Turnover
≈ €430,000 estimated
The micro format states no turnover.
JOSCAP
Overview
Lifetime
1 annual account with figurespeak €328,670 (2025)
€328,670
peak €221,184 (2025)
€221,184
peak €224,184 (2025)
€224,184
€185,052
Board2 names since 2024
1 directorVANWALLEGHEM Peter Jozef Laurent
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Registered office moved from Knokke-Heist to Overijse 03-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 120 shares
Position in the sector
€221,184
Higher net result than 92% of companies in financial services. Sector median €32,856 · 9,773 companies.
2025 accounts filed 31 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017680646
Registered office moved from Knokke-Heist to Overijse
New registered office: Sint-Hubertusdreef 33, 3090 Overijse · Previous registered office: Zeedijk-Het Zoute 727 bus 5B, 8300 Knokke-Heist · Board meeting of 20-12-2024 · Gazette deed
First establishment
Sint-Hubertusdreef 33, Overijse
Incorporation
Founding capital of €3,000, 120 shares · Founder: VANWALLEGHEM Peter Jozef Laurent · Appointments: VANWALLEGHEM Peter Jozef Laurent (statutory director) and WIJNHOVEN Jacqueline Maria Joanna (successor statutory director) · published on 23-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOSCAP Overijse | €409,236 | €328,670 | 54.8% | - |
| DA&X Affligem | €429,548 | €292,627 | 70.8% | - |
| Voetbalkous Oudenburg | €372,492 | €358,530 | 67.4% | - |
| JA-STRAF Ostend | €456,423 | €392,526 | 60.6% | - |
| GUNTHER GIELEN Keerbergen | €297,288 | €278,055 | 70.2% | - |
| Safe Haven Consulting Leuven | €494,027 | €348,020 | 69.8% | - |
| SH Management Geel | €339,181 | €309,910 | 65.3% | - |
These companies have the same main activity as JOSCAP: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €297,000 and €494,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 19-12-2024Normal situation
- Activity
- Activities of holding companiesNACE 64210and 3 others
- Establishment unit
- 2.369.085.4383090 Overijse, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Insights on JOSCAP
JOSCAP is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €224,184 and a net result of €221,184.
Its solvency ranks better than 53% of 9,771 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€224,184
€409,236
€221,184
54.8%
98.7%
54.0%
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €409,236 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
54.8%
Higher than 53% of 9,771 companies in 2025.
54.0%
Higher than 92% of 9,625 companies in 2025.
JOSCAP
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
409,236 | |
21/28 |
52,680 | |
22/27 |
52,680 | |
24 |
52,680 | |
29/58 |
356,556 | |
40/41 |
1,457 | |
40 |
399 | |
41 |
1,058 | |
50/53 |
322,694 | |
54/58 |
32,405 | |
| Balance sheet: equity and liabilities | ||
10/49 |
409,236 | |
10/15 |
224,184 | |
10/11 |
3,000 | |
13 |
221,184 | |
133 |
221,184 | |
17/49 |
185,052 | |
42/48 |
185,052 | |
44 |
322 | |
440/4 |
322 | |
45 |
93,118 | |
450/3 |
93,118 | |
47/48 |
91,612 | |
| Income statement | ||
9900 |
328,670 | |
630 |
15,220 | |
640/8 |
386 | |
9901 |
313,064 | |
75/76B |
2,421 | |
75 |
2,421 | |
65/66B |
457 | |
65 |
457 | |
9903 |
315,028 | |
67/77 |
93,844 | |
9904 |
221,184 | |
9905 |
221,184 | |
| Appropriation of the result | ||
9906 |
221,184 | |
691/2 |
221,184 | |
6921 |
221,184 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00460897.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00460897 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 67,900 | ||
| 54.8% | ||
| 98.7% | ||
| 54.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €67,900 |
| Financial fixed assets | €0 |
| €15,220 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on JOSCAP
Debt's share of the balance-sheet total is 45.2%.
Board & ownership
Board
1 director, since incorporationStatutory director
since 19-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Mandates through the years
2 names, the dashed line is todayVANWALLEGHEM Peter Jozef Laurent
Statutory director
Statutory director
WIJNHOVEN Jacqueline Maria Joanna
Successor statutory director
Successor statutory director
BoardEarlierend not dated
Mandates as a list
- VANWALLEGHEM Peter Jozef Laurent
- Statutory director, from 19-12-2024 to date
- WIJNHOVEN Jacqueline Maria Joanna
- Successor statutory director, appointed by deed of 23-12-2024, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €3,000
- Shares
- 120
- Contribution per share
- €25
- Equity per share
- €1,868 in 2025
- Source
- deed of 23-12-2024
Articles of association
deed of 23-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Founder
At incorporation
deed of 23-12-2024 ↗
- VANWALLEGHEM Peter Jozef Laurent sole founder · 100% at incorporation
Network & group
No group
JOSCAP has no parent and no holdings in its annual accounts. VANWALLEGHEM Peter Jozef Laurent is the only director. JOSCAP shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017680646
Registered office moved from Knokke-Heist to OverijseNew registered office: Sint-Hubertusdreef 33, 3090 Overijse · Previous registered office: Zeedijk-Het Zoute 727 bus 5B, 8300 Knokke-Heist · Board meeting of 20-12-20242 points ▸
- Board meeting, 20-12-2024
- Registered-office move, Sint-Hubertusdreef 33, 3090 Overijse
First establishment Sint-Hubertusdreef 33, Overijse
2024
IncorporationFounding capital of €3,000, 120 shares · Founder: VANWALLEGHEM Peter Jozef Laurent · Appointments: VANWALLEGHEM Peter Jozef Laurent (statutory director) and WIJNHOVEN Jacqueline Maria Joanna (successor statutory director) · published on 23-12-20244 points ▸
- Founder, VANWALLEGHEM Peter Jozef Laurent
- Founding capital, €3,000, 120 shares
- Director appointment, VANWALLEGHEM Peter Jozef Laurent (statutory director)
- Director appointment, WIJNHOVEN Jacqueline Maria Joanna (successor statutory director)
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
JOSCAP was incorporated on 19 December 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Overijse in 2025.3 Since 2024, VANWALLEGHEM Peter Jozef Laurent has served as statutory director.4
Company details
Identity
- Enterprise number
- 1017.680.646
- VAT number
- BE 1017.680.646
- Peppol ID
- 0208:1017680646
- Other Peppol ID
- 9925:BE1017680646
- LEI code
- 254900BZWOELFTUIJD45 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 23-12-2024 (in Dutch)
- Peppol
- Reachable since 21-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JOSCAP in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 23-12-2024 (in Dutch)
Activities
NACEBEL 202564210
Activities of holding companies main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verstrekken van adviezen van financiële, technische, commerciële of administratieve aard in de ruimste zin, met uitzondering van…”deed of 23-12-2024 (in Dutch)
6 activities
- Het verstrekken van adviezen van financiële, technische, commerciële of administratieve aard in de ruimste zin, met uitzondering van beleggingsadviezen.
- Bijstand in de bedrijfsvoering op communicatief, commercieel, administratief en organisatorisch gebied.
- Consultancy, bijstand en begeleiding hetzij rechtstreeks, hetzij in onderaanneming, van personen en bedrijven betreffende public relations, public affaires, externe en interne communicatie, persrelaties, marketing en publiciteit, dit alles in de breedst mogelijke zin.
- Het besturen van vennootschappen welk voorwerp deze vennootschappen ook mochten hebben, het deelnemen in en het directievoeren over ondernemingen en vennootschappen, alsook het uitoefenen van de functie van bestuurder, vereffenaar of analoge functies in vennootschappen en andere rechtspersonen.
- Managementactiviteiten van holdings: het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het aanvangsvermogen en andere.
- De groot- en kleinhandel, in- en uitvoer, aan- en verkoop, onderhoud en herstelling van alle nieuwe en tweedehandsfietsen, elektrische fietsen, fietsen met hulpmotoren, bromfietsen, onderdelen, accessoires, fietskledij- en uitrusting in de meest brede zin van het woord.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Sint-Hubertusdreef 33 registered office 3090 Overijse 70100 Activities of head offices | 01-01-2025 | 2.369.085.438 |
1 former office
- Zeedijk-Het Zoute 727 bus 5B, 8300 Knokke-Heist until 20-12-2024 · deed of 03-02-2025
Buildings and parcels at the address
- Ground area
- 1,279 m²
- Buildings
- 157 m²
- Volume, LiDAR
- 950 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23062M0070/00L004 | 1,279 m² | 1 · 157 m² | 8.7 m · 2 |