.0%
Current assets
€107k▲ 46.7%
Equity and liabilities €449k
Equity
€158k▲ 1.6%
Debt
€292k▼ 3.6%
The debt ratio falls from 66.1% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▲
2024 · €57k
Cash flow
€49k▲
2024 · €40k
Solvency
35.1%▲
2024 · 33.9%
Current ratio
2.59▲
2024 · 1.65
Quick ratio
2.59▲
2024 · 1.65
Debt / equity
1.85▼
2024 · 1.95
ROE
1.6%▲
2024 · -3.8%
ROA
0.6%▲
2024 · -1.3%
Interest coverage
3.89▲
2024 · 3.40
Debt
€292k▼
2024 · €302k
Debt ≤ 1 year
€41k▼
2024 · €44k
Debt > 1 year
€250k▼
2024 · €258k
Income taxes
€1k▲
2024 · €142
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€449k▼
Fixed assets21/28€385k€343k▼
Tangible fixed assets22/27€385k€343k▼
Furniture and vehicles24€9k€7k▼
Leasing and similar rights25€376k€336k▼
Current assets29/58€73k€107k▲
Amounts receivable within one year40/41€24k€112▼
Trade receivables40€23k-
Other amounts receivable41€2k€112▼
Cash at bank and in hand54/58€46k€55k▲
Deferred charges and accrued income490/1€2k€52k▲
Equity and liabilities
Total equity and liabilities10/49€458k€449k▼
Equity10/15€155k€158k▲
Contributions10/11€161k€161k=
Profit (loss) carried forward14€-6k€-3k▲
Amounts payable17/49€302k€292k▼
Amounts payable after more than one year17€258k€250k▼
Financial debts170/4€258k€250k▼
Amounts payable within one year42/48€44k€41k▼
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€21k€20k▼
Suppliers440/4€21k€20k▼
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€10k€12k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€4k-
Accrued charges and deferred income492/3€212€863▲
Income statement
Code20242025
Non-recurring operating income76A-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€47k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€302
Gross operating margin9900€58k€70k▲
Operating profit (loss)9901€11k€21k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€17k€17k▲
Recurring financial charges65€17k€17k▲
Profit (loss) for the period before taxes9903€-6k€4k▲
Income taxes67/77€142€1k▲
Profit (loss) for the period9904€-6k€2k▲
Profit (loss) for the period to be appropriated9905€-6k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-3k▲
Profit (loss) brought forward from the previous period14P€296€-6k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €167k ▲1027%
Equity rises from €15k to €167k.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerbaan 662530 BoechoutGround area
1,038 m²
Building footprint
109 m²
Volume, LiDAR
596 m³
Parcel 11004B0047/00R000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP BI CONSULTING
since 20192.292.012.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004B0047/00R000 | Flanders | 1,038 m² | 1 · 109 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DBS CONSULTANCY
BE 0818.709.890
Edegem · Eq €158k
Sonis
BE 0663.550.868
Nivelles · Eq €158k
Caprarius
BE 0797.110.069
Olen · Eq €158k
BILCK
BE 0781.469.711
Antwerpen · Eq €158k
V-IT Consultancy
BE 0684.741.509
Dessel · Eq €158k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.