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Rubektro

Active
Private limited companyfounded 20224 yrs activeHoutstraat 9, 8660 De Panne, BelgiumKBO/BCE: BE 0789.952.657
Summary

Rubektro has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €21k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 66% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability97▲+2
Solvency86▲+22
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.6 in 2024; short-term debt: 21.9% and cash: 34.6% of total assets), and 38.9% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.1%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
6 d early
2023
14 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€57k▲ 56.2%
2024 · €36k
2023: €18klowest in 3 years 2024: €36k▲ +107% vs 2023 2025: €57k▲ +56.2% vs 2024highest in 3 years
2023 → 2025
Total assets
€93k▼ 0.3%
2024 · €93k
2023: €33klowest in 3 years 2024: €93k▲ +181% vs 2023highest in 3 years 2025: €93k▼ -0.3% vs 2024
2023 → 2025
Net result
€21k▲ 8.3%
2024 · €20k
2023: €16klowest in 3 years 2024: €20k▲ +24.9% vs 2023 2025: €21k▲ +8.3% vs 2024highest in 3 years
2023 → 2025
Working capital
€32k▲ 88.1%
2024 · €17k
2023: €-5klowest in 3 years 2024: €17k▲ +441% vs 2023 2025: €32k▲ +88.1% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€18k-€36k▲ 107%€57k▲ 56.2% 2023: €18klowest in 3 years 2024: €36k▲ +107% vs 2023 2025: €57k▲ +56.2% vs 2024highest in 3 years
Operating result€22k-€29k▲ 36.2%€31k▲ 6.6% 2023: €22klowest in 3 years 2024: €29k▲ +36.2% vs 2023 2025: €31k▲ +6.6% vs 2024highest in 3 years
Net result€16k-€20k▲ 24.9%€21k▲ 8.3% 2023: €16klowest in 3 years 2024: €20k▲ +24.9% vs 2023 2025: €21k▲ +8.3% vs 2024highest in 3 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2023: €22k€22kNet result 2023: €16k€16kOperating result 2024: €29k€29kNet result 2024: €20k€20kOperating result 2025: €31k€31kNet result 2025: €21k€21k202320242025€0€10k€20k€30kOperating result 2023: €22k€22kNet result 2023: €16k€16kOperating result 2024: €29k€29kNet result 2024: €20k€20kOperating result 2025: €31k€31kNet result 2025: €21k€21k202320242025
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets €40k ▼ 14.8%
Current assets €53k ▲ 14.5%
Equity and liabilities €93k
Equity €57k ▲ 56.2%
Debt €36k ▼ 36.4%
Debt's share of the balance-sheet total falls from 61.0% to 38.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k▲
2024 · €39k
Cash flow
€34k▲
2024 · €30k
Current ratio
2.60▲
2024 · 1.60
Debt to equity
0.64▼
2024 · 1.57
ROE
37.5%▼
2024 · 54.1%
ROA
22.9%▲
2024 · 21.1%
Interest coverage
30.26▲
2024 · 23.47
Debt ≤ 1 year
€20k▼
2024 · €29k
Debt > 1 year
€16k▼
2024 · €28k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€93k€93k▼
Fixed assets21/28€47k€40k▼
Tangible fixed assets22/27€47k€40k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€44k€39k▼
Financial fixed assets28€400-
Current assets29/58€46k€53k▲
Amounts receivable within one year40/41€14k€20k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€31k€32k▲
Deferred charges and accrued income490/1€344€302▼
Equity and liabilities
Total equity and liabilities10/49€93k€93k▼
Equity10/15€36k€57k▲
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Share premium1100/10€2k€2k=
Reserves13€35k€55k▲
Distributable reserves133€35k€55k▲
Amounts payable17/49€57k€36k▼
Amounts payable after more than one year17€28k€16k▼
Financial debts170/4€28k€16k▼
Amounts payable within one year42/48€29k€20k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€2k€447▼
Suppliers440/4€2k€447▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€1k€232▼
Other amounts payable47/48€9k€850▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€535€824▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€44k€45k▲
Operating profit (loss)9901€29k€31k▲
Financial income75/76B€38€84▲
Recurring financial income75€38€84▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€28k€30k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€20k€21k▲
Profit (loss) for the period to be appropriated9905€20k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Transfer to equity691/2€19k€20k▲
To other reserves6921€19k€20k▲
Profit to be distributed694/7€850€850=
Return on contributions (dividend)694€850€850=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k€13k▲ 27.8%
Other operating charges640/8€115€535€824▲ 54.0%
Non-recurring operating charges66A-€4k--
Gross operating margin9900€27k€44k€45k▲ 2.4%
Operating profit (loss)9901€22k€29k€31k▲ 6.6%
Financial income75/76B-€38€84▲ 123%
Recurring financial income75-€38€84▲ 123%
Financial charges65/66B€132€2k€1k▼ 13.1%
Recurring financial charges65€132€2k€1k▼ 13.1%
Profit (loss) for the period before taxes9903€21k€28k€30k▲ 8.0%
Income taxes67/77€6k€8k€9k▲ 7.3%
Profit (loss) for the period9904€16k€20k€21k▲ 8.3%
Profit (loss) for the period to be appropriated9905€16k€20k€21k▲ 8.3%
Line202320242025Change
Assets
Total assets20/58€33k€93k€93k▼ 0.3%
Fixed assets21/28€23k€47k€40k▼ 14.8%
Tangible fixed assets22/27€23k€47k€40k▼ 14.0%
Plant, machinery and equipment23€3k€3k€1k▼ 52.1%
Furniture and vehicles24€20k€44k€39k▼ 11.6%
Financial fixed assets28-€400--
Current assets29/58€11k€46k€53k▲ 14.5%
Amounts receivable within one year40/41€4k€14k€20k▲ 42.4%
Trade receivables40-€8k€12k▲ 48.6%
Other amounts receivable41€4k€6k€8k▲ 34.2%
Cash at bank and in hand54/58€6k€31k€32k▲ 2.0%
Deferred charges and accrued income490/1-€344€302▼ 12.1%
Equity and liabilities
Total equity and liabilities10/49€33k€93k€93k▼ 0.3%
Equity10/15€18k€36k€57k▲ 56.2%
Contributions10/11€2k€2k€2k=
Outside capital11-€2k€2k=
Share premium1100/10-€2k€2k=
Reserves13€16k€35k€55k▲ 59.1%
Distributable reserves133€16k€35k€55k▲ 59.1%
Amounts payable17/49€16k€57k€36k▼ 36.4%
Amounts payable after more than one year17-€28k€16k▼ 43.4%
Financial debts170/4-€28k€16k▼ 43.4%
Amounts payable within one year42/48€16k€29k€20k▼ 29.6%
Current portion of amounts payable after more than one year42-€12k€12k▲ 3.9%
Trade debts44-€2k€447▼ 79.1%
Suppliers440/4-€2k€447▼ 79.1%
Taxes, remuneration and social security45-€7k€7k▲ 5.3%
Taxes450/3-€5k€7k▲ 27.5%
Remuneration and social security454/9-€1k€232▼ 82.5%
Other amounts payable47/48€16k€9k€850▼ 90.0%
Line202320242025Change
Profit (loss) for the period9904€16k€20k€21k▲ 8.3%
+ Depreciation and write-downs630€5k€10k€13k▲ 27.8%
Operating cash flow (approximation)€21k€30k€34k▲ 14.9%
Investment in fixed assets (approximation)-€-34k€-6k▲ 83.1%
Change in cash-€25k€637▼ 97.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Highest result since 2023net €21k ▲8.3%
Operating result €31k, net result €21k, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 1.60
Current ratio from 0.68 to 1.60.
14-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
353 m²
Building footprint
85 m²
Volume, LiDAR
419 m³
Parcel 38001C0493/00R002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rubektro
Houtstraat 9, 8660 De PanneHuman health activities
since 20222.334.712.301
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38001C0493/00R002 Flanders 353 m² 1 · 85 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

64888EXNC77224HC5W11
live in the LEI register

Similar companies · same sector, comparable size

Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,996 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
43211General electrical installation work

Scores and ratios are computed by Checked and are not a credit decision.