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Complete company report
Generated 27-07-2026
Active BE 0448.720.515Public limited company

JOVAMCO

Brugstraat 24 ·3580 Beringen, Belgium· 33 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

JOVAMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 33 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 18-07-2025 2025-00309954
31-12-2023 micro 28-06-2024 2024-00209791
31-12-2022 micro 25-07-2023 2023-00286782
31-12-2021 micro 19-08-2022 2022-20313811
31-12-2020 micro 26-08-2021 2021-55000052
31-12-2019 micro 31-08-2020 2020-48600292
31-12-2018 micro 27-06-2019 2019-26300404
31-12-2017 micro 31-05-2018 2018-15900274
31-12-2016 micro 05-07-2017 2017-29300003
31-12-2015 verkort 03-08-2016 2016-41200019
Legal Structure
NACE primary 66220
Legal form Public limited company(014)
Incorporation20-11-1992
StatusActive
Postal code3580
Establishment units 1 location
JOVAMCO NV
Brugstraat 24, 3580 BeringenVerzekeringsmakelaars en -agenten
since 19932.060.507.850
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0527/00D002 Flanders 213 m² 1 · 213 m² 14.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
25-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
19-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
03-06-2022
State Gazette act Director changes
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
05-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
03-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
03-06-2022 4 directors appointed, 1 resigning Director changes
  • Vanhamel Jan Frederik, Bestuurder
  • Alberghs Sylvia, Bestuurder
  • Vanhamel Jan Frederik, Voorzitter
  • Vanhamel Jan Frederik, Gedelegeerd bestuurder
  • Vanhamel Jan Frederik, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhamel Jan Frederik",
        "address": "3550 Heusden-Zolder, Hoekstraat 45",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-05-09",
      "evidence_quote": "Naar aanieiding van het overlijden van de heer Vanhamel Jan op 16 maart 2022 beslist de bijzondere algemene vergadering al de in functie zijnde bestuurders te ontslaan",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhamel Jan Frederik",
        "address": "3550 Heusden-Zolder, Hoekstraat 45",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-05-09",
      "evidence_quote": "beslist om volgende bestuurders te benoemen voor een termijn van 6 jaar",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alberghs Sylvia",
        "address": "3550 Heusden-Zolder, Hoekstraat 45",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-05-09",
      "evidence_quote": "Haar mandaat gaat in vanaf heden",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Vanhamel Jan Frederik",
        "address": "3550 Heusden-Zolder, Hoekstraat 45",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-05-09",
      "evidence_quote": "De raad van bestuur benoemt tot voorzitter",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhamel Jan Frederik",
        "address": "3550 Heusden-Zolder, Hoekstraat 45",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-05-09",
      "evidence_quote": "en tot gedelegeerd be-stuur-der",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-06-03",
    "filing_date": "2022-05-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-05-09",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0448.720.515",
    "name_full": "JOVAMCO",
    "legal_form": "NAAMLOZE VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL JOVAMCO
Registered office
Brugstraat 24
3580 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative