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Cothur

Active
Private limited companyfounded 2021active for 5 yearsBosmolensstraat 10, 8800 Roeselare, BelgiumKBO/BCE: BE 0766.814.197
Summary

Cothur has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €62,861 and a net result of -€4,515. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 15% of 41 sector peers (NACE 18, financial year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other printing
NACE 18120Wholesale of clothing, excluding workwear and underwear NACE 46423
1 site
Size
€1.4mtotal assets 2026
Staff
0.2 FTE
Equity
€62,861
Loss
-€4,515
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Holdings
2
Accounts 25 days early0 of 2 deeds read
Why 66raises riskEquity €62,861 (4.6% of total assets)Sector: Printing and reproduction of recorded media (NACE 18)Founded in 2021lowers riskSize: total assets €1.4mShow the evidence

Checked score

Score 2026
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 31% of its sector peers (NACE 18, micro)
Financial strength · tick = 2025
Weak
Solvency 30-1
equity 4.6% of total assets
Liquidity 51+1
short-term debt 7.2% · cash 0.5%
Profitability 49+45
return on assets -0.3%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,609 companies, NACE 18, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.6%▼ -0.2 percentage points vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025lowest value 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025 10-2025: 1.1%▲ +0.1 percentage points vs 09-2025 11-2025: 1.2%▲ +0.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -0.5 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.75, compared with 0.65 in 2025; short-term debt: 7.2% and cash: 0.5% of total assets), and 95.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 17% on solvency, 44% on liquidity, 31% on profitability and 31% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.4m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €62,861 (4.6% of total assets)
NBB · annual accounts
raises risk · Sector: Printing and reproduction of recorded media (NACE 18)
KBO
raises risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
23242526
2023 to 2026 · latest year -€4,515
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 41 sector peers (2026).
NBB · sector comparison
Position among 41 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 06-10-2026, 25 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
25 days early
2025
23 days early
2024
31 days early
2023
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 29 days before the deadline; the sector median (NACE 18) for financial year 2024 is 5 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 3 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Weakest financial yearnet -€121,948

Key points

  • Positive: Result rose in 2026from -€121,948 to -€4,515 ▲ 96.3% View
  • Caution: Among the weakest 16% on solvencysector median 47.3% · 41 companies 4.6% View
  • Caution: 2 loss-making years in a rowloss financial year 2026 -€4,515 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Financial year
2026
Total assets
€1.4m
Loss
-€4,515
Solvency
4.6%
Total assets▲ 28.1%
Net result
20232026
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-10-2027
  1. 30-09-2024Annual accounts filed
  2. 31-03-2024Highest result from 2023 to 2026
  3. 25-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other printingNACE 18120
Founded
16-04-2021
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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