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R-advice

Active
Private limited companyfounded 20197 yrs activeOude Liersebaan(HAL) 48, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0732.862.516
Summary

R-advice has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,000 and a net result of €31,642. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
R-adviceActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€528,903total assets 2025
Equity
€23,000
Profit
€31,642
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 122 d early0 of 1 deed read
Why 89- Equity €23,000 (4.3% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €528,903+ Figures for FY 2025 (filed 30-12-2025)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 19% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 29-13
equity 4.3% of total assets
Liquidity 46-1
short-term debt 46.8% · cash 15.3%
Profitability 76+37
return on assets 6.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -3.5% vs 11-2024 01-2025: 0.2%▲ +6.8% vs 12-2024 02-2025: 0.3%▲ +10.2% vs 01-2025 03-2025: 0.3%▲ +2.7% vs 02-2025 04-2025: 0.3%▲ +10.9% vs 03-2025highest value 05-2025: 0.1%▼ -69.6% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▲ +3.3% vs 09-2025 11-2025: 0.1%▼ -4.3% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%▲ +23.6% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +0.9% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▼ -0.9% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Size: total assets €528,903 lowers the probability for this profile
  • Equity €23,000 (4.3% of total assets) raises the probability
  • Figures for FY 2025 (filed 30-12-2025) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.6 in 2024; short-term debt: 46.8% and cash: 15.3% of total assets), and 95.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 12%, liquidity 21%, profitability 35%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €528,903
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €23,000 (4.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-12-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20854 sector peers (2025).
NBB · sector comparison
Position among 20854 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-12-2025, 122 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
122 d early
2024
28 d early
2023
63 d early
2022
65 d early
2021
33 d early
2020
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 February (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2020net €31,642 ▲43.8%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €93,567 to €23,000 ▼ 75.4% View
  • Caution: Among the weakest 11% on solvencysector median 60.3% · 20,854 companies 4.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €31,642 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€528,903
Profit
€31,642
Solvency
4.3%
Total assets▼ 1.5%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 30-04-2027
  1. 29-12-2025Annual accounts filed
  2. 30-09-2025Highest result since 2020
  3. 02-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
26-08-2019
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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