JP
ActiveSummary
JP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389k and a net result of €95k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-11
Solvency61▼-39
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 9.75 in 2024; short-term debt: 63.8% and cash: 55.2% of total assets), and 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
1 d early
2022
22 d early
2021
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€389k▼ 61.3%
2024 · €1.01M
2021: €159k
2022: €353k
2023: €818k
2024: €1.01M
2021 → 2025
Total assets
€1.07M▼ 3.8%
2024 · €1.12M
2021: €250k
2022: €544k
2023: €983k
2024: €1.12M
2021 → 2025
Net result
€95k▼ 51.7%
2024 · €196k
2021: €109k
2022: €194k
2023: €431k
2024: €196k
2021 → 2025
Working capital
€312k▼ 67.7%
2024 · €964k
2021: €148k
2022: €314k
2023: €747k
2024: €964k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€353k▲ 123%€818k▲ 132%€1.01M▲ 23.0%€389k▼ 61.3%
Operating result€144k-€253k▲ 75.6%€566k▲ 124%€261k▼ 54.0%€114k▼ 56.2%
Net result€109k-€194k▲ 79.2%€431k▲ 121%€196k▼ 54.5%€95k▼ 51.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 56% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€77k ▲ 82.4%
Current assets
€996k ▼ 7.2%
Equity and liabilities €1.07M
Equity
€389k ▼ 61.3%
Debt
€684k ▲ 521%
Debt's share of the balance-sheet total rises from 9.9% to 63.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€147k▼
2024 · €289k
Cash flow
€128k▼
2024 · €224k
Current ratio
1.46▼
2024 · 9.75
Quick ratio
1.11▼
2024 · 8.70
Debt to equity
1.76▲
2024 · 0.11
ROE
24.3%▲
2024 · 19.5%
ROA
8.8%▼
2024 · 17.6%
Interest coverage
776.84▼
2024 · 2082.97
Debt ≤ 1 year
€684k▲
2024 · €110k
Income taxes
€20k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.07M▼
Fixed assets21/28€42k€77k▲
Tangible fixed assets22/27€42k€77k▲
Land and buildings22€7k€2k▼
Plant, machinery and equipment23€3k€11k▲
Furniture and vehicles24€33k€65k▲
Current assets29/58€1.07M€996k▼
Stocks and contracts in progress3€115k€237k▲
Stocks30/36€115k€237k▲
Amounts receivable within one year40/41€151k€128k▼
Trade receivables40€151k€77k▼
Other amounts receivable41-€50k
Cash at bank and in hand54/58€766k€592k▼
Deferred charges and accrued income490/1€42k€39k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.07M▼
Equity10/15€1.01M€389k▼
Contributions10/11€50k€50k=
Reserves13€956k€339k▼
Distributable reserves133€956k€339k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€110k€684k▲
Amounts payable within one year42/48€110k€684k▲
Financial debts43-€353
Credit institutions430/8-€353
Trade debts44€14k€15k▲
Suppliers440/4€14k€15k▲
Taxes, remuneration and social security45€35k€0▼
Taxes450/3€35k€0▼
Other amounts payable47/48€62k€669k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€33k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€291k€149k▼
Operating profit (loss)9901€261k€114k▼
Financial income75/76B€835€344▼
Recurring financial income75€835€344▼
Financial charges65/66B€139€189▲
Recurring financial charges65€139€189▲
Profit (loss) for the period before taxes9903€261k€114k▼
Income taxes67/77€65k€20k▼
Profit (loss) for the period9904€196k€95k▼
Profit (loss) for the period to be appropriated9905€196k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€196k€95k▼
Transfer from equity791/2-€706k
Transfer to equity691/2€188k€89k▼
To other reserves6921€188k€89k▼
Profit to be distributed694/7€8k€712k▲
Return on contributions (dividend)694-€706k
Directors or managers695€8k€6k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €95k ▼51.7%
Net result drops to €95k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1MEq €1.01M ▲23%
4 profitable years in a row build equity to €1.01M.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €431k ▲121%
Operating result €566k, net result €431k, both a record.
31-12
Financial
Equity above €500kEq €818k ▲132%
3 profitable years in a row build equity to €818k.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €353k ▲123%
2 profitable years in a row build equity to €353k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersesteenweg 3072220 Heist-op-den-BergGround area
229 m²
Building footprint
148 m²
Volume, LiDAR
833 m³
Parcel 12322I0035/00V000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Compu2u
since 20202.307.473.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0035/00V000 | Flanders | 229 m² | 1 · 148 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DRUKKERIJ COPPENS
BE 0440.099.886
Lochristi · Eq €388k
VAN DEN BERGH en Co
BE 0416.825.529
Zele · Eq €391k
PRINT&CO
BE 0893.897.956
Lochristi · Eq €386k
PASSERELLE DESIGN
BE 0886.151.121
Bree · Eq €393k
CIACO
BE 0407.236.187
Ottignies-Louvain-la-Neuve · Eq €394k
Of 1,600 companies in sector 18120 we hold annual accounts for 808. 595 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end31-12
Trade name NL
Compu2u en Solar4u
Activities, NACEBEL 2025
18120Other printing
18130Pre-press and pre-media services
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.