JOTT
ActiveSummary
JOTT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,891 and a net result of €17,679. Equity is growing by ~70.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-5
Solvency71▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.42 in 2024; short-term debt: 53.6% and cash: 20.2% of total assets), and 53.6% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
19.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
36 d early
2024
79 d early
2023
140 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 85 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€42,891▲ 59.3%
2024 · €26,930
Total assets
€92,385▼ 9.2%
2024 · €101,725
Net result
€17,679▼ 25.8%
2024 · €23,812
Working capital
-€14,485▲ 66.4%
2024 · -€43,123
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€8,580-€33,651▲ 292%€25,417▼ 24.5%
Net result€2,436-€23,812▲ 877%€17,679▼ 25.8%
Equity€4,836-€26,930▲ 457%€42,891▲ 59.3%
Total assets€88,131-€101,725▲ 15.4%€92,385▼ 9.2%
Debt€83,295-€74,795▼ 10.2%€49,493▼ 33.8%
Working capital-€67,434--€43,123▲ 36.1%-€14,485▲ 66.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,884
Fixed assets
€55,876 ▼ 17.6%
Current assets
€35,008 ▲ 10.5%
Equity and liabilities €92,385
Equity
€42,891 ▲ 59.3%
Debt
€49,493 ▼ 33.8%
Debt's share of the balance-sheet total falls from 73.5% to 53.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43,967▼
2024 · €51,332
Cash flow
€36,229▼
2024 · €41,493
Current ratio
0.71▲
2024 · 0.42
Debt to equity
1.15▼
2024 · 2.78
ROE
41.2%▼
2024 · 88.4%
ROA
19.1%▼
2024 · 23.4%
Interest coverage
177.24▼
2024 · 272.87
Debt ≤ 1 year
€49,493▼
2024 · €74,795
Income taxes
€7,490▼
2024 · €9,651
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,885 | €17,681 | €18,550 | ▲ 4.9% |
| Other operating charges640/8 | €2,272 | €2,065 | €1,349 | ▼ 34.7% |
| Gross operating margin9900 | €12,738 | €53,397 | €45,316 | ▼ 15.1% |
| Operating profit (loss)9901 | €8,580 | €33,651 | €25,417 | ▼ 24.5% |
| Financial income75/76B | €0 | - | - | - |
| Recurring financial income75 | €0 | - | - | - |
| Financial charges65/66B | €3,544 | €188 | €248 | ▲ 31.9% |
| Recurring financial charges65 | €3,544 | €188 | €248 | ▲ 31.9% |
| Profit (loss) for the period before taxes9903 | €5,036 | €33,463 | €25,169 | ▼ 24.8% |
| Income taxes67/77 | €2,600 | €9,651 | €7,490 | ▼ 22.4% |
| Profit (loss) for the period9904 | €2,436 | €23,812 | €17,679 | ▼ 25.8% |
| Profit (loss) for the period to be appropriated9905 | €2,436 | €23,812 | €17,679 | ▼ 25.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €88,131 | €101,725 | €92,385 | ▼ 9.2% |
| Formation expenses20 | €3,005 | €2,253 | €1,501 | ▼ 33.4% |
| Fixed assets21/28 | €69,266 | €67,801 | €55,876 | ▼ 17.6% |
| Tangible fixed assets22/27 | €69,266 | €67,801 | €55,876 | ▼ 17.6% |
| Plant, machinery and equipment23 | €8,548 | €19,522 | €16,778 | ▼ 14.1% |
| Furniture and vehicles24 | €60,718 | €48,279 | €39,098 | ▼ 19.0% |
| Current assets29/58 | €15,861 | €31,672 | €35,008 | ▲ 10.5% |
| Amounts receivable within one year40/41 | €8,800 | €30,533 | €16,311 | ▼ 46.6% |
| Trade receivables40 | €8,400 | €30,533 | €16,311 | ▼ 46.6% |
| Other amounts receivable41 | €400 | - | - | - |
| Cash at bank and in hand54/58 | €4,884 | €1,139 | €18,697 | ▲ 1,542% |
| Deferred charges and accrued income490/1 | €2,177 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €88,131 | €101,725 | €92,385 | ▼ 9.2% |
| Equity10/15 | €4,836 | €26,930 | €42,891 | ▲ 59.3% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | - | €20,000 | €37,000 | ▲ 85.0% |
| Distributable reserves133 | - | €20,000 | €37,000 | ▲ 85.0% |
| Profit (loss) carried forward14 | €836 | €2,930 | €1,891 | ▼ 35.5% |
| Amounts payable17/49 | €83,295 | €74,795 | €49,493 | ▼ 33.8% |
| Amounts payable within one year42/48 | €83,295 | €74,795 | €49,493 | ▼ 33.8% |
| Trade debts44 | €33,854 | €29,493 | €19,539 | ▼ 33.8% |
| Suppliers440/4 | €33,854 | €29,493 | €19,539 | ▼ 33.8% |
| Taxes, remuneration and social security45 | €7,096 | €7,771 | €7,709 | ▼ 0.8% |
| Taxes450/3 | €7,096 | €7,771 | €7,709 | ▼ 0.8% |
| Other amounts payable47/48 | €42,345 | €37,530 | €22,245 | ▼ 40.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,436 | €23,812 | €17,679 | ▼ 25.8% |
| + Depreciation and write-downs630 | €1,885 | €17,681 | €18,550 | ▲ 4.9% |
| Operating cash flow (approximation) | €4,321 | €41,493 | €36,229 | ▼ 12.7% |
| Investment in fixed assets (approximation) | - | -€16,216 | -€6,625 | ▲ 59.1% |
| Change in cash | - | -€3,745 | €17,559 | ▲ 569% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €23,812 ▲877%
Operating result €33,651, net result €23,812, both a record.
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2022
Ground area
1,221 m²
Building footprint
260 m²
Volume, LiDAR
2,162 m³
Parcel 34027E0958/00N013, Flanders · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
m2build
since 20222.335.846.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027E0958/00N013 | Flanders | 1,221 m² | 1 · 260 m² | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 317 EUR awarded · 317 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 317 EUR | 317 EUR |
Similar companies · same sector, comparable size
B LINDO
BE 0803.822.469
Wuustwezel · Eq €42,888
Dings Invest
BE 0779.314.529
Lille · Eq €42,842
ANOUKIS
BE 0741.783.051
Brussel · Eq €42,951
Jemabek
BE 0786.985.942
Kinrooi · Eq €42,956
ZAMINA
BE 0662.363.015
Lochristi · Eq €42,768
Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 6,787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2022
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail
michaellommens@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0791481297
Also
9925:BE0791481297
Registered
02-09-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.