Joso

Active Risk: not assessed

Private limited companyfounded 1998active for 27 yearsHeistlaan 367, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0464.722.545

Summary

Joso is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €468,278 and a net result of €21,459. Equity is growing by about 6.1% per year across the filed financial years. Its solvency ranks better than 43% of 1,844 sector peers (NACE 66, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

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JosoActive

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Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€1.5mtotal assets 2025

Equity: €468,278
Profit: €21,459

Turnover not published (abbreviated format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Holdings: 2

2025 accounts filed 31 days late1 of 5 deeds summarised

Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.

raises risk

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

28 days late

2023

30 days late

2022

31 days late

2021

31 days late

2020

1 day early

2019

84 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
28-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Equity above €500,000equity €510,220 ▲4%

Key points

Positive: 8 profitable years in a rowprofit 2025: €21,459 8 years View
Board3 directors in office 3 View
Active since 1998founded 02-12-1998 27 years View

By topic

Financials

Financial year: 2025
Total assets: €1.5m
Profit: €21,459
Solvency: 32.2%

Total assets▼ 7.7%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

Jonas Van HuffelDirector
Pieter Van HuffelDirector
Sabine LyckeDirector

Go to Board & ownership

Network & group

Holdings: 2

2 holdings

Go to Network & group

Timeline

Events: 21
Since: 2000
Next accounts: by 31-07-2027

30-08-2024Annual accounts filed
21-11-2023Resignations: Pieter Van Huffel, Sabine Lycke and…
31-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 02-12-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Who signs: Each director alone
Annual meeting: Second Saturday of May at 11:00
Purpose: “Het bemiddelen van contracten in de verzekeringssector, verlenen van advies in de meest…” (deed in Dutch)

Go to Articles of association

Key facts about Joso

What is the company number of Joso?: 0464.722.545. In Belgium the VAT number is the company number with BE in front: BE 0464.722.545.
Where is Joso based?: The registered office is at Heistlaan 367, 8301 Knokke-Heist.Company details
What does Joso do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Joso?: Private limited company (BV).
When was Joso founded?: On 02-12-1998.
Is Joso still active?: Yes, Joso is an active enterprise in the KBO register.
How many employees does Joso have?: On average 0.2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Joso?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Joso profitable?: In financial year 2025, Joso made a profit of €21,459.
Where can I find the annual accounts of Joso?: Joso filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Joso due?: By 31-07-2027, for financial year 2026.Timeline